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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148724 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148724)

Always clear and concise and real people at the end...

Always clear and concise and real people at the end of a phone if you need to speak about something Reviewed on: 8th June 2026

Absolutely great, reliable and offers interest free...

Absolutely great, reliable and offers interest free for a few months which is great Reviewed on: 8th June 2026

Overall a good experience.

Overall a good experience. I have been with PayPal credit a few years now with no issues. Reviewed on: 8th June 2026

I use PayPal for my daily expenses, mostly online,

I use PayPal for my daily expenses, mostly online, and knowing that my payments are more secure makes me comfortable buying online. I have only had one of a few bad instances when buying online, but fortunately, I used PayPal buyer protection to resolve the problems. My family and friends also use it. Reviewed on: 8th June 2026

Really good service as always and I know they help i...

Really good service as always and I know they help if ever any issues Reviewed on: 8th June 2026

Safe & secure PayPal a Name To Trust!

Safe & secure PayPal a Name To Trust! Reviewed on: 8th June 2026

Great way to make payments

Easy to use app, great customer service when you not sure about things. Never had any issues with PayPal and a very safe way to make payments and great ways to earn money buy referring friends and family. Reviewed on: 8th June 2026

Paypal credit is so convenient

Paypal credit is so convenient - used by so many retailers online, it's such a good idea and so useful Reviewed on: 8th June 2026

It is so easy

It is so easy , I would not have been able to purchase half the items I have without PayPal credit Reviewed on: 8th June 2026

Reliable and trustworthy information

Reliable and trustworthy information Reviewed on: 8th June 2026

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