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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent service always and an intuitive response w...

Excellent service always and an intuitive response when indeed help. Reviewed on: 7th July 2026

The application was straightforward and the fact tha...

The application was straightforward and the fact that I had the option of paying in multiple installments without interest was helpful. The virtual card further increases the options. Reviewed on: 7th July 2026

My only complaint being it should be updated with pa...

My only complaint being it should be updated with payments and purchases quicker. Other than that it is easy to use Reviewed on: 7th July 2026

PayPal credit is very benificial for those emergencies

Easy to set up and understand how it works. Automatic reminders are very useful for budgeting. Reviewed on: 7th July 2026

Excellent

Easy to navigate. Clear written terms, very transparent. Trustworthy service and reliable. Able to use on a large number of transactions/shops. My number 1 method credit payment. Reviewed on: 7th July 2026

Very very secure and fast.

Very very secure and fast. I was in hurry to buy air tickets i just use paypal credit and pay in 3 instalments easy Reviewed on: 7th July 2026

Great service, easy to use, and helpful clear instru...

Great service, easy to use, and helpful clear instructions Reviewed on: 7th July 2026

Great Wallet Option.

Great Wallet Option. Have used the credit card option in need and absolutely PayPal saved me. Reviewed on: 7th July 2026

Handy help

It always help me. It's my go to payment app Reviewed on: 7th July 2026

PayPal credit

PayPal credit was quick and easy to setup and simple to use. Would recommend Reviewed on: 7th July 2026

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