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PayPal: PayPal Credit reviews

4.90
Based on 84,418 reviews, last reviewed 24th Apr 2026
3101800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've rung customer service in the past and they said... I've rung customer service in the past and they said they'd fixed my problem, but they didn't and money that should have stayed in my bank account did... Read more Reviewed on: 24th April 2026
Warren 's avatar
Warren

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84418)

Grreat service easy too use and too pay for things

5
Grreat service easy too use and too pay for things Reviewed on: 13th April 2026

Used paypal for years and never had an issue with...

5
Used paypal for years and never had an issue with them Reviewed on: 13th April 2026

Paypal customer service

5
Whenever on the rare occasion I've needed to contact customer support they've dealt with my issue quickly, professionally and with courtesy Reviewed on: 13th April 2026

Good experience fast payment.

4
Good experience fast payment...... Reviewed on: 13th April 2026

Very easy to use and make repayments.

5
Very easy to use and make repayments. Ideal if needed instantly and good for security. Reviewed on: 13th April 2026

Great service, straightforward and clear view of tra...

5
Great service, straightforward and clear view of transactions Reviewed on: 13th April 2026

super convenient and easy to track

5
I’ve been using PayPal Credit for a while now, and it’s honestly become my main way to pay for things online. The 'Pay in 3' feature is a massive plus—it’s incredibly convenient for splitting up costs without any hassle. I also use their credit card, which ties everything together and makes the whole experience even smoother. I find myself using it for pretty much everything now! One of the best parts is how straightforward it is to monitor my spending and keep an eye on my balance all in one app. If you want an easy, everyday setup that helps you manage your budget, I highly recommend it. Reviewed on: 13th April 2026

Been using Paypal for years - Reliable method

4
Been using Paypal for years - Reliable method Reviewed on: 13th April 2026

PayPal are very good.

5
PayPal are very good. With the service they provide. Reviewed on: 13th April 2026

Great an quik payment method!

5
Great an quik payment method!Great interest free opportunity! Reviewed on: 13th April 2026

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