Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

88% decrease in 5 star reviews

in the past 90 days

78% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

4 months interest free credit

4 months interest free credit - I use it a lot. Great service Reviewed on: 12th June 2024

It is easy to use and very convenient

It is easy to use and very convenient Reviewed on: 12th June 2024

PayPal has been very helpful

PayPal has been very helpful for making payment to family and friends, it has also been great to use the loan facility. Reviewed on: 12th June 2024

Excellent service and simplistic

Always super helpful, detailed and informative Reviewed on: 12th June 2024

Easy and efficient safe transactions

Easy and efficient safe transactions Reviewed on: 12th June 2024

Great service

Excellent way to help get more expensive items Reviewed on: 12th June 2024

Easy to use , very straightforward

Easy to use , very straightforward Reviewed on: 12th June 2024

Always sort problems out in a reasonable time frame...

Always sort problems out in a reasonable time frame great customer service I never shop online unless they use paypal Reviewed on: 12th June 2024

Very easy to use and never any problems

Very easy to use and never any problems Reviewed on: 12th June 2024

Good experience Very useful Thank you

Good experience Very useful Thank you Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 3.72 from 6 reviews
Avios Credit Card
from TSB 3.75 from 18 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub