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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good experience in general services are good and hav...

Good experience in general services are good and have different options to manage you borrowing and money Reviewed on: 7th July 2026

Excellent service - You have a customer for life!

Excellent customer service i had a question and they were quick to respond! They were really kind, informative and patience. The app is easy to use and navigate. I can easily get my statements up and check where I am with payments. I have been a paypal user for more than 5 years and i dont see myself switching to anywhere else any time soon. Would 100% recommend to family and friends!! Reviewed on: 7th July 2026

Very useful scheme, was very useful to manage my per...

Very useful scheme, was very useful to manage my personal finances in an affordable way Reviewed on: 7th July 2026

I really love using PayPal because that is the easie...

I really love using PayPal because that is the easiest way to transfer money. You only need their email address and to click the transfer is done. Reviewed on: 7th July 2026

Great credit system, giving you a realistic 4 months...

Great credit system, giving you a realistic 4 months to pay off what you owe. Reviewed on: 7th July 2026

Very good and helpful as it really meets my needs in...

Very good and helpful as it really meets my needs in a timely manner. Reviewed on: 7th July 2026

Excellent experience

Very easy to use very good service Reviewed on: 7th July 2026

Great Value, But Disappointing Customer Service

On the times I've needed to contact Customer Service, they have been,cat best, average. They don't listen properly then go off at a tangent in thier own, incorrect, agenda. Reviewed on: 7th July 2026

Benefits of Paypal

I like the flexibility of paying interest free over a period of time. The app is very straight forward to use with the right level of security. I also like the variety of transactions I can settle via PayPal. Reviewed on: 7th July 2026

Excellent service and professional

Excellent service and professional Reviewed on: 7th July 2026

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