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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172284)

Hassle free for as long as I opened account, looks...

Hassle free for as long as I opened account, looks like paypal has got working class people, at the forefront, the deals are the best I have encountered, none the less with other providers, I'm not going anywhere, everything served up on a plate, and more. Reviewed on: 2nd July 2026

Never had an issue

Never had an issue using PayPal. Reviewed on: 2nd July 2026

It’s always handy for when you need it to pay for bi...

It’s always handy for when you need it to pay for big purchases and and pay off later with payments every month Reviewed on: 2nd July 2026

Easy & credit handy for near payday

Easy & credit handy for near payday Reviewed on: 2nd July 2026

PayPal makes life easy

Easy to use and a convenient purchase method when buying larger items Reviewed on: 2nd July 2026

Great service

It is widely accepted and easy to use inc the app Reviewed on: 2nd July 2026

5 star recommendation

Always use PayPal credit to check out if it’s an option and feel secure in doing so Reviewed on: 2nd July 2026

PayPal makes sense

PayPal is easy to use, all functions are tailored to what I need and I can find what I want easily and quickly. Reviewed on: 2nd July 2026

Flexible, gives you plenty of time to pay back and t...

Flexible, gives you plenty of time to pay back and tells you what’s going on Reviewed on: 2nd July 2026

Easy to use.

Easy to use. Reliable. Helpful when things go wrong. Dependable. Reviewed on: 2nd July 2026

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