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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173069)

I like pay pal because I get confidence that if I pa...

5
I like pay pal because I get confidence that if I pay for a product and there is any problem or scams they sort everything out for me excellent service Reviewed on: 3rd July 2026

Excellent customer care at all times new ideas for...

5
Excellent customer care at all times new ideas for supporting clients good communication Reviewed on: 3rd July 2026

Always a great experience and so easy to use would h...

5
Always a great experience and so easy to use would highly recommend Reviewed on: 3rd July 2026

always I've been pleased about PayPal services, in...

5
always I've been pleased about PayPal services, in my opinion I think are one of the best. Reviewed on: 3rd July 2026

PayPal good

5
PayPal payments been helpful as can spread the cost across the months. Reviewed on: 3rd July 2026

Good value and is a financial provider I can trust

5
Good value and is a financial provider I can trust Reviewed on: 3rd July 2026

An easy to use App.

5
An easy to use App. Never had any problems with PayPal. Reviewed on: 3rd July 2026

PayPal Great service

5
Great service. I have had no issues with using PayPal for years. I would highly recommend. Reviewed on: 3rd July 2026

PayPay Credit an excellent experience.

5
PayPay Credit has been an excellent experience from start to finish. The application process was quick and straightforward, and I received a decision much faster than expected. The app is easy to use, making it simple to track spending, manage payments, and stay on top of my account. What really stands out is the flexibility and convenience it offers. Payments are processed smoothly, the features are clearly explained, and everything feels transparent with no unnecessary complications. Customer support has also been responsive and helpful whenever I’ve had a question. If you’re looking for a reliable, user-friendly credit service that makes managing your finances easier, I would definitely recommend PayPay Credit. It’s a convenient solution that has exceeded my expectations, and I’m very happy with the overall experience Reviewed on: 3rd July 2026

PayPal credit is good

5
Have used PayPal without any major issues for a number of years. PayPal credit is a good choice to spread the payment costs with the option to clear your debt earlier Reviewed on: 3rd July 2026

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