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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173192 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173240)

Paypal is a perfect way to pay as all your transacti...

Paypal is a perfect way to pay as all your transactions are protected and totally secure Reviewed on: 3rd July 2026

The interest rate is too high.

The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Amazing.

Amazing. Easy to use. Great features. Love the points system Reviewed on: 3rd July 2026

I have used PayPal because its secure way of paying...

I have used PayPal because its secure way of paying for my goodies. Has always been easy to use. Reviewed on: 3rd July 2026

Has helped me so many times when I just need to purc...

Has helped me so many times when I just need to purchase something before payday Reviewed on: 3rd July 2026

Quick, easy, transparent and available on multiple p...

Quick, easy, transparent and available on multiple platforms. Now with cards. They make online payments completely safe and secure. My go to every time. Reviewed on: 3rd July 2026

Amazing customer service and team work

Amazing customer service and team work Reviewed on: 3rd July 2026

I have used PayPal for many years knowing that I am...

I have used PayPal for many years knowing that I am covered with my purchases... Reviewed on: 3rd July 2026

Easy to use, quick check out, a service i trust.

Easy to use, quick check out, a service i trust. Reviewed on: 3rd July 2026

I found it easy to apply and I love the credid card...

I found it easy to apply and I love the credid card facility. Reviewed on: 3rd July 2026

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