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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

93% decrease in 5 star reviews

in the past 90 days

89% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I love the ease and simplicity of using the PayPal c...

I love the ease and simplicity of using the PayPal credit scheme Reviewed on: 12th June 2024

Easy hassle free

Used paypal so many times hassle free for many years. Transactions are smooth and efficiently done. Reviewed on: 12th June 2024

So easy to use!

So easy and convenient to use PayPal to pay for almost anything! Such good value too. Reviewed on: 12th June 2024

Smouth and easy to use .

Smouth and easy to use .in online gread pack of option to pay later Reviewed on: 12th June 2024

Excellent good to use pay pal credit easy for use...

Excellent good to use pay pal credit easy for use Reviewed on: 12th June 2024

Very easy to transact with

Very easy to transact with, really enjoy the many places I can pay with PayPal on. Also enjoy the flexible payment options. Reviewed on: 12th June 2024

Paypal credit clear and easy .

Paypal credit is easy to use and clear to control. The app/website are simple with what you want to see clear. Balances and transactions listed effectively and contact centre helpful. Reviewed on: 12th June 2024

I like PayPal because I can spread the cost and get...

I like PayPal because I can spread the cost and get what I want straight away Reviewed on: 12th June 2024

I use PayPal credit to purchase unexpected expenses...

I use PayPal credit to purchase unexpected expenses that crop up for £200+ to make money management easier in other areas of my life Reviewed on: 12th June 2024

Brilliant!

Been using PayPal for years and never had any problems whatsoever. I used their credit facility for a while, which was perfect for my needs. I love the fact that it’s secure too, which in this day and age is essential. Reviewed on: 12th June 2024

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