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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Aug 2025
97% decrease in 5 star reviews
in the past 90 days
91% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

PayPal credit, simple and easy

5
It’s very easy and flexible to use PayPal credit, no problems at all Reviewed on: 12th June 2024

100% - OUTSTANDING

5
Customer service and care given by PAYPAL is a 100% outstanding. The team take great care to listen and assist. I have been with PAYPAL for years and this company has never failed me once. The is a fantastic chance for me to thank PAYPAL for all there hard work and effort they give. Other companies should look at PAYPAL in how to connect with their customers or even clients. Keep up the with fantastic job you all do, as it very much appreciated. Reviewed on: 12th June 2024

So happy with paypal when I was stuck on a payment I...

5
So happy with paypal when I was stuck on a payment I have the offer to pay interest free in 4 months. Reviewed on: 12th June 2024

essential for good financial management.

5
It is now an essential part of my spending strategy. Reviewed on: 12th June 2024

Great service.

5
Great service. Really easy to use Reviewed on: 12th June 2024

Very easy and convenient method of payment,with all...

5
Very easy and convenient method of payment,with all the security and benefits of PayPal, easily accessible and friendly customer service centre,with helpful and knowledgeable staff should you have any queries. Reviewed on: 12th June 2024

Quick, easy, accessible.

5
Quick, easy, accessible. The credit option can be used across many online outlets. Reviewed on: 12th June 2024

Very happy with my experience, PayPal gives you the...

5
Very happy with my experience, PayPal gives you the option of spreading it out over 4 months no other company does that 5 star!! Reviewed on: 12th June 2024

Excellent service as usual keep up the good work

5
Excellent service as usual keep up the good work Reviewed on: 12th June 2024

Easy, useful and helpful.

5
Easy, useful and helpful. I used all the time. Reviewed on: 12th June 2024

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