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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81684 reviews)

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4.90

Based on 81,684 reviews, last reviewed 22nd Apr 2026

2849400% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Pretty good to be honest, used it to buy my phone (i... Pretty good to be honest, used it to buy my phone (iPhone 15pro max) and I have no idea what else to say, they track packages now insuppose Reviewed on: 22nd April 2026

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81684)

So many suppliers use PayPal now so it’s very easy t...

So many suppliers use PayPal now so it’s very easy to use for buying. Communication is really good, especially as sometimes I forget the date of my payment, so the reminders are excellent as gives me time to pay my bill. Reviewed on: 7th April 2026

PayPal Credit is a fantastic

PayPal Credit is a fantastic option—it gives me real flexibility to pay when it suits me and manage my monthly repayments with ease. It makes budgeting much simpler and stress-free! Reviewed on: 7th April 2026

Never had any issues.

Never had any issues. When I have had queries, they have been dealt with effectively Reviewed on: 7th April 2026

Polite, clear and helpful service.

Polite, clear and helpful service. I’ve found PayPal excellent to use. Reviewed on: 7th April 2026

So easy to make payment for shopping

So easy to make payment for shopping Reviewed on: 7th April 2026

Easy peasy!

I found using PayPal credit easy to use and navigate. Paying it off was simple and when I no longer needed it, closing the account was straight forward. The persons supporting me didn’t try to sell me more credit or try to convince me to stay which left me feeling like I’d be happy to do PayPal credit again. Reviewed on: 7th April 2026

I’ve not had much experience customer service so cou...

I’ve not had much experience customer service so could score very high but I am taking that as a big positive the fact I haven’t needed assistance from customer service. Reviewed on: 7th April 2026

Flexible Credit

Payments and spending are flexible, and accepted at the majority of retailers which is very helpful, Reviewed on: 7th April 2026

I have been a user of PayPal Credit for around 8 yea...

I have been a user of PayPal Credit for around 8 years now. They offer a variation of ways to pay using this option from pay in 3 to 0% interest if payed within a certain timeframe. Most online retailers have now adopted PayPal as a method for transaction. I believe you can now apply for a physical card that can be used within stores. Reviewed on: 7th April 2026

It’s so so easy

It’s so so easy to use and well displayed in the app Reviewed on: 7th April 2026

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