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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,798 reviews, last reviewed 25th Apr 2026
3136600% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy pay in 3 way ahead of the best... Really easy pay in 3 way ahead of the best of them Reviewed on: 25th April 2026
Paul B's avatar
Paul B

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84798)

Easy to use

5
I like how easy to use it is, the login process is hassle free and it’s easy to track your account from the home page. The notifications are also helpful and you don’t get too many. The credit limit is also really good Reviewed on: 13th April 2026
Will M's avatar
Will M

Great customer service

5
Had fantastic customer service using the chat facility Reviewed on: 13th April 2026
Bec's avatar
Bec

My one stop payment shop

5
I'm a regular user across multiple platforms and different types of PayPal services. I always find it easy to find what I am looking for Reviewed on: 13th April 2026
Patrick C's avatar
Patrick C

Always very good user experience, great customer ser...

5
Always very good user experience, great customer service, fee structure is also good! Overall using it for more than 7 years and will continue using it. Reviewed on: 13th April 2026
Marija W's avatar
Marija W

So far my experience with PayPal has been awesome; t...

5
So far my experience with PayPal has been awesome; their service delivery is top notch. Reviewed on: 13th April 2026
ROMMEL TW's avatar
ROMMEL TW

The PayPal experience consistently delivers seamless...

4
The PayPal experience consistently delivers seamless and expedited transactions, exemplifying a truly world-class service. Reviewed on: 13th April 2026
Mohamed Soliman's avatar
Mohamed Soliman

Solid support

5
Haappily using Paypal for many years now, I feel protected and supported. Thank you Reviewed on: 13th April 2026
Gloria's avatar
Gloria

Excellent customer service when problems need sortin...

5
Excellent customer service when problems need sorting out Reviewed on: 13th April 2026
alan fleet 's avatar
alan fleet

Secure peace of mind purchasing

5
I like the security when using PayPal Reviewed on: 13th April 2026
JH 's avatar
JH

PayPal credit has been an amazing tool in times of n...

5
PayPal credit has been an amazing tool in times of need and offers a great interest free period and flexible pay back options Reviewed on: 13th April 2026
Thomas B's avatar
Thomas B

Review PayPal: PayPal Credit now

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