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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

been great for someone without a great credit score

5
been great for someone without great Reviewed on: 12th June 2024

Paypal provides an accessible interface for financia...

5
Paypal provides an accessible interface for financial decision making and purchases. Reviewed on: 12th June 2024

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use, very flexible.

4
Easy to use, very flexible. Something to improve in the aesthetic of the home page Reviewed on: 12th June 2024

Paypal credit Is amazing easy to use and very user f...

5
Paypal credit Is amazing easy to use and very user friendly very happy long term customer Reviewed on: 12th June 2024

PayPal life line

5
I had a very good experience with PayPal and I used this see it provided by PayPal when I was in need of it most times. Reviewed on: 12th June 2024

Excellent i enjoy using it i will recommended it to...

5
Excellent i enjoy using it i will recommended it to everyone including my family and friends. Also help me me a lot over the time Reviewed on: 12th June 2024

I've used PayPal for many years (over 20).

5
I've used PayPal for many years (over 20). The experience keeps getting better. I now have PayPal Credit which really helps with me purchases. Reviewed on: 12th June 2024

I had a great experience using PayPal, it's very eas...

5
I had a great experience using PayPal, it's very easy to use, and accepted in most places, and I also Belive you can now get a card but I have not needed to. Reviewed on: 12th June 2024

It is so good for helping spread payments

5
It is so good for helping spread payments Reviewed on: 12th June 2024

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