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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

I love the ease and simplicity of using the PayPal c...

5
I love the ease and simplicity of using the PayPal credit scheme Reviewed on: 12th June 2024

Easy hassle free

5
Used paypal so many times hassle free for many years. Transactions are smooth and efficiently done. Reviewed on: 12th June 2024

So easy to use!

5
So easy and convenient to use PayPal to pay for almost anything! Such good value too. Reviewed on: 12th June 2024

Smouth and easy to use .

5
Smouth and easy to use .in online gread pack of option to pay later Reviewed on: 12th June 2024

Excellent good to use pay pal credit easy for use...

5
Excellent good to use pay pal credit easy for use Reviewed on: 12th June 2024

Very easy to transact with

5
Very easy to transact with, really enjoy the many places I can pay with PayPal on. Also enjoy the flexible payment options. Reviewed on: 12th June 2024

Paypal credit clear and easy .

5
Paypal credit is easy to use and clear to control. The app/website are simple with what you want to see clear. Balances and transactions listed effectively and contact centre helpful. Reviewed on: 12th June 2024

I like PayPal because I can spread the cost and get...

5
I like PayPal because I can spread the cost and get what I want straight away Reviewed on: 12th June 2024

I use PayPal credit to purchase unexpected expenses...

5
I use PayPal credit to purchase unexpected expenses that crop up for £200+ to make money management easier in other areas of my life Reviewed on: 12th June 2024

Brilliant!

5
Been using PayPal for years and never had any problems whatsoever. I used their credit facility for a while, which was perfect for my needs. I love the fact that it’s secure too, which in this day and age is essential. Reviewed on: 12th June 2024

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