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PayPal: PayPal Credit reviews

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4.91
Based on 50,806 reviews, last reviewed 24th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
98% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (50806)

PayPal Credit has perks!

5
PayPal Credit has been an excellent addition to my financial toolkit. The application process was quick and straightforward, and I was approved almost instantly. I appreciate the flexibility it offers with its interest-free promotional period, making larger purchases more manageable. The integration with my PayPal account makes it seamless to use for both online and in-store shopping. The user-friendly interface and clear communication about payment schedules and amounts due have made managing my account a breeze. Overall, PayPal Credit has provided me with a convenient and reliable credit solution. Reviewed on: 12th June 2024
James A's avatar
James A

Always reliable.

5
Always reliable. Runs smoothly. Ease of app use. Reviewed on: 12th June 2024
Anet RJ's avatar
Anet RJ

No trouble with PayPal fast and easy to work with cu...

5
No trouble with PayPal fast and easy to work with customer service always very helpful and quick to sort out any issues Reviewed on: 12th June 2024
Wolfie 's avatar
Wolfie

Good way too mange payments, PayPal credit gives mor...

4
Good way too mange payments, PayPal credit gives more time too pay which is helpful if can’t afford full payment upfront Reviewed on: 12th June 2024
Adele Walker's avatar
Adele Walker

It's a safe option to use when shopping online and I...

5
It's a safe option to use when shopping online and I've always had quick resolutions from the PayPal customer service team! Reviewed on: 12th June 2024
Alexandra B's avatar
Alexandra B

Very handy when you need extra help

5
Very handy when you need extra help Reviewed on: 12th June 2024
Sarah F's avatar
Sarah F

I have no issues with using PayPal for a years ,real...

5
I have no issues with using PayPal for a years ,really great service Reviewed on: 12th June 2024
Anonymous's avatar
Anonymous

Paypal Credit

5
I’m paypal customer for years … flexibility provided by them with different ways of payment is the solution! Reviewed on: 12th June 2024
Florin m's avatar
Florin m

Easy to pay, 3-pay instalment option, secured paymen...

5
Easy to pay, 3-pay instalment option, secured payment and credit options Reviewed on: 12th June 2024
Reza Rafiee's avatar
Reza Rafiee

Easy to use and set up and issues are dealt with pro...

5
Easy to use and set up and issues are dealt with promptly. Reviewed on: 12th June 2024
Adam r's avatar
Adam r

Review PayPal: PayPal Credit now

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