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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

From bad to great

I have had really bad experience in the past but they have definitely turned themselves around and I have only hade great experiences in the last several years Reviewed on: 7th July 2026

PayPal credit.. thumbs up

PayPal credit gives 4 months interest free which is very useful for purchases. The app is very clear, easy to navigate and well laid out. I love it. Reviewed on: 7th July 2026

Whatever you buy trust on PayPal

Whatever you buy trust on PayPal Reviewed on: 7th July 2026

Speedy international transfers

Very speedy transfers even internationally and the fees are more than reasonable. Make money on transfers but the more transferred in one hit the better the rate. Reviewed on: 7th July 2026

Best credit company

Quick response and no issues so far. Reviewed on: 7th July 2026

By far the most reliable and pleasant credit experie...

By far the most reliable and pleasant credit experience i’ve ever had Reviewed on: 7th July 2026

Does what it says on the tin.

Does what it says on the tin. Efficacy is the key. Reviewed on: 7th July 2026

Good customer service

Any issue I’ve ever had was sorted straight away … customer service was great … totally refreshing in today’s world . Reviewed on: 7th July 2026

Used Paypal for a few years now and always good syst...

Used Paypal for a few years now and always good system and they have ways of paying over a few months. I will keep using them Reviewed on: 7th July 2026

Very good experience

Very good experience, highly recommended Reviewed on: 7th July 2026

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