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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80872 reviews)

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4.90

Based on 80,872 reviews, last reviewed 22nd Apr 2026

2774200% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Yes it’s great Yayy for PayPal please let me win! Yes it’s great Yayy for PayPal please let me win!! Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80872)

Easy to use, decent offers, decent rate of interest.

Easy to use, decent offers, decent rate of interest. No complaints so far. Reviewed on: 7th April 2026

Comforting and piece of mind

Great option, gives me piece of mind knowing I have the option. Reviewed on: 7th April 2026

Credit with a smile

I have been using the Pay in Three feature for my purchases that allows me to spread the cost over three months. It's simple to use and easy to keep track of my spending due to clear page layout. Also email reminders allow me to budget for upcoming payments. It's penalty free for missed payments which is useful for anyone on a low income. I have also begun using the PayPal credit card to spread payments over a longer period. Reviewed on: 7th April 2026

Paypal are there whenever I need help with a seller...

Paypal are there whenever I need help with a seller and so far I have always reached a favourable outcome ! Paypal is good for spreading costs over 3 or more months, with no interest fees. Reviewed on: 7th April 2026

Good experience

Good experience good to manage your money Reviewed on: 7th April 2026

PayPal is leading class, I wouldn’t trust or use any...

PayPal is leading class, I wouldn’t trust or use anything else unless PayPal wasn’t an option. Reviewed on: 7th April 2026

Great buying experience no hassle

Great buying experience no hassle Reviewed on: 7th April 2026

Excellent dispute resolution

Always helped resolve issues; always called back when they said they would. Reviewed on: 7th April 2026

PayPal is efficient and an easy way to make purchase...

PayPal is efficient and an easy way to make purchases without any hassle. An increasing number of merchants prefer PayPal as a method of payment. An excellent way of transferring funds to family and friends abroad. Reviewed on: 7th April 2026

PayPal is very convenient and never had any issues w...

PayPal is very convenient and never had any issues with using the service. Secure payments in purchasing items knowing it’s safe. Reviewed on: 7th April 2026

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