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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Excellent service with problems I’ve come across

5
Excellent service with problems I’ve come across Reviewed on: 12th June 2024

Easy to use

5
Easy to use and very clear when and how much I have to pay Reviewed on: 12th June 2024

PAYPAL ALL THE WAY THE BEST

5
Easy to work and easy to make purchases Reviewed on: 12th June 2024

It is amazing

5
I find PayPal great for online shopping. Reviewed on: 12th June 2024

PayPal credit is a great tool that I love as you can...

5
PayPal credit is a great tool that I love as you can buy something and pay it off bit by bit. Reviewed on: 12th June 2024

PayPal Credit is the best!

5
Great way to spread the cost of large purchases! Reviewed on: 12th June 2024

An absolute excellent service!

5
I have had nothing but positive interactions with PayPal credit! It provides a seamless way to pay for goods & allows myself to spread the cost of items across various months! PayPal credit has been beneficial to my life & I am glad I am eligible to use the service, thankyou PayPal credit ❤️ Reviewed on: 12th June 2024

Had an amazing experience so far haven’t had to pay...

5
Had an amazing experience so far haven’t had to pay anymore than I borrowed Reviewed on: 12th June 2024

So easy to use, never had any reason to contact them...

5
So easy to use, never had any reason to contact them or complain and the communication is excellent. Reviewed on: 12th June 2024

PAYPAL credit is a perfect way to make purchases qui...

5
PAYPAL credit is a perfect way to make purchases quickly and conveniently, without worrying about your current balance of funds. Cool for me. Reviewed on: 12th June 2024

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