Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84783 reviews)

View other PayPal products

4.90

Based on 84,783 reviews, last reviewed 25th Apr 2026

3135100% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Highly recommended. Always good and informative whenever I have an issue or question regarding my credit account. They go above and beyond to ensure you get the ins and o... Read more Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (84783)

Good service and customer care helpful and good w...

Good service and customer care helpful and good when you need help. Reviewed on: 13th April 2026

Never any problems with pay pal ever, used it for ye...

Never any problems with pay pal ever, used it for years and accepted in most places too Reviewed on: 13th April 2026

The 0% interest feature

The 0% interest feature for 4 months is very helpful and easy to use and manage. Reviewed on: 13th April 2026

So far no issues.

So far no issues. Had PayPal for many many years now. Having PayPal also comes with their perks which is great. Reviewed on: 13th April 2026

Always find PayPal great helpful and easy to use

Always find PayPal great helpful and easy to use Reviewed on: 13th April 2026

I had an issue with a purchase and the customer serv...

I had an issue with a purchase and the customer service team were extremely helpful and o received all my money back after speaking to them. Reviewed on: 13th April 2026

Perfect credit card

Let’s me split payment over 3 months 0 interest which is perfect for me Reviewed on: 13th April 2026

PayPal credit is always so easy to use and I love ho...

PayPal credit is always so easy to use and I love how professional and accessible their customer service is. They never let me down and always provide help and reassurance when needed! I love the different options of PayPal credit too— easy to pay and manage finances but also there for when in need! Thank you and highly recommend Reviewed on: 13th April 2026

10 out of 10 from me

Easy to use, available in near all shops i use for online shopping, feel safe using it and when I've needed to challenge payments PayPal have taken over and completed refunds really promptly. Would definitely recommend to family and friends Reviewed on: 13th April 2026

Good review

Safe online to use, Easy use on app Reviewed on: 13th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38822 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub