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PayPal: PayPal Credit reviews

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4.90
Based on 81,123 reviews, last reviewed 22nd Apr 2026
2797600% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for anything that you buy. Great way to pay for anything that you buy. Reviewed on: 22nd April 2026
Randolf R's avatar
Randolf R

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (81123)

Always been smooth.

5
Always been smooth. I love the 0% as it allows flexibility. Reviewed on: 7th April 2026
Alice M's avatar
Alice M

I use PayPal all the time.

5
I use PayPal all the time as it’s easy to see what you have paid and if there are any issues with a 3rd party (seller) then PayPal are easy to contact to help resolve the issue. When paying via PayPal you have the option to pay on their account or straight from your bank account. Statements are clear to read and making payments to your account is easy. Also when being paid money from others - it is easy and accessible within seconds. I would recommend PayPal to others. Reviewed on: 7th April 2026
Rena B's avatar
Rena B

Paypal a reliable friend

5
Have used PayPal for more than 10 years now. I find it easy and speedy to use, as well as providing a secure method of payment.. Have recommended it to both friends and family over the years and will continue to use it hopefully for many years to come. Reviewed on: 7th April 2026
Mike L's avatar
Mike L

Easy to use and see where you are with repayments

5
Using PayPal Credit has always been really easy to use and see where you are with repayments. Customer service has always been great and I’ve got answers really quickly. Reviewed on: 7th April 2026
Gemma K's avatar
Gemma K

PayPal is quick, easy and convenient to use.

5
PayPal is quick, easy and convenient to use. The new addition of having pay pal credit as a card that I can add to my Apple wallet is also game changing in terms of convenience of use. Reviewed on: 7th April 2026
Chrispin's avatar
Chrispin

I had a parcel go missing after a phone call and pho...

5
I had a parcel go missing after a phone call and photo evidence everything was sorted Reviewed on: 7th April 2026
Matthew Stowell's avatar
Matthew Stowell

Always on hand to help and always sort my problem...

5
Always on hand to help and always sort my problem Reviewed on: 7th April 2026
Karen R's avatar
Karen R

Great credit choice

5
Good credit offers with chance of 0% APR for 4 months. Easy to use and available in all the shops Reviewed on: 7th April 2026
Lucian S's avatar
Lucian S

Excellent features and options for all.

5
Excellent features and options for all. Great products and options to allow the consumer to select the best product for them when making a purchase. From adding to a credit account to breaking the payment in 3 with 0% interest makes PayPal my go to for purchases online. Reviewed on: 7th April 2026
KPK's avatar
KPK

PayPal Credit is life saver.

5
PayPal Credit is life saver. 4 months of interest free is very helpful Reviewed on: 7th April 2026
Selcuk's avatar
Selcuk

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