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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

95% decrease in 5 star reviews

in the past 90 days

89% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Pay it PayPal way

Very easy to access and accepted in many places Reviewed on: 12th June 2024

Happy with the service very much

Happy with the service very much Reviewed on: 12th June 2024

Using PayPal is straightforward

Using PayPal is straightforward, and PayPal credit allows larger purchases to be made if you have the credit available. Customer service could be improved, so could the chat function as conversations are closed before you have chance to reply, meaning you need to go through chat bot again to continue a query. Reviewed on: 12th June 2024

Easy to use, I can clearly see my transactions

Easy to use, I can clearly see my transactions Reviewed on: 12th June 2024

Easy to use and keep track of your spending.

Easy to use and keep track of your spending. Reviewed on: 12th June 2024

Very useful to have 4 months free credit and also to...

Very useful to have 4 months free credit and also to split payments in 3 months Reviewed on: 12th June 2024

Just the ultimate in convenience and control.

Just the ultimate in convenience and control. Reviewed on: 12th June 2024

Easy to use, easy to keep up to date with your balance.

Easy to use, easy to keep up to date with your balance. Reviewed on: 12th June 2024

Optimistic

Ive had a problem in the past which took over a year to resolve so am using it sparsely. Until I regain my trust Reviewed on: 12th June 2024

Really easy and helpful to use, gives you confidence...

Really easy and helpful to use, gives you confidence dealing with money etc... Reviewed on: 12th June 2024

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