Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 84,712 reviews, last reviewed 24th Apr 2026
3128900% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very accessible. Very accessible. Easy to use and reliable Reviewed on: 24th April 2026
Jacinter N's avatar
Jacinter N

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84712)

PayPal Credit and Modular Synthesisers

5
I use PayPal Credit all the time being into modular synthesisers which can be quite expensive. PayPal Credit give me flexibility to carry building my modular system and with 4 months to pay it off it's the most suitable for me service. Reviewed on: 13th April 2026

Excellent

5
I just used PayPal three instalments its fantastic. Reviewed on: 13th April 2026

Helpful and reassuring.

5
Helpful and reassuring. Highly recommended. Reviewed on: 13th April 2026

Easy to use services.

5
Easy to use services. App easy to navigate Reviewed on: 13th April 2026

Very helpful staff, very good at problem-solving and...

5
Very helpful staff, very good at problem-solving and basically did everything I needed from them Reviewed on: 13th April 2026

PayPal Credit has assisted me in taking charge of my...

5
PayPal Credit has assisted me in taking charge of my finances as I can now make a big purchase with the opportunity to spread the payment for 4 months. Reviewed on: 13th April 2026

Always sorted my issue out straight away

5
Always sorted my issue out straight away Reviewed on: 13th April 2026

The fastest and safest way to buy and sell

5
Every sale or purchase I’ve made using PayPal has been so easy and I feel really safe using it. I’d highly recommend it to friends and family. Reviewed on: 13th April 2026

Quite expensive APR but otherwise good

4
Quite expensive APR but otherwise good Reviewed on: 13th April 2026

Very good help

5
Iwas very helpfull for me when I was need Reviewed on: 13th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 38784 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
    View all products