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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use and i feel safe using paypal whenever i...

Easy to use and i feel safe using paypal whenever i pay for anything. Reviewed on: 7th July 2026

Very good always great service and well looked after

Very good always great service and well looked after Reviewed on: 7th July 2026

Fantastic!

Fantastic! Paypal are a great reliable credit provider. Reviewed on: 7th July 2026

Easy to use app and well layed out

Easy to use app and well layed out Reviewed on: 7th July 2026

Positive experience

I’ve been using PayPal Credit for a while now and it’s been really handy. It was easy to set up and I like having the option to spread the cost of bigger purchases when I need to. Keeping track of everything is simple and I’ve never had any problems with payments. It’s just been really convenient and has made online shopping a bit more flexible. I’d happily recommend it if you’re looking for an easy way to manage larger purchases. Reviewed on: 7th July 2026

Always let's me use this wherever I shop and have ve...

Always let's me use this wherever I shop and have very good interest rates I also use pay in 3 comes in handy especially when shopping for the kids Reviewed on: 7th July 2026

A reliable and trustworthy resource

I have used PayPal for a number of years and always find it to be a reliable and trustworthy resource, particularly when sending money abroad. The 'Pay in 3' scheme is also an extremely helpful tool when making bigger purchases. Reviewed on: 7th July 2026

PayPal Credit is great for paying for online shoppin...

PayPal Credit is great for paying for online shopping and the website is easy to use. Reviewed on: 7th July 2026

Mr happy ending.

Eazey to use and keep track of your spending. Reviewed on: 7th July 2026

Excellent overall service. Very happy .

Had issues in the past but quickly solved. No problem. Excellent service A+++ . Very patient, polite & understanding. Reviewed on: 7th July 2026

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