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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81442 reviews)

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4.90

Based on 81,442 reviews, last reviewed 22nd Apr 2026

2827200% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great payment options It's a very handy service, especially the pay in 3 option. It gives time to pay without interest which really helps when making big purchases Reviewed on: 22nd April 2026

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81442)

Like the flexibility of the PayPal

Like the flexibility of the PayPal Reviewed on: 7th April 2026

It’s easy and fast to make online payments, and some...

It’s easy and fast to make online payments, and sometimes I also get interest-free instalment options for my purchases, which makes it even more convenient and affordable. Reviewed on: 7th April 2026

Problem solved

Only ever one problem and resolved with one phone call. Reviewed on: 7th April 2026

Excellent and Reliable Services

I have been using PayPal Credit for a while now, and overall my experience has been very positive. The platform is easy to use, transactions are quick, and I appreciate the flexibility it provides when making payments. It’s especially helpful for managing larger purchases with manageable repayment options. Customer support has also been responsive whenever I had questions. Everything is transparent, and I feel secure using the service for both personal and online transactions. I would definitely recommend PayPal Credit to anyone looking for a convenient and trustworthy payment solution. Reviewed on: 7th April 2026

Easy to use, I get informed before payments are take...

Easy to use, I get informed before payments are taken, always in control Reviewed on: 7th April 2026

Excellent if I’m short on money and then easy to top...

Excellent if I’m short on money and then easy to top back up when paid Reviewed on: 7th April 2026

PayPal Glory

PayPal has and been working for me as a backup financial support if I can put it that way. I really enjoy the service! Reviewed on: 7th April 2026

I always use paypal for any purchases.

I always use paypal for any purchases. My money is safe and I don't have to put my my banking details on every Website i use. It's time saving. Paypal credit is very handy as well. Reviewed on: 7th April 2026

Paypal credit is ideal to help with the larger purch...

Paypal credit is ideal to help with the larger purchases during the year. Making budgeting so much easier. Reviewed on: 7th April 2026

Convenient, flexible and reliable.

PayPal Credit has been a really convenient way to manage purchases and spread the cost when needed. The application process was straightforward, and it integrates seamlessly with PayPal at checkout. Payments are easy to track, and the promotional interest-free periods are genuinely useful when used responsibly. Overall, it’s a flexible and reliable option for occasional larger purchases. Reviewed on: 7th April 2026

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