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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172903)

Never had any problems with payments and help with r...

Never had any problems with payments and help with returns . Reviewed on: 3rd July 2026

Fair and transparent with charges etc

Fair and transparent with charges etc Reviewed on: 3rd July 2026

Great customer service, excellent credit facilities

Always positive interaction when dealing with customer services, credit facilities excellent Reviewed on: 3rd July 2026

Had Paypal credit for years and their choice of ways...

Had Paypal credit for years and their choice of ways to pay back credit is the best. Reviewed on: 3rd July 2026

Flexible and convenient, so easy to use and pay bac...

Flexible and convenient, so easy to use and pay back what you want Reviewed on: 3rd July 2026

Very easy to use and set up.

Very easy to use and set up. Clear and transparent terms and conditions with a great interest free period Reviewed on: 3rd July 2026

PayPal is easy to use both in terms of making paymen...

PayPal is easy to use both in terms of making payment and being able to keep track of what is outstanding Reviewed on: 3rd July 2026

A very reliable and trustworthy company.

I have been with PayPal for a long long time. I have had a few problems with sellers and even when a bit tricky to deal with PayPal have always been able to sort it out. Reviewed on: 3rd July 2026

I like pay in 3 it works great for me!

I like pay in 3 it works great for me! Every time I buy a item over £50 I spread the cost over 3 months with 0% Reviewed on: 3rd July 2026

While the platform offers a broad range of services,...

While the platform offers a broad range of services, it is advisable to monitor payment transactions closely. Occasional issues can arise where automatic payments may not be processed successfully. Therefore, a proactive approach to payment verification is recommended. This will help prevent any potential service disruptions. Staying vigilant regarding payment statuses ensures a smooth user experience. Reviewed on: 3rd July 2026

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