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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Ideal for small business

Absolutely ideal for me spreading the cost of purchases meaning that customers don't need to pay up front and I'm not exposed to a high up-front spend affecting my cash flow.... Reviewed on: 7th July 2026

Default payment

Customer service were very quick at getting back to me after I made a silly mistake with my payment. They took onboard what I had to say. Reviewed on: 7th July 2026

Easy way to shop

Really good service Easy to use Helpful way to pay Reviewed on: 7th July 2026

Huge help at key times

A lifesaver. Excellent service and good support all the way through. Doesn’t throw credit out to anyone thank goodness but a good help either way finances. Reviewed on: 7th July 2026

It's good way of paying.

I mostly do all my payments that I do on line through PayPal and I also use PayPal in three installments that is convenient when buying expensive items. Reviewed on: 7th July 2026

Always available when needed.

Always available when needed. Excellent rates. Reviewed on: 7th July 2026

One stop shop

PayPal is a good secure platform. A one stop shop for most online retailers Reviewed on: 7th July 2026

Game changer, what’s the catch?

For a working father and husband it makes purchases possible and removes the stress and guilt during the never ending economic hardships. Reviewed on: 7th July 2026

Easy to use, Very convenient

Easy to use, Very convenient , no long applicstion forms once set up its there to use as and when you need it Reviewed on: 7th July 2026

PayPal always helps out when it comes to purchasing...

PayPal always helps out when it comes to purchasing items. They always have your back Reviewed on: 7th July 2026

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