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PayPal: PayPal Credit reviews

4.90
Based on 80,680 reviews, last reviewed 21st Apr 2026
2756200% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its very good Services He always helps me when I wan... Its very good Services He always helps me when I want to buy something that I don't have enough money for and the purchase is safe Reviewed on: 21st April 2026
Nicolae B's avatar
Nicolae B

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80680)

Very ggod easy to shop everyday

5
Very ggod easy to shop everyday also velue for mony Reviewed on: 7th April 2026

Excellent services

5
Excellent services easy to use can use on Apple Pay and get card as well Reviewed on: 7th April 2026

Snappy PayPal

5
Paypal is extremely useful when purchasing goods as it offers protection & security when purchasing as well as allowing customers several payment options. These options allow customers more time to pay which are good in emergency such as an item needing to be replaced within your home such as a cooker. Reviewed on: 7th April 2026

I find PayPal a brilliant way to pay, the pay in 3 I...

5
I find PayPal a brilliant way to pay, the pay in 3 I have used a lot, PayPal credit as worked perfectly for me, I have used this service on many occasions, there as never been an issue with buying or paying. I will use PayPal on many more occasions. I would recommend. Reviewed on: 7th April 2026

Great product well managed

5
I have used Paypal credit several times to break up larger purchases into easily manageable chunks. The decision arrives in split seconds and it’s managed very smoothly. Reviewed on: 7th April 2026

Great App

5
I haven't needed to get in touch with customer service. The 3 month spread cost option is great and i have used it numerous times. The app is very easy to use Reviewed on: 7th April 2026

Use it like a credit card but better

5
PayPal credit gives you the flexibility of a credit card now that they have introduced a physical card it literally can be used anywhere online and physical shops. It's amazing! What's great is that you could even pay over 4 months with 0% interest for anything over £99! Reviewed on: 7th April 2026

I feel safe using PayPal

5
I feel safe when using PayPal to purchase online. PayPal credit is very helpful to spread costs of bigger purchases and easy to use. Reviewed on: 7th April 2026

I have never had a bad experience using PayPal, I ha...

5
I have never had a bad experience using PayPal, I have only had to ring customer service once about a query and they were really helpful and supportive. Reviewed on: 7th April 2026

Really easy to use and great communication.

5
Really easy to use and great communication. Have used them for years and they keep being progressive Reviewed on: 7th April 2026

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