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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148548 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148548)

Great experience and great customer service

Great experience and great customer service Reviewed on: 8th June 2026

Excellent service and easy to set up and use Great a...

Excellent service and easy to set up and use Great advantages are the app to keep track of the transactions and payments fantastic range of places you can use this Reviewed on: 8th June 2026

Easy to useEasy to use.

Paypal is very easy to use. It's secure and a great way to pay for goods and to pay people. Reviewed on: 8th June 2026

Very safe and easy to pay online!

Very safe and easy to pay online it’s my preferred way to pay especially with a seller I haven’t used before because I know my transactions are protected and sate with PayPal Reviewed on: 8th June 2026

Convenient and easy to use

Convenient and easy to use - Easy to understand Reviewed on: 8th June 2026

Great services

Fantastic services Paypal is so easy to use and a great help thank you Reviewed on: 8th June 2026

Offers many flexible options.

Offers many flexible options. Deals effectively with customer issues. Easy to navigate app Reviewed on: 8th June 2026

awesome customer service .

awesome customer service . great communication. always very helpful and friendly great Reviewed on: 8th June 2026

I always use PayPal when buying anything online

I always use PayPal when buying anything from eBay or online as they've always been there to help when I have any issues with anything I've bought, I wouldn't buy online without them. Reviewed on: 8th June 2026

Easy to used and is accepted everywhere

Easy to used and is accepted everywhere Reviewed on: 8th June 2026

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