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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

Good choice

Efficient easy to apply kept upto date Reviewed on: 12th June 2024

Paypal credit is the best

What I love about PayPal credit is the option of 3 or 4 months interest free plans. I like I'm always kept up to date of my payment dates but also I don't need to try and remember when it's next due as it's automatically taken. Reviewed on: 12th June 2024

Paypal is secure and reliable for online purchases

Paypal is secure and reliable for online purchases Reviewed on: 12th June 2024

Good experience.

Good experience so far, always remember to read the terms and conditions carefully and consider your ability to repay within the interest-free period to avoid additional charges. Reviewed on: 12th June 2024

PayPal are very good and I trust them

PayPal are very good and I trust them Reviewed on: 12th June 2024

User friendly, widely accepted across the suppliers.

User friendly, widely accepted across the suppliers. Reviewed on: 12th June 2024

I have been with PayPal since it's conception.

I have been with PayPal since it's conception. It is an excellent financial product. Reviewed on: 12th June 2024

Always easy and excellent to use

Always easy and excellent to use Reviewed on: 12th June 2024

Excellent service with problems I’ve come across

Excellent service with problems I’ve come across Reviewed on: 12th June 2024

Easy to use

Easy to use and very clear when and how much I have to pay Reviewed on: 12th June 2024

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