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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

Flawless, easy to set up.

Flawless, easy to set up. Accepted almost everywhere. Reviewed on: 8th June 2026

Good money people

I was very satisfied with my experience. Looking forward to more great problem solving Reviewed on: 8th June 2026

Great for Managing Larger PurchasesVery pleased wi...

Great for Managing Larger Purchases Very pleased with PayPal Credit. It's straightforward to use, payments are easy to keep track of, and the interest-free offers on qualifying purchases are especially helpful. I've found it to be a convenient and dependable way to spread the cost of bigger purchases. Reviewed on: 8th June 2026

Excellent services

Simply Great. PayPal is handy you have. Reviewed on: 8th June 2026

Seamles and safe.

Seamles and safe. I use it all the time. Reviewed on: 8th June 2026

very efficient

very efficient way to make purchase Reviewed on: 8th June 2026

Always Available option during checkout

Fast and efficient bank transfer Reviewed on: 8th June 2026

COnvenient trust worthy and safe.

I find PayPal convenient, trust worthy and safe. I will not purchase on line if PayPal is not a payment option. Thank you. Reviewed on: 8th June 2026

Always been great and easy to use

Always been great and easy to use Reviewed on: 8th June 2026

It is very easy and customer friendly, not complicat...

It is very easy and customer friendly, not complicated to navigate and use Reviewed on: 8th June 2026

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