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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148581 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148581)

Great love using PayPal credit to spread the cost of...

Great love using PayPal credit to spread the cost of big purchases so convenient Reviewed on: 8th June 2026

PayPal is great and convenient and has helped me out...

PayPal is great and convenient and has helped me out massively Reviewed on: 8th June 2026

Just what we need.

There's so many companies that except PayPal or PayPal pay in 3 Reviewed on: 8th June 2026

So easy to use, great services and I love it works g...

So easy to use, great services and I love it works globally Reviewed on: 8th June 2026

Great customer service, updated and secure app

Great customer service, updated and secure app Reviewed on: 8th June 2026

Simple money management

Nice and simple way of managing my money and spreading payments for purchases. Reviewed on: 8th June 2026

Excellent service.

Excellent service. One of the best. Reviewed on: 8th June 2026

My experience with PayPal...

My experience with PayPal has always been positive. It is easy to use, very secure, and customer service has always been quick to.respond if I've had any kind of issue. I would recommend PayPal to anyone interested in their kind of financial services. Reviewed on: 8th June 2026

User friendly and secure.

Very user friendly and secure, the options of payment plans is also a great feature. Reviewed on: 8th June 2026

I have used PayPal for many years and have only had...

I have used PayPal for many years and have only had positive experiences Reviewed on: 8th June 2026

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