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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

8 year's experience

I am using paypal from last 8 years and it has been a very pleasent and hasslefree experience. Reviewed on: 7th July 2026

ve found PayPal Credit easy to use and convenient fo...

ve found PayPal Credit easy to use and convenient for spreading the cost of larger purchases. The application process was straightforward, payments are simple to manage, and the app makes it easy to keep track of my balance. Overall, it’s been a useful and reliable credit option. Reviewed on: 7th July 2026

Very easy to use and reliable, if anything goes wron...

Very easy to use and reliable, if anything goes wrong then are there to help or get your money back retailers Reviewed on: 7th July 2026

i like service the paypal and good money

i like service the paypal and good money Reviewed on: 7th July 2026

I find PayPal really handing rig spending the costs...

I find PayPal really handing rig spending the costs especially at birthdays and Christmas Reviewed on: 7th July 2026

Amazing and Safe

Easy to use, convenient, used on a wide range of shops Reviewed on: 7th July 2026

Convenient,easy and fast for international transfer

Convenient,easy and fast for international transfer Reviewed on: 7th July 2026

Smoother than smooth!

Very easy to register, glided through. Online access and management a breeze Reviewed on: 7th July 2026

Excellent to use when accessing the app for shoppi...

Excellent to use when accessing the app for shopping and paying back Reviewed on: 7th July 2026

Best short term interest for small to medium purchases

Best short term interest for small to medium purchases Reviewed on: 7th July 2026

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