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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148650 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148650)

Always found easy to use

Always found easy to use - any issues resolved quickly Reviewed on: 8th June 2026

Easy to use.

Easy to use. Accepted in most places online. Reviewed on: 8th June 2026

Use them frequently no issues

Use them frequently no issues easy way to break up purchases. Reviewed on: 8th June 2026

amazing; always helpful I find it useful

amazing; always helpful I find it useful Reviewed on: 8th June 2026

Superb Service

Really easy to use service you always know you’re in safe hands with PayPal! Reliable and efficient Reviewed on: 8th June 2026

Best credit on the market

Use it a lot great for booking holidays to spread payments Reviewed on: 8th June 2026

Really love PayPal and all they offer their customers.

Really love PayPal and all they offer their customers. I recommend to everyone Reviewed on: 8th June 2026

Easy interest free payment options

Like easy 3 pre-approved interest free payments or 4 months interest free credit. Easy of use is excellent Reviewed on: 8th June 2026

I can always rely on PayPal as it’s secure and easy...

I can always rely on PayPal as it’s secure and easy to use. And reliable and secure. I am happy with PayPal Reviewed on: 8th June 2026

Use PayPal for Everything

I use PayPal for all kinds of transactions. I also used PayPal credit. It is so easy to use and makes purchases easier. They have introduced lots more features and products since I first started using PayPal about 15 years ago. Reviewed on: 8th June 2026

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