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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent Customer Service

I was unsure if a payment I had made was showing as credit or debit on statement but I was reassured by the agent that it was a credit. Reviewed on: 7th July 2026

Does what it says on the tin, never had any problems.

Does what it says on the tin, never had any problems. I recommend Reviewed on: 7th July 2026

Protection and decent credit facilities

I've had the unfortunate need to utilise Paypal's buyer's protection when booking holidays and almost getting scammed! It was super simple to block the funds and Paypal mediated the entire fiasco, got our money's worth in the end! I've also been frequent user of their credit facilities, popping something on 0% for 4 months has come in handy quite a few times now. Reviewed on: 7th July 2026

Very good quality service and very helpful and very...

Very good quality service and very helpful and very easy always let me know when you need to pay Reviewed on: 7th July 2026

First choice for foreign currency transactions

First choice for foreign currency transactions Reviewed on: 7th July 2026

Great experience with PayPal...

I have had nothing but good experiences with PayPal , it allows me to split money over several months Reviewed on: 7th July 2026

Very satisfied

I am using paypal for many years now.! I am very satisfied. Reviewed on: 7th July 2026

Great company with great customer service

Always had a great experience with PayPal called customer service the other day and they had my problem solved within 2 minutes Reviewed on: 7th July 2026

Very efficient and easy access to my credit .

Very efficient and easy access to my credit . communication is excellent especially emails when payment is due Reviewed on: 7th July 2026

100% service for every customer.

Have and still do receive a great service from PayPal - anytime I have had to contact Customer Services - I have always received a positive outcome and a fast response and closure Reviewed on: 7th July 2026

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