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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,110 reviews, last reviewed 25th Apr 2026
3166200% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like PayPal credit I like PayPal credit as it gives you 4 months interest free. I think it should be more than 4 months for those who have been using PayPal credit for o... Read more Reviewed on: 25th April 2026
Natasha WJ's avatar
Natasha WJ

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85110)

I have been with PayPal since its inception always s...

5
I have been with PayPal since its inception always straight forward and if there’s problem with retailer product always excellent service via resolution centre highly recommend Reviewed on: 13th April 2026
Julie 's avatar
Julie

Paypal is kind of Go To service

5
Paypal is kind of Go To service, can't think of any better alternates. Reviewed on: 13th April 2026
Abdul Q's avatar
Abdul Q

A really handy payment option which I’ve used for ye...

5
A really handy payment option which I’ve used for years. Would definitely recommend to anyone. If there is an option to pay using PayPal Credit, I’ll more often than not use it. Great flexibility, easy to use and a company you can trust. Reviewed on: 13th April 2026
Laura M's avatar
Laura M

PayPal is Flexible & Convenient

5
Like how flexible PayPal is and there is more ways to pay with PayPal, it has a low interest rate compared with companies on the market. I am always informed of special offers or what is specifically available to me. You can buy items in 3 or 6 payments which is interest free also as well as spreading the cost over months so you have much longer to pay it off which means you can choose what suits your budget. Recently they have introduced a points system which helps towards your future purchases. Overall i am one happy customer of PayPal cant fault it. Reviewed on: 13th April 2026
Wayne H's avatar
Wayne H

Convenient no issues so far.

5
Convenient no issues so far. Reminder emails are handy Reviewed on: 13th April 2026
L b's avatar
L b

Love PayPal, it's great when you want a nice treat a...

4
Love PayPal, it's great when you want a nice treat and can pay over 3 months Reviewed on: 13th April 2026
hayley Smith's avatar
hayley Smith

PayPal is easy to use, helps budget easily and pay f...

5
PayPal is easy to use, helps budget easily and pay for goods safely. Reviewed on: 13th April 2026
Helen S's avatar
Helen S

I like that there are a few different payment option...

5
I like that there are a few different payment options to choose from. Reviewed on: 13th April 2026
Scott 's avatar
Scott

Good way of making items affordable

5
Good way of making items affordable Reviewed on: 13th April 2026
Linda R's avatar
Linda R

I have a very good experience with paypal, specially...

4
I have a very good experience with paypal, specially I liked the pay in 4 months. Reviewed on: 13th April 2026
Sant D's avatar
Sant D

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