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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181153)

4 month interest free credit when you spend over £10...

5
4 month interest free credit when you spend over £100 is the best offer you are going to find from any Credit Card. Use it regularly. Reviewed on: 7th July 2026
Phil H's avatar
Phil H

Very easy to use, and the reminders are very helpful.

5
Very easy to use, and the reminders are very helpful. As it is so easy to forget a payment when you have a busy life Reviewed on: 7th July 2026
Jo M's avatar
Jo M

Hassle free credit

5
I have used papal credit for a good while now and a delight its been hassle free Reviewed on: 7th July 2026
Terry's avatar
Terry

Easy & Rewarding

5
Using PayPal has not only been convenient but rewarding. I use it for most of my purchases knowing that I can earn points and save money. I love it Reviewed on: 7th July 2026
Seun A's avatar
Seun A

Easy and safe to use.

5
Easy and safe to use. App easy to use too Reviewed on: 7th July 2026
Kerry s's avatar
Kerry s

Excellence

5
Always experienced fast, friendly, efficient service. Reviewed on: 7th July 2026
ERIC W's avatar
ERIC W

Love paypal

5
Fast no hassle free help quick interest rate is good and no late fees And you get a a card to use so no brainer Reviewed on: 7th July 2026
Shaun G's avatar
Shaun G

Choose which credit suits you

4
I like that I can use the different types of credit to budget my spending according to my finances. Reviewed on: 7th July 2026
Laura G's avatar
Laura G

Quick, clear & easy

5
Easy pay. In 3 or credit with clear reminders Reviewed on: 7th July 2026
MRS G's avatar
MRS G

Great service, convenient and good offers to PayPal...

5
Great service, convenient and good offers to PayPal members too. Reviewed on: 7th July 2026
Sean McGg's avatar
Sean McGg

Review PayPal: PayPal Credit now

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