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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172135)

I use all the services provided by PayPal, everythin...

I use all the services provided by PayPal, everything really works great. Reviewed on: 1st July 2026

Good value for money it is an opportunity to save m...

Good value for money it is an opportunity to save money with easy transactions Reviewed on: 1st July 2026

I use to divide payment to three amount interest free.

I use to divide payment to three amount interest free. I'm house bound disabled. So really helps my budgeting. I also like speed of communication via email n shows yr transition status. It helps manage my finances. Reviewed on: 1st July 2026

Ease of use very helpful when things are tight

Ease of use very helpful when things are tight Reviewed on: 1st July 2026

They always come handy when I needed them the most...

They always come handy when I needed them the most Reviewed on: 1st July 2026

Paypal is my best friend!

Paypal is always there when i need to do a quick purchase and also borrow some money that i can pay back later! Paypal is my best friend with money, Reviewed on: 1st July 2026

Nice easy to go you can operate many more services t...

Nice easy to go you can operate many more services that are really impressive Reviewed on: 1st July 2026

Never had a problem dealing with PayPal I use them f...

Never had a problem dealing with PayPal I use them for all my purchases trust them completely Reviewed on: 1st July 2026

I like the reminder of payments coming out but would...

I like the reminder of payments coming out but would like a reminder for the credit card as well as the pay 3 Reviewed on: 1st July 2026

I love 4 months interest free credit

I love that I can use PayPal credit and get 4 months to pay it off, it’s a real life saver Reviewed on: 1st July 2026

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