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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

Great all round service and exceptional service when...

Great all round service and exceptional service when dealing with refunds for whatever reasons, great option for short term spreading the cost of expensive items Reviewed on: 8th June 2026

PayPal is very easy to use and access

PayPal is very easy to use and access Reviewed on: 8th June 2026

Brilliant

Easy to use and secure, for your payments, I trust PayPal but refuse to buy online , if seller doesn't have a pay pal option, as the security is 2nd to none Reviewed on: 8th June 2026

Always find PayPal easy to use, great customer servi...

Always find PayPal easy to use, great customer service and support when required. Reviewed on: 8th June 2026

Paypal credit works for me great.

Paypal credit works for me great. I love the fact that I have 0% option quite often. Reviewed on: 8th June 2026

PayPal is the Best Retail Finance Provider

PayPal has been an essential part of running my business. It provides a secure and trusted way for clients from different countries to make payments, which has helped me grow my business internationally. I appreciate how easy it is to send and receive payments, manage transactions, and give my customers confidence when purchasing my services. The platform is reliable, user-friendly, and has saved me a significant amount of time compared to traditional payment methods. Overall, PayPal has played an important role in supporting my business growth and making it easier to serve clients around the world. Reviewed on: 8th June 2026

It's been great!

It's been great! Good choice of use and very easy. Also east to pay each month and find transactions. I have been overall happy using this service.Will definitely be telling my friends and family about ppc Reviewed on: 8th June 2026

Great experience.

Great experience. Fully recommend Reviewed on: 8th June 2026

I’ve never had any issues with PayPal credit.

I’ve never had any issues with PayPal credit. Reviewed on: 8th June 2026

Thank you PayPal you saved me when I most needed it

I have used PayPal for many years and more so the pay pal pay in 3 has been a life saver to support through the last few years. I now have a PayPal credit card where more banks wouldn’t lend to me PayPal saved me and allowed me to build my credit score Reviewed on: 8th June 2026

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