Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,021 reviews, last reviewed 25th Apr 2026
3157800% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest way to shop on line Easy to use and confidence it is safe. No messing Reviewed on: 25th April 2026
Keith 's avatar
Keith

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (85021)

Manors issues but quick resolution

5
Manors issues but quick resolution Reviewed on: 13th April 2026
Pat's avatar
Pat

Five star

5
Excellent very simple to use I would highly recommend. Reviewed on: 13th April 2026
Marion Rine's avatar
Marion Rine

PayPal is a fast and efficient way to pay and someth...

5
PayPal is a fast and efficient way to pay and something I use frequently Reviewed on: 13th April 2026
Gary H's avatar
Gary H

Good customer service very helpful online

5
Good customer service very helpful online Reviewed on: 13th April 2026
Tony S's avatar
Tony S

Never have to worry about my online shopping as PayP...

4
Never have to worry about my online shopping as PayPal has my back on all my purchases and always helpful when I call for help with a seller Reviewed on: 13th April 2026
george osborne 's avatar
george osborne

I like the 4 months interest free when opening accou...

5
I like the 4 months interest free when opening account allowing me to make further savings on my budget. Reviewed on: 13th April 2026
Kevin's avatar
Kevin

Paypal helps me stay safe online

5
Paypal helps stay safe when shopping or booking holidays online. Keeping my personal details safe and secure wholes not limited my shopping experience. Reviewed on: 13th April 2026
Antoniel's avatar
Antoniel

Simple to use and makes purchasing online fast and s...

5
Simple to use and makes purchasing online fast and simple. Reviewed on: 13th April 2026
Beverley 's avatar
Beverley

I have found the PayPal credit useful.

5
I have found the PayPal credit very useful and easy to use. I have recommended it to friends and family. Reviewed on: 13th April 2026
Katie K's avatar
Katie K

Very easy app and credit supplier to use for my...

5
Very easy app and credit supplier to use for my needs Reviewed on: 13th April 2026
Billy Mckay's avatar
Billy Mckay

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill