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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use & your money is guaranteed on purchases.

Easy to use & your money is guaranteed on purchases. Contacting customer service is a bit more involved that it should be Reviewed on: 7th July 2026

I have been with paypal for several years.

I have been with paypal for several years. They have been there when I needed them.Without paypal I am sure I would not have got through some tough times. Reviewed on: 7th July 2026

Paypal is good

I think Paypal is really good, I like how you able to collect points. I also like how I can pay in three, and also able to apply for credit. However I would like more information about the PayPal credit card, so I could possibly apply. Reviewed on: 7th July 2026

Great customer service easy to use website

Great customer service easy to use website Reviewed on: 7th July 2026

I have used and trusted PayPal for over 20yrs

I have used PayPal for over 20yrs and have always trusted them to for paying for online goods to companies I'm not sure of and to transfer money to family Reviewed on: 7th July 2026

I love paypal, paypal is secure

I love paypal and feel is secure I use it as much as I can, it is my prefered payment method. Reviewed on: 7th July 2026

the paypal money honsest and good

the paypal money honsest and good Reviewed on: 7th July 2026

Easy peasy

Always easy and great customer service. I got scammed and they got me my money back! Reviewed on: 7th July 2026

I've used PayPal credit for years, flexible pay.

I've used PayPal credit for years, flexible pay. They remind you when you're due to avoid penalty charges. I will continue using it. Manageable payments and safe when purchasing online. Reviewed on: 7th July 2026

Had PayPal credit over a decade and never had a prob...

Had PayPal credit over a decade and never had a problem Reviewed on: 7th July 2026

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