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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very good experience .

Very good experience . Able to use it and pay 3 instalments with 0% interest. Reviewed on: 7th July 2026

Its brilliant service works world wide and confident...

Its brilliant service works world wide and confidential secure. I love PayPal not have a worry of any breach Reviewed on: 7th July 2026

Good. Happy pleased

Good. Happy pleased. Good great customer service Reviewed on: 7th July 2026

one and only choice

PayPal is my one and only choice for payments-I personally use the pay in 3 no interest when purchasing over £30 as this helps me budget. so simple, safe and reliable- I don’t need anything else… Reviewed on: 7th July 2026

Good service helping others and always aim to pro...

Good service helping others and always aim to provide excellent service. Reviewed on: 7th July 2026

Very good experience any time I had had any issues a...

Very good experience any time I had had any issues and contacted costumer services they are very helpful. Reviewed on: 7th July 2026

Very easy to buy things by paying monthly with no in...

Very easy to buy things by paying monthly with no interest. Reviewed on: 7th July 2026

PayPal is my preferred method payment, I always have...

PayPal is my preferred method payment, I always have the comfort of knowing that if things go sideways, PayPal is there to protect me and look after my best interests. It makes shopping more enjoyable as you don’t need to worry about being scammed as PayPal have that well covered. Reviewed on: 7th July 2026

Hassle free.

Hassle free. Good app to stay on top of your finances. Reviewed on: 7th July 2026

The freedom from the stress of not worrying knowing...

The freedom from the stress of not worrying knowing that you have ample time to pay off what you have borrowed. Reviewed on: 7th July 2026

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