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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81792 reviews)

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4.90

Based on 81,792 reviews, last reviewed 22nd Apr 2026

2859600% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love using Paypal, convenient, and efficient. Love using Paypal, convenient, and efficient. Credit rate could be lower Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81792)

PayPal offers financial flexibility by enabling paym...

PayPal offers financial flexibility by enabling payments to be split into manageable portions. In addition, it provides a reassuring level of security with every transaction, enhancing overall confidence when making purchases. Reviewed on: 7th April 2026

Always reliable and competitive without any hassle.

Always reliable and competitive without any hassle. Reviewed on: 7th April 2026

It’s really simple to use.

It’s really simple to use. I can pay back the set amount of add to it when I want. Done so simply. Reviewed on: 7th April 2026

Easy to use.

Easy to use. I used all the time online and in the shop Reviewed on: 7th April 2026

Paypal provides securitu and opportunity

I have a bank account and a credit card but wanted a method of payment that staged the payments,and was through app easy to view..Paypal enables you to take action if anything isnt legitimate. You have a recourse. Initially i bought an exoensive handbag from E bay there was a problem with postage . I was able to refund and reset payment. I took up Payoal credit after this to buy a dishwasher and stage oayments to fit with my salary payments on 4x interest free deal. Reviewed on: 7th April 2026

When things go wrong theyre there

When things go wrong theyre there Reviewed on: 7th April 2026

The way to pay

An easy way to pay for those more expensive purchases online.Approved in seconds.... Reviewed on: 7th April 2026

Easy, widely accepted, safe and secure

Can use it online and also in shops that don't accept PayPal by having the card, so much easier, gives longer to pay on larger cost items and is really easy to monitor and manage account online. PayPal security and protection makes shopping safe and secure. Repayments easy to make online as payment due date clear on account page. Reviewed on: 7th April 2026

I have found Paypal a fantastic way to pay for goods...

I have found Paypal a fantastic way to pay for goods and services. Able to pay for holidays spreading the cost and those luxury items that were once apon at time just out of reach. Reviewed on: 7th April 2026

Easy to use , with great user friendly interface

Easy to use , with great user friendly interface Reviewed on: 7th April 2026

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