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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal Credit has perks!

PayPal Credit has been an excellent addition to my financial toolkit. The application process was quick and straightforward, and I was approved almost instantly. I appreciate the flexibility it offers with its interest-free promotional period, making larger purchases more manageable. The integration with my PayPal account makes it seamless to use for both online and in-store shopping. The user-friendly interface and clear communication about payment schedules and amounts due have made managing my account a breeze. Overall, PayPal Credit has provided me with a convenient and reliable credit solution. Reviewed on: 12th June 2024

Always reliable.

Always reliable. Runs smoothly. Ease of app use. Reviewed on: 12th June 2024

No trouble with PayPal fast and easy to work with cu...

No trouble with PayPal fast and easy to work with customer service always very helpful and quick to sort out any issues Reviewed on: 12th June 2024

Good way too mange payments, PayPal credit gives mor...

Good way too mange payments, PayPal credit gives more time too pay which is helpful if can’t afford full payment upfront Reviewed on: 12th June 2024

It's a safe option to use when shopping online and I...

It's a safe option to use when shopping online and I've always had quick resolutions from the PayPal customer service team! Reviewed on: 12th June 2024

Very handy when you need extra help

Very handy when you need extra help Reviewed on: 12th June 2024

I have no issues with using PayPal for a years ,real...

I have no issues with using PayPal for a years ,really great service Reviewed on: 12th June 2024

Paypal Credit

I’m paypal customer for years … flexibility provided by them with different ways of payment is the solution! Reviewed on: 12th June 2024

Easy to pay, 3-pay instalment option, secured paymen...

Easy to pay, 3-pay instalment option, secured payment and credit options Reviewed on: 12th June 2024

Easy to use and set up and issues are dealt with pro...

Easy to use and set up and issues are dealt with promptly. Reviewed on: 12th June 2024

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