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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81267 reviews)

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4.90

Based on 81,267 reviews, last reviewed 22nd Apr 2026

2810800% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fantastic service Easy & Reilaable to use always and convenient. Great service Reviewed on: 22nd April 2026

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81267)

Fast, easy to sort out issues quickly and efficiently.

Fast, easy to sort out issues quickly and efficiently. Wide selection of stores to choose from Reviewed on: 7th April 2026

Safe and Sound

Use on a regular basis as it feels Safe Reviewed on: 7th April 2026

I am very pleased with this service

I am very pleased with this service Reviewed on: 7th April 2026

Paypal really helps

Having the credit facility really helps when I am short of money, I know I can rely on PayPal, especially with so many retail shops accepting this payment method. Reviewed on: 7th April 2026

Customer service is poor.

Customer service is poor. With slow response times and a live chat in nothing but name. The payment provider itself is great. Reviewed on: 7th April 2026

Paypal is the best

Financial Flexibility - 0% Interest offers is the best, also no annual fee. Buyer protection for purchases, widely accepted at many online stores. Reviewed on: 7th April 2026

PayPal full Refund on Ai Dog scam

PayPal helped me recently to get a full refund from an online scam type site (Wuffy) claiming that a £4 toy made in china was an Ai dog that could do a lot of tricks etc Reviewed on: 7th April 2026

Really easy to use especially when we send money for...

Really easy to use especially when we send money for good and services and we dont receive it or it came faulty, really easy to make apeal and get money back Reviewed on: 7th April 2026

Would definitely reccommend

I love the flexibility that paypal has to offer, especially with the option to pay in 3. I admire the fact that you do not have to enter your card details with every transaction and it takes away the worry with purchasing online. When I have had to dispute a payment it has been resolved quickly Reviewed on: 7th April 2026

Easy to set up repayments and to use at checkout

Easy to set up repayments and to use at checkout Reviewed on: 7th April 2026

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