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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Paypal is the most efficient reliable best customer...

Paypal is the most efficient reliable best customer services and protection for our transactions. Reviewed on: 7th July 2026

Easy pay, easy access to app.

Easy pay, easy access to app. God customer service Reviewed on: 7th July 2026

Great flex credit options and availability

Great flex credit options and availability Reviewed on: 7th July 2026

I love PayPal because I know y account and money wi...

I love PayPal because I know y account and money will always e safe Reviewed on: 7th July 2026

When wanting to change date staff can never help jus...

When wanting to change date staff can never help just say to ring back next month been trying for the last year now Reviewed on: 7th July 2026

Smooth transaction each time!

Smooth transaction each time! If there is an option to checkout with paypal, if will always be my first choice Reviewed on: 7th July 2026

To be able to use pay in 3 and PayPal credit as been...

To be able to use pay in 3 and PayPal credit as been really beneficial to me and my family when having to purchase needed items without having to pay interest on pay in 3 and 0% interest for 4 months on PayPal credit. Reviewed on: 7th July 2026

PayPal excellent!

PayPal always comes in handy,esp the pay in 3 payments Reviewed on: 7th July 2026

Makes paying for holidays easier

Makes paying for holidays easier Reviewed on: 7th July 2026

Using PayPal

Been using PayPal for some time now it’s one of the best services I’ve used. Good rates great easy app service I would highly recommend. If you’re a first time user you won’t have a problem I use mine for everything. Reviewed on: 7th July 2026

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