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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

PayPal credit is a brilliant system

5
PayPal credit is a brilliant system Reviewed on: 12th June 2024

Always there when I need it.

5
Always there when I need it, Easy use and saves time on transactions. Reviewed on: 12th June 2024

Good choice

5
Efficient easy to apply kept upto date Reviewed on: 12th June 2024

Paypal credit is the best

5
What I love about PayPal credit is the option of 3 or 4 months interest free plans. I like I'm always kept up to date of my payment dates but also I don't need to try and remember when it's next due as it's automatically taken. Reviewed on: 12th June 2024

Paypal is secure and reliable for online purchases

5
Paypal is secure and reliable for online purchases Reviewed on: 12th June 2024

Good experience.

5
Good experience so far, always remember to read the terms and conditions carefully and consider your ability to repay within the interest-free period to avoid additional charges. Reviewed on: 12th June 2024

PayPal are very good and I trust them

5
PayPal are very good and I trust them Reviewed on: 12th June 2024

User friendly, widely accepted across the suppliers.

5
User friendly, widely accepted across the suppliers. Reviewed on: 12th June 2024

I have been with PayPal since it's conception.

5
I have been with PayPal since it's conception. It is an excellent financial product. Reviewed on: 12th June 2024

Always easy and excellent to use

5
Always easy and excellent to use Reviewed on: 12th June 2024

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