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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173385)

great service always there when needed

5
great service always there when needed Reviewed on: 4th July 2026

I use PayPal , to protect sensitive info

4
I always use PayPal when I can, so I don't have to put bank details into websites. I feel it provides protection. I like the 4 month interest free credit and pay in 3, as they offer a little more time to pay for goods.. Reviewed on: 4th July 2026

Excellent service , I will recommended to everyone

5
Excellent service , I will recommended to everyone Reviewed on: 4th July 2026

PayPal is always there.

5
PayPal is always there. Any issues are sorted out promptly and explained simply. Reviewed on: 4th July 2026

Never had an issue would recommend

5
Never had an issue would recommend Reviewed on: 4th July 2026

All good.

4
All good. But the account information could be better and more clear. Reviewed on: 4th July 2026

Used Paypal for almost 30 years, never ever had a pr...

5
Used Paypal for almost 30 years, never ever had a problem. Reviewed on: 4th July 2026

Easy to use

5
PayPal is easy to use and navigate, and helps me manage payments easily. The new PayPal+ is a great addition. the request update emails from them too is a great form of communication. Reviewed on: 4th July 2026

Means i can get an item sooner .

5
Means i can get an item sooner . Buy now pay in installments , just handy to have that fredom Reviewed on: 4th July 2026

Spread the cost without a loss

5
Like the interest free options comes in handy for purchases for me and business Reviewed on: 4th July 2026

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