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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Always works amazingly and really helps

5
Always works amazingly and really helps Reviewed on: 7th July 2026

.Review for Paypal

5
It is very .easy to use and a good way to spread payments Reviewed on: 7th July 2026

I like PayPal credit, gives more time to pay of item...

5
I like PayPal credit, gives more time to pay of items you have bought, money is tight so u have to budget and this is a great way of doing it Reviewed on: 7th July 2026

I enjoy the automated customer service where paypal...

4
I enjoy the automated customer service where paypal spot issues before they arrive Reviewed on: 7th July 2026

Peace of Mind When Shopping Online

5
I like how PayPal gives me security and the option to spread payments when needed. I also really appreciate how quickly they refunded me with no hassle when I didn’t receive my money back after returning an item. A reliable service that gives me peace of mind Reviewed on: 7th July 2026

It’s flexible and affordable.

5
It’s flexible and affordable. Gives me the freedom to purchase easily and securely . Making payments is easy and fast. I can see my breakdowns. Also the opportunity to pay at a later date and spread the cost Reviewed on: 7th July 2026

Great and easy to use

5
Easy to use and issues are dealt with instantly. Reviewed on: 7th July 2026

Going for gold

5
Good financially and well balanced payments instalment Reviewed on: 7th July 2026

PayPal always does the business without any hassle!

4
PayPal always does the business without any hassle! Reviewed on: 7th July 2026

PayPal every time

5
I find it easy to use safe and secure as I’m not wanting a credit card, also most online websites PayPal is offered as form of payment Reviewed on: 7th July 2026

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