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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

straight forward and easy too use

I find paypal credit too be very useful in my day too day life having it as a back up was my plan but as it is so straight forward and easy too use ,has brought it too the front of my shopping as a payment method. Reviewed on: 7th July 2026

Very useful making purchases easier

Very useful making purchases easier Reviewed on: 7th July 2026

n nothing but excellence to report

n nothing but excellence to report Reviewed on: 7th July 2026

Good experience using PayPal Credit!

I’ve had a good experience using PayPal Credit. It’s been helpful for spreading the cost of larger purchases and the application process was straightforward. I like that it’s easy to manage through my PayPal account and payments are simple to keep track of. As long as you stay on top of repayments and understand the terms, it’s been a convenient option when I’ve needed a bit of extra flexibility! Reviewed on: 7th July 2026

PayPal is very efficient and useful

I always find using PayPal for my purchases very useful and efficient. I use PayPal a lot and whenever I have a question about my account or a purchase I have made, the customer service is always very helpful. They are always helpful getting me the information i'm looking for. I would highly recommend PayPal to others Reviewed on: 7th July 2026

Easy to use and avaliable on most sites I shop...

Easy to use and avaliable on most sites I shop on Reviewed on: 7th July 2026

I love paypal, Excellent service, great security.

I love paypal, Excellent service, great security. Reviewed on: 7th July 2026

Whenever I have had an issue the customer service te...

Whenever I have had an issue the customer service team are fantastic Reviewed on: 7th July 2026

Awesome!

I always use PayPal because it's so fast. Reviewed on: 7th July 2026

Ballance update is slow

Money depositing does not update your overall ballance in a timely manner. Reviewed on: 7th July 2026

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