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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,984 reviews, last reviewed 22nd Apr 2026
2784500% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issues using PayPal. Never had any issues using PayPal. It’s my go to payment method Reviewed on: 22nd April 2026
Claire 's avatar
Claire

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80984)

Love Paypal Credit

5
Love Paypal Credit, can shop at anytime and pay after a few months, great service for consumers. Thank you Reviewed on: 7th April 2026
Noel D's avatar
Noel D

every day shopping so easy with a paypal credit card

5
every day shopping so easy with a paypal credit card Reviewed on: 7th April 2026
Ian Chapman's avatar
Ian Chapman

Since joining PayPal I have never looked backed ...

5
Since joining PayPal I have never looked backed Reviewed on: 7th April 2026
James w's avatar
James w

Hassle free and easy to manage account.

5
Hassle free and easy to manage account. Reviewed on: 7th April 2026
Sah Santos's avatar
Sah Santos

Poor customer service citing the system design

3
Poor customer service citing the system design Reviewed on: 7th April 2026
Marius Nicolae's avatar
Marius Nicolae

Seamless to set up and use.

5
Seamless to set up and use. Useful at all times of the month Reviewed on: 7th April 2026
Sue F's avatar
Sue F

ULTRA - EFFICIENT far beyond standard expectations.

5
ULTRA - EFFICIENT far beyond standard expectations. Reviewed on: 7th April 2026
KEVIN R's avatar
KEVIN R

PayPal credit

5
PayPal credit is a easy and safe way to buy online I wouldn’t use any other product Reviewed on: 7th April 2026
Danny C's avatar
Danny C

Decade of Convenience & Reliability

5
I have been a PayPal customer for over 10 years, and it continues to be one of the most reliable services I use. Payments are fast, secure, and easy to track, and customer support has always been helpful when needed. It’s a platform I trust completely, and it has consistently made online transactions smooth and stress‑free. Reviewed on: 7th April 2026
Tanya S's avatar
Tanya S

Good efficient service with no hurdles and un expec...

5
Good efficient service with no hurdles and un expected malfunctions secure with personal information. Reviewed on: 7th April 2026
Sithembinkosi N's avatar
Sithembinkosi N

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