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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Never had any issues, the process is straightforward...

Never had any issues, the process is straightforward and rates have always been competitive for me Reviewed on: 7th July 2026

Straight forward and convenient

I always find using PayPal credit as a convenient and seamless experience. Reviewed on: 7th July 2026

Really fair and great place to help manage money

Really fair. I love PayPal credit and PayPal pay in 3 too Reviewed on: 7th July 2026

Everyday life

It’s helpful in many ways pay in 3 if it’s at the end of the month or for protection when buying Reviewed on: 7th July 2026

Kept my money safe and secure.

Kept my money safe and secure. I keep my money safe and secure by always paying with PayPal for almost everything. Reviewed on: 7th July 2026

Buying new

I purchased something with the help of PayPal credit and found it quick and si6to use Reviewed on: 7th July 2026

PayPal review

Great affordable secure service peace of mind from scammers great webpage all your enquiries at your fingertip Reviewed on: 7th July 2026

Good, easy and straightforward service to use but ha...

Good, easy and straightforward service to use but hard to reach customer service when needed Reviewed on: 7th July 2026

Very easy to use and always get updates.

Very easy to use and always get updates. Easy to make payments and get advised of minimum but can pay as much as I want. So helpful when I need to break the bill down into bite size chunks. Very easy to see what has been spent and what is owed. Never any problems logging in to my account. Reviewed on: 7th July 2026

It's easy to make monthly payments however the inter...

It's easy to make monthly payments however the interest is high Reviewed on: 7th July 2026

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