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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148697 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148697)

Very professional and excellent at first l thiught i...

Very professional and excellent at first l thiught it was one of those dodgy services but they proved me wrong Reviewed on: 8th June 2026

Easy to use, great features, and fast, convenient fi...

Easy to use, great features, and fast, convenient financing. Reviewed on: 8th June 2026

Love the points system.

Love the points system. Have been spending with PayPal as often as possible to make use of this. The points tiers are great and motivate me to spend with PayPal. It helps that you can checkout with PayPal in lots of places. Reviewed on: 8th June 2026

Great and easy, love that we can pay in 3 with no in...

Great and easy, love that we can pay in 3 with no interest Reviewed on: 8th June 2026

Very easy to use, straight forward

Very easy to use, straight forward Reviewed on: 8th June 2026

Excellent experience with PayPal credi

Excellent experience with PayPal credi Reviewed on: 8th June 2026

Plenty of easy payment options.

Plenty of easy payment options. Kept up to date with account. and easy to follow app. Problems easily dealt with if there is a problem with a company. all on all a great service. Reviewed on: 8th June 2026

Plenty of good communication from Paypal keeps me in...

Plenty of good communication from Paypal keeps me informed about all aspects of my account Reviewed on: 8th June 2026

PayPal gives multiple finance options

PayPal gives multiple finance options Reviewed on: 8th June 2026

Excellent service!

Always have received excellent service Reviewed on: 8th June 2026

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