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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal is the reason I can carry on sport

PayPal has been incredibly useful throughout my sporting career and has genuinely helped me go further than I thought possible. I love how easy it is to use and how smoothly it fits into everything I do, no hassle, just does the job. Reviewed on: 7th July 2026

Good money options and ways to pay back.

Good money options and ways to pay back. Helpful chat. Got options on how to pay for things and a range of reminders and dates to pay. Great option to have and a good credit limit. Chat support is always available too. Reviewed on: 7th July 2026

PayPal Credit Amazing Service

PayPal Credit Helps you in times of need, with great rates and excellent customer service. Reviewed on: 7th July 2026

Easy when making payments, easy to understand when u...

Easy when making payments, easy to understand when using the app. PayPal keeps you informed of everything that goes on with when payments are due. Great at giving advice on new and up and coming products. Reviewed on: 7th July 2026

I trust PayPal as an extra security layer for my fin...

I trust PayPal as an extra security layer for my finances. Reviewed on: 7th July 2026

Gives very good opinions to pay

Gives good options to pay. Very impressed with how good it is. Reviewed on: 7th July 2026

Reliable

Everything so easy to do. Always had a great service. Reviewed on: 7th July 2026

Good customer service

Whenever I have had any issues, I have spoken to a customer service representative who has been able to sort it or guide me through the steps. Reviewed on: 7th July 2026

I feel safe while buying online ( it'sbeem more than...

I feel safe while buying online ( it'sbeem more than 10 yraes. Happy for the physical card too Reviewed on: 7th July 2026

Easy to use products and no issues to date.

Easy to use products and no issues to date. Reviewed on: 7th July 2026

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