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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171832 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171834)

Always had a positive experience with PayPal Credit.

Always had a positive experience with PayPal Credit. Reviewed on: 1st July 2026

fantastic cashflow helper!

i use paypal credit nearly every day as a way to balance my cashflow. Reviewed on: 1st July 2026

I've had a very upsetting and terrible experiences w...

I've had a very upsetting and terrible experiences with an online company which I ordered through PayPal but they sort it and I get my money back after few weeks. Reviewed on: 1st July 2026

I have have only only credit card from a bank I don’...

I have have only only credit card from a bank I don’t want to mention it name , but with PayPal credit card it’s amazing and l have recommended to my friends. I love it and l have stopped my other credit card card. I have been with PayPal almost ten years and l never had a credit card, this is my first credit card on PayPal. I love it . Thank you Reviewed on: 1st July 2026

Effortless and really great experience rewards and l...

Effortless and really great experience rewards and low interest Reviewed on: 1st July 2026

Simply to use!

So far I have used paypal credit for about a year and I find it easy to use and I like having the 4 months free whenever I want to spread a big purchase. Also it is nice to use their app to keep track on what I spend. Reviewed on: 1st July 2026

Great stuff thank you.

Great stuff thank you. A++++++*++++++*** Reviewed on: 1st July 2026

Great service, can be trusted no limits

Been a customer for so many years, and their service has been 5 stars! They resolve disputes, offer financial help and transactions are stress free! Recently I added their debit and credit card. Only benefits Reviewed on: 1st July 2026

My experience with PayPal credit is that it has enab...

My experience with PayPal credit is that it has enabled me to manage my finances without much stress. Reviewed on: 1st July 2026

Have nothing to complain about.

Have nothing to complain about. It just works! Reviewed on: 1st July 2026

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