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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Quick, easy, straightforward.

Quick, easy, straightforward. Almost instant results. Reviewed on: 7th July 2026

Excellent customer service

I called customer service team & they answered all my questions with patience. Reviewed on: 7th July 2026

Instant credit

I was offered credit instantly- no hustle, no waiting Reviewed on: 7th July 2026

PayPal is an excellent convenient and trustworthy wa...

PayPal is an excellent convenient and trustworthy way for me to make payments online or buy using my credit card in stores securely, with option to pay in instalments for larger purchases. Reviewed on: 7th July 2026

PayPal credit excellent service and convenient.

Having been using PayPal credit for over 4 yrs now. Has been brilliant and exvellent service. Easy to use and convenient for customers. I used credit cards on past but with with PayPal credit I have it all paid off within 4 months interest free. It has also boosted my credit score which is extra bonus. Highly recommended. Reviewed on: 7th July 2026

PayPal for excellence

always found the service very good helped me out a lot would be lost without it Reviewed on: 7th July 2026

its a great experience the ability to make payments...

its a great experience the ability to make payments over a period of time without incurring any extra charges Reviewed on: 7th July 2026

No connection to payments to people in russia made...

No connection to payments to people in russia made it useless Reviewed on: 7th July 2026

Highly supportive of it's customer and their interest

Highly supportive of it's customer and their interest Reviewed on: 7th July 2026

Always had a good experience.

Always had a good experience.. When I’ve had a problem, PayPal have sorted it out quickly Reviewed on: 7th July 2026

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