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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148502 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148502)

Easy , convenient and flexible options.

Easy , convenient and flexible options. Reviewed on: 8th June 2026

PayPal has the Buyer protection is good!

PayPal has the Buyer protection is good! Which the the other payment service is lack of. Reviewed on: 8th June 2026

Staff are very helpful.

Staff are very helpful. And 3 month itrest free. No charges fees. Sometimes buy now and pay layer aswell. Reviewed on: 8th June 2026

Very easy to use and navigate.

Very easy to use and navigate. Will definitely recommend to friends and family Reviewed on: 8th June 2026

Good credit offers, customer service good.

Good credit offers, customer service good. Helpful credit card Reviewed on: 8th June 2026

Good experience using PayPal

I’ve only had good experiences using PayPal Reviewed on: 8th June 2026

Hasslefree , easy to use , convenient , lot if benef...

Hasslefree , easy to use , convenient , lot if benefuts , reward points Reviewed on: 8th June 2026

PayPal just works, and that’s why I keep using it.

PayPal just works, and that’s why I keep using it. The app is incredibly clean and straightforward—there's no clunky menu diving or weird lag when you're trying to send money or check a balance. Whether I'm buying something online or sending cash to a friend, the whole process takes about three seconds. Reviewed on: 8th June 2026

Very convenient and easy to navigate the app

Very convenient and easy to navigate the app Reviewed on: 8th June 2026

Very easy to use and trust and good service

Very easy to use and trust and good service Reviewed on: 8th June 2026

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