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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84816 reviews)

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4.90

Based on 84,816 reviews, last reviewed 25th Apr 2026

3138300% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has helped me when I needed it PayPal has helped me when I needed it Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84816)

Placed trust in me!

PayPal Credit (and Pay in 3!) have allowed me to affordably purchase items AND experiences that otherwise would've been completely out my reach these days. The years of 2020/21 were challenging for all of us and many, like myself, found it difficult to get by yet PayPal placed trust and faith in me where other lenders possibly would've rejected me or written me off as too risky. As a disabled person with multiple lifelong conditions, and as carer to my recently disabled adult son, I have very limited earning and borrowing power through no fault of my own and I am immensely grateful for PayPal's trust in me. As a result I've never missed a payment! Confidence building, credit score building, happiness building. Reviewed on: 13th April 2026

Great communication, Great app, easy to use, everyth...

Great communication, Great app, easy to use, everything explained, Great experience with credit card. Reviewed on: 13th April 2026

Been using PayPal for 15 years now.

Been using PayPal for 15 years now. There’s nothing that compares to their service on the market. Reviewed on: 13th April 2026

A way to help with your finances!!

I been used for long time is a great way to pay for your trips if you don’t want to touch your savings. Reviewed on: 13th April 2026

enables me to budget bette...

Regular user of services, enables me to budget better for big ticket items Reviewed on: 13th April 2026

Haven’t really got any complaints nor compliments to...

Haven’t really got any complaints nor compliments to provide Reviewed on: 13th April 2026

Delayed balance update

I don't quite like the fact that the balance in my bank account is being updated only several days after the actual payment was done. Reviewed on: 13th April 2026

Favourite credit lender!

Favourite credit lender! PayPal is convenient and easy to use and have excellent customer service. It's widely accepted and just makes finances so much easier! Reviewed on: 13th April 2026

Good value

Found it easy to use and manageable payments Reviewed on: 13th April 2026

Never had any issues with PayPal or PayPal credit, q...

Never had any issues with PayPal or PayPal credit, quick and easy, top class. Reviewed on: 13th April 2026

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