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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172512)

Highly recommended very reliable service

Easy to pay with PayPal with pay in three and other services Reviewed on: 2nd July 2026

I've been using PayPal for a long time.

I've been using PayPal for a long time, and it's consistently been one of the easiest and most reliable ways to send and receive money. Transactions are fast, simple, and I appreciate how straightforward the app and website are to use. One of the biggest positives for me is that it's easy to speak to a real person when you need help. Good customer support can make a huge difference, and I've found it reassuring that I can get in touch with someone without too much hassle. The newer PayPal Debit Card and PayPal Credit Card have been a real game changer. They make it much more convenient to use my PayPal balance for everyday purchases, and I like the added flexibility they provide. Another feature I really enjoy is the ability to earn points through PayPal, which adds extra value to purchases I was already going to make. Overall, PayPal is fast, convenient, and packed with useful features. While no service is perfect, my experience has been overwhelmingly positive, and I'd happily recommend it to anyone looking for a secure and easy way to manage payments. Reviewed on: 2nd July 2026

Easy to use.

I love the pay pal pay in 3 it makes more expensive items affordable and is so easy to use Reviewed on: 2nd July 2026

Easy use of the app and brilliant cutomer experience

Easy use of the app and brilliant cutomer experience Reviewed on: 2nd July 2026

Good Communication

Never had any issues if I have needed assistance I’ve received excellent communication Reviewed on: 2nd July 2026

Always there.

Always there, always ready to help and inform, a real person response when you need it. Reviewed on: 2nd July 2026

Paypal is helpful, safe, a very good system

Paypal is helpful, safe, a very good system for making payments. I love the pay in 3 or 4 idea, makes expensive purchases a little easier Reviewed on: 2nd July 2026

Very simple to set up.

Very simple to set up. Everything is clearly stated with nothing hidden. Such an easy way of controlling your finances with the extra reliability that comes with a large company. Reviewed on: 2nd July 2026

PayPal is fast, secure, and easy to use.

PayPal is fast, secure, and easy to use. Payments are processed quickly, and buyer protection gives extra peace of mind. I’ve had a great experience using it and would definitely recommend it. Reviewed on: 2nd July 2026

Used multiple time very good experience

Used multiple time very good experience Reviewed on: 2nd July 2026

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