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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good backstop, sort of just there when you need it

Just sort of exists in the background Reviewed on: 7th July 2026

Paypal my go to.

Paypal Customer services has always dealt with my queries efficiently and in a timely manner, also it's good to know i have paypal credit or pay in 3 cjhoices for those purchases I can't pay off in one go and need to spread the cost. Reviewed on: 7th July 2026

Trust PayPal

I use PayPal with alot of my purchases on line as I know I can trust them, I've never had any problems or issue when using and with the app it's very easy to make payments and arrange direct debit payments. Reviewed on: 7th July 2026

Improvement of online payment

It’s getting improved for offering physical credit card Reviewed on: 7th July 2026

I feel it safe to use, internet sales made easy.

I feel it safe to use, internet sales made easy. Scammer cant scam me anymore Reviewed on: 7th July 2026

Good experience with PayPal !

Good experience with PayPal would recommend Reviewed on: 7th July 2026

Excellent experience and great customer service

Excellent experience and great customer service Reviewed on: 7th July 2026

Easy to use and always helpful, when your tight for...

Easy to use and always helpful, when your tight for cash paypal credit is a great help and really easy to use app Reviewed on: 7th July 2026

I used PayPal solely because of the security, I hope...

I used PayPal solely because of the security, I hope that never changes Reviewed on: 7th July 2026

Years of awesome, reliable and affordable, secure, s...

Years of awesome, reliable and affordable, secure, safe, helpful Reviewed on: 7th July 2026

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