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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,334 reviews, last reviewed 24th Apr 2026
3094200% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s quick and easy to use and provides good rewards. It’s quick and easy to use and provides good rewards. Being able to have the card virtual in my phone helps to not miss out the option to earn points. Reviewed on: 24th April 2026
Emw's avatar
Emw

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84334)

PayPal usefulness

5
I find using PayPal so easy and straightforward, importantly I find it invaluable to managing my finances. Reviewed on: 13th April 2026
Tom's avatar
Tom

Always helpful.

5
Always helpful. Easy to use. Great app. Reviewed on: 13th April 2026
Annie M's avatar
Annie M

Its always been there when needed and the new card f...

5
Its always been there when needed and the new card feature is a game changer to make it easier and more discreet Reviewed on: 13th April 2026
Rebecca M's avatar
Rebecca M

Excellent service

5
I have had nothing but excellent positive experiences from PayPal, they have always helped me to sort out any issues I’ve had. Reviewed on: 13th April 2026
Joseph's avatar
Joseph

Brilliant .

5
I have only been with Paypal Credit for a short while But it was so easy to set up . payments straight out of a direct debit set up .very handy if you need something you can pay for in instalments / Lots of shops ,department stroes and of course ebay where you can purchase and pay later . I would recommend anyone to join . Thank you Reviewed on: 13th April 2026
Pam's avatar
Pam

Interest free for months on purchases over £99.

5
Interest free for months on purchases over £99. What’s not to like. Reviewed on: 13th April 2026
Cliff B's avatar
Cliff B

So easy to use and convenient having the app

5
So easy to use and convenient having the app Reviewed on: 13th April 2026
Jacqueline 's avatar
Jacqueline

Been with PayPal for a long time now aways happy to...

5
Been with PayPal for a long time now aways happy to help and assist you when needed. Professional company that you can trust. Reviewed on: 13th April 2026
Andrew 's avatar
Andrew

Easist credit company in my 50 years

5
A no quibble money returns. Simple direct debit system. Prompt, regular payment reminders. All easy no fuss or worry for me. Reviewed on: 13th April 2026
DAVID R's avatar
DAVID R

Brilliant way to pay

5
It's brilliant, it allows me to purchase things and pay later, I can buy things I would not normally I can spoil my grandchildren it's vaule for money if I need something urgent It allows me various option how to pay Reviewed on: 13th April 2026
Julie Atherton's avatar
Julie Atherton

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