Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148790 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148790)

PayPal always give clear and concise details regardi...

PayPal always give clear and concise details regarding any available credit options or products which easy to understand and there is no hidden charges Reviewed on: 8th June 2026

A game changer

I’ve been using PayPal Credit for a while now, and it has completely streamlined how I manage larger online purchases. The application process was incredibly quick, and it integrates seamlessly into my existing digital wallet, making checkout a breeze at thousands of retailers. What I appreciate most is the 6-month interest-free promotional period on eligible purchases, which gives me the flexibility to spread out payments and manage my budget without any added stress. It’s a reliable, secure, and incredibly convenient alternative to traditional credit cards. Reviewed on: 8th June 2026

plenty of helpful purchase options

The app is easy to navigate, plenty of helpful purchase options. It’s accepted on most big purchases and when you experience problems you have the support and back up. Reviewed on: 8th June 2026

Pay in 3, very useful and sometimes PayPal offers 12...

Pay in 3, very useful and sometimes PayPal offers 12 months interest free credit on purchases. Reviewed on: 8th June 2026

Very easy to use but also secure I have been using P...

Very easy to use but also secure I have been using PayPal for years and would be lost without it Reviewed on: 8th June 2026

I love PayPal, it’s my go to credit line x

I love PayPal, it’s my go to credit line x Reviewed on: 8th June 2026

PayPal is reliable

Can always rely on PayPal when needing to send ing money abroad. I always use PayPal for this reason Reviewed on: 8th June 2026

Very user friendly and customer service are always h...

Very user friendly and customer service are always helpful. Reviewed on: 8th June 2026

Very user friendly and great way to pay with credit...

Very user friendly and great way to pay with credit Reviewed on: 8th June 2026

Hassle free from start to finish,

Hassle free from start to finish, excellent communication, easy to use, highly recommended Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79758 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub