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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Use all the time if there is a problem soon...

Use all the time if there is a problem soon sorted Reviewed on: 7th July 2026

Very safe & convenient to youse .

Very safe & convenient to youse . Reviewed on: 7th July 2026

You are kept updated when it’s almost time to pay so...

You are kept updated when it’s almost time to pay so you don’t incur interest You are well informed about the different ways to make your payments PayPal constantly keep you undated Reviewed on: 7th July 2026

Always easy and any problems are dealt with quickly...

Always easy and any problems are dealt with quickly and effortlessly. You can always trust a PayPal payment. Reviewed on: 7th July 2026

Cash on the Go

The PayPal website is easy to navigate with straightforward and clear instructions for its use. Reviewed on: 7th July 2026

All transactions runs smoothly, Hussle free and paym...

All transactions runs smoothly, Hussle free and payments can be paid that suits me Reviewed on: 7th July 2026

It's really helpful way of making payments and alway...

It's really helpful way of making payments and always get value for money and services. Reviewed on: 7th July 2026

Simple process

Easy to use and to navigate! Also convenient. Reviewed on: 7th July 2026

Pleasant experience.

My experience is good and overwhelming Reviewed on: 7th July 2026

Paypal allows me to live more freely.

PayPal allows me to live more freely - splitting money into instalments, borrowing money in times of need (like buying a flight home when emergency arrives) and deals with disputes fairly and quickly. I always feel safe with PayPal and trust them so much. My credit score was also positively rated on due to the payments I make back to PayPal in time. I love PayPal. Reviewed on: 7th July 2026

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