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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal credit is a very useful feature allowing extr...

PayPal credit is a very useful feature allowing extra time to spread the cost for special purchases. It's also very easy to control your payments. Reviewed on: 12th June 2024

Spread the Cost of Purchases

PayPal Credit has been a game changer for me in regards to spreading the cost of purchases £100+ interest free over 4 months. I use the option wherever possible and also now use a Curve card linked to my account to do this with physical purchases too Reviewed on: 12th June 2024

10yrs trusted partnership with bad n good memories

I'm using PayPal for about 10 years. In the beginning there was some security issues. Scammers could breach the security from other sites like Google Pay. I had some experience like that. Though I was scammed but I got full support from PayPal to get back those money. Those cases which were because of Google pay and PayPal wasn't involved I couldn't recover. But in last few years the security has been increased a lot with two step verification and biometrics. We can use PayPal safely now. Reviewed on: 12th June 2024

Top nocturnal

Top nocturnal! Very satisfying using PayPal you know your. Money is safe if seller items are not satisfactorily for you. Reviewed on: 12th June 2024

PayPal credit is easy and fast to use.

PayPal credit is easy and fast to use. It allows you to spread the cost of items over several months with absolute ease. Reviewed on: 12th June 2024

I always use PP for online payments, it is the safe...

I always use PP for online payments, it is the safest way to purchase online. They offer ways to ensure you can spread the cost of larger payments. They are always there for you Reviewed on: 12th June 2024

Have you met my pal, PayPal?

They came through for me in time of need and have been consistent in exceeding my expectations. Their customer services are exceptional and they are detailed in their explanations of transactions and individual experiences. They are really a pal! Reviewed on: 12th June 2024

Very quick and safe way to make payment with excelle...

Very quick and safe way to make payment with excellent control panel for disputes and tracking Reviewed on: 12th June 2024

Safe, secure and beneficial

I am using it from quite long time and is happy with service. Reviewed on: 12th June 2024

Great always available service.

Great always available service. No issues and easy to use. App works well, easy to navigate and understand your finances and options available. Reviewed on: 12th June 2024

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