Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

PAYPAL ALL THE WAY THE BEST

Easy to work and easy to make purchases Reviewed on: 12th June 2024

It is amazing

I find PayPal great for online shopping. Reviewed on: 12th June 2024

PayPal credit is a great tool that I love as you can...

PayPal credit is a great tool that I love as you can buy something and pay it off bit by bit. Reviewed on: 12th June 2024

PayPal Credit is the best!

Great way to spread the cost of large purchases! Reviewed on: 12th June 2024

An absolute excellent service!

I have had nothing but positive interactions with PayPal credit! It provides a seamless way to pay for goods & allows myself to spread the cost of items across various months! PayPal credit has been beneficial to my life & I am glad I am eligible to use the service, thankyou PayPal credit ❤️ Reviewed on: 12th June 2024

Had an amazing experience so far haven’t had to pay...

Had an amazing experience so far haven’t had to pay anymore than I borrowed Reviewed on: 12th June 2024

So easy to use, never had any reason to contact them...

So easy to use, never had any reason to contact them or complain and the communication is excellent. Reviewed on: 12th June 2024

PAYPAL credit is a perfect way to make purchases qui...

PAYPAL credit is a perfect way to make purchases quickly and conveniently, without worrying about your current balance of funds. Cool for me. Reviewed on: 12th June 2024

been great for someone without a great credit score

been great for someone without great Reviewed on: 12th June 2024

Paypal provides an accessible interface for financia...

Paypal provides an accessible interface for financial decision making and purchases. Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.58 from 10 reviews
Freedom Rewards Credit Card
from Barclaycard 3.93 from 60 reviews
Everyday credit cards
from Lloyds Bank 3.94 from 60 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub