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PayPal: PayPal Credit reviews

4.90
Based on 84,490 reviews, last reviewed 24th Apr 2026
3108700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing the best credit. Amazing the best credit. I love PayPal, just to use when you need. Thanks Reviewed on: 24th April 2026
Daniel A's avatar
Daniel A

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84490)

New era for PayPal

5
PayPal are becoming more like a challenger bank with their 'cash back' points on purchases and their interest free over a few months offers which are much better than the old 'bricks and mortar' institutions can offer you! Reviewed on: 13th April 2026

everything is correct, I am happy to work with you!

5
everything is correct, I am happy to work with you! Reviewed on: 13th April 2026

Always the safest way to pay and the convenient way

4
Always the safest way to pay and the convenient way Reviewed on: 13th April 2026

Better rates with PayPal

5
Better rates with PayPal than other banks, easy to receive money and pay credit off with that money. Reviewed on: 13th April 2026

Never a problem for any transaction happens quickly...

5
Never a problem for any transaction happens quickly and smoothly Reviewed on: 13th April 2026

Very Flexible and compare with other credit companie...

5
Very Flexible and compare with other credit companies very good Reviewed on: 13th April 2026

With the rapidity and flexibility, PayPal you’re a g...

5
With the rapidity and flexibility, PayPal you’re a good option to make a deal Reviewed on: 13th April 2026

Paypay safe and secure

5
I think PayPal is possibly one of the safest ways to buy online. If you have an issue with a purchase having PayPal at your back defhelps get the issue sorted quicker. Reviewed on: 13th April 2026

Very easy, and simple to use.

5
Very easy, and simple to use. I have used PayPal for years and the ease of setting up is great. Reviewed on: 13th April 2026

Contacting

5
Easy to communicate with customers and easy access Reviewed on: 13th April 2026

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