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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Perfect PayPal

No issues. Easy to use. Great App. Reviewed on: 12th June 2024

Very helpful when wanting to make purchases.

Very helpful when wanting to make purchases. Good rates Reviewed on: 12th June 2024

0% interes fee, this is the best

0% interes fee, this is the best Reviewed on: 12th June 2024

Easy and fast to use any features

Easy and fast to use any features Reviewed on: 12th June 2024

PayPal Credit-5 Star Customer Service

In over 8 years of PayPal credit use only once needed to contact customer service, probably best customer service I’ve ever used-5 star Reviewed on: 12th June 2024

Fantastic user friendly credit account

Very easy to use and can be used very widely. It was also very easy to apply and the decision was immediate. The PayPal app is also great for managing this credit account, and makes it very straightforward to look after it. Nothing is hidden either, and you get exactly what is advertised. Refunds are also processed very quickly. Ties in very well with other purchasing options from PayPal. Reviewed on: 12th June 2024

PayPal for active people everywhere!!!

PayPal it's very helpful when you are active on eBay and doing a lot transactions in short time. Very quick access and easy to use everywhere you go. Totally recommend!!! Reviewed on: 12th June 2024

PayPal is an excellent option to make payments, send...

PayPal is an excellent option to make payments, send money and borrow money. Reviewed on: 12th June 2024

Been hugely easy to use and customer service extreme...

Been hugely easy to use and customer service extremely helpful and professional Reviewed on: 12th June 2024

Wonderful experience

Good experience, quick payment method, PayPal credit and card installment options are nice and give you flexibility. Reviewed on: 12th June 2024

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