Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172717)

PAYPAL RESPONDS TO CUSTOMER FEEDBACK, DELIVERING A E...

5
PAYPAL RESPONDS TO CUSTOMER FEEDBACK, DELIVERING A EXCELLENT LEVEL OF PERSONAL ATTENTION IN TODAY’S FAST‑PACED DIGITAL BANKING WORLD. I HAVE HAD GREAT SHOPPING EXPERIENCE SO FAR USING PAYPAL AS PAYMENT CHANNEL. Reviewed on: 2nd July 2026

PayPal has always been easy to use.

5
PayPal has always been easy to use. Very accessible and affordable Reviewed on: 2nd July 2026

easy and fast

5
was buying tv in currys and have had paypal credit just 1200 limit and some of that credit was used already . . i applied for increase limit to 2500. that was really easy and fast . . many thanks to buy my tv Reviewed on: 2nd July 2026

PayPal credit

5
Applied for PayPal credit as it was offering cash back. Was easy to apply,had an answer there and then and was allocated a larger credit limit than advertised. Useful to have as a just in case. Reviewed on: 2nd July 2026

App broken on latest android

4
Kind of terrible at the moment as the crypto stuff crashes the android app, im forced to use the browser instead Reviewed on: 2nd July 2026

I been with PayPal for 18 years and its been great n...

5
I been with PayPal for 18 years and its been great no problems I rate them the safest way and the best Reviewed on: 2nd July 2026

I have used PayPal services for many years, especial...

5
I have used PayPal services for many years, especially when I was living abroad. Made my life much easier on many occasions. Reviewed on: 2nd July 2026

So easy to use, no issues

5
So easy to use. And no issues.Have used many times. Reviewed on: 2nd July 2026

Very easy to use and very easy to contact when you n...

5
Very easy to use and very easy to contact when you need to Reviewed on: 2nd July 2026

Never had an issue and any communication has been ha...

5
Never had an issue and any communication has been hassle free Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 95417 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3836 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products