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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I use PayPal credit a lot.

I use PayPal credit a lot. Its great for spreading the cost of larger items and its easy to pay off more if you can, see how much is left to pay and find each transaction. I really like that purchases I make through PayPal also let me know about delivery Reviewed on: 7th July 2026

Better than a Credit Card..

Having used PayPal Credit for several years, I have come to appreciate the clear terms, the simplicity of transactions and convenience that it brings when making larger purchases. Being able to split payments into 3 interest free manageable chunks is a great help Reviewed on: 7th July 2026

Great support

Great customer support quick to respond to requests Reviewed on: 7th July 2026

PayPal is so easy, never had a problem and you can a...

PayPal is so easy, never had a problem and you can always contact them no problem Reviewed on: 7th July 2026

All good thank you highly recommend

All good thank you highly recommend Reviewed on: 7th July 2026

SImple, clear and safe process.

SImple, clear and safe process. Payment options are presented with clarity and offer flexibility. Reviewed on: 7th July 2026

PayPal is all I use.

PayPal is all I use. It protects me from scams, gives me flexibility to manage my finances by paying over time at 0% and my first choice to send money to friends amd family. I feel safe that my money is in good hands and if I get scammed, PP can help me get a refund. Support is easy to access and information clearly found. Reviewed on: 7th July 2026

fantastic

Fantastic experience, satisfied with service. Reviewed on: 7th July 2026

Good one

Got a credit card and less than 25%Apr which is great, also used abroad and again it works great with very little charges on top, would definitely recommend this to anyone else if they asked Reviewed on: 7th July 2026

Always reliable, predictable and keep customers info...

Always reliable, predictable and keep customers informed. Reviewed on: 7th July 2026

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