Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

PayPal makes it possible for me to be able to get wh...

PayPal makes it possible for me to be able to get what I want and sort my finances out afterwards. I collect very rare vinyls and if it wasn’t for PayPal I wouldn’t be able to get what I was after when they become available. Thank you PayPal! Reviewed on: 7th July 2026

I've used PayPal account so many times now they are...

I've used PayPal account so many times now they are excellent services. For example if bought a goods from a company and I have any kind of problems with the company they will fight for me to refund the money back to my account. That's a good services to be able to get your money back. Reviewed on: 7th July 2026

Very corporate with customer and give very good opti...

Very corporate with customer and give very good option on 3 payment Reviewed on: 7th July 2026

Always ready to help.

Always sorted out any problems I have had straight away without any fuss. Reviewed on: 7th July 2026

From day one everything is smooth and easy

From day one everything is smooth and easy Reviewed on: 7th July 2026

No complaints very easy to use.

No complaints very easy to use. Handy when it’s a quick on line order Reviewed on: 7th July 2026

Never had any issues, and everything is clear and ea...

Never had any issues, and everything is clear and easy to use! Reviewed on: 7th July 2026

Perfect really

Easy, quick and simple. Just what you need when making slightly larger payments! Reviewed on: 7th July 2026

I’ve found PayPal to be incredible in all aspects, t...

I’ve found PayPal to be incredible in all aspects, the customer service is always top notch, and I’ve never had an issue with payments. I highly recommend them! Reviewed on: 7th July 2026

I always use PayPal much more secure way to pay.

I always use PayPal much more secure way to pay. New feature PayPal credit excellent if you dont want to pay all in one go can pay interest free in 3 payments. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub