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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Improving the UX

I've had a good overall experience using PayPal, but I think the app could be improved significantly with a cleaner and more intuitive user interface. The repayment section, especially for PayPal Credit, can be confusing and isn't always easy to understand at a glance. It would be great to see clearer spending insights, visual charts showing repayment progress, payment history, upcoming balances, and how much interest could be saved by paying early. A more modern dashboard with spending trends, monthly summaries, and easier navigation would make managing finances much simpler. Overall, PayPal is a great service, but improving the app's UX and making financial information more visual and accessible would greatly enhance the user experience. Reviewed on: 7th July 2026

Customer service great when my account was compromised.

Customer service great when my account was compromised. All great help and advice was given, account was back on track in no time. Reviewed on: 7th July 2026

Easy to use ans very simple to understand

Easy to use ans very simple to understand Reviewed on: 7th July 2026

Amazing!

It's easy to use and the customer service is very good. Reviewed on: 7th July 2026

Any issues are resolved promptly easy to contact wit...

Any issues are resolved promptly easy to contact with queries or concerns grateful for the peace of mind the service provides Reviewed on: 7th July 2026

Consistent, easy purchases , great deliverys

Consistent, easy purchases , great deliverys Reviewed on: 7th July 2026

Smooth and Reliable Credit Service

I have not used PayPal Credit before, so I don't have personal experience with the service. However, I am familiar with the concept of buy-now-pay-later and consumer credit products, and I would be interested in learning more about how PayPal Credit works. Reviewed on: 7th July 2026

So simple to use and convenient.

So simple to use and convenient. A very helpful way to pay and very safe. Reviewed on: 7th July 2026

Very good experience and excellent advice

Very good experience and excellent advice Reviewed on: 7th July 2026

It’s so convenient and so easy to use

It’s so convenient and so easy to use Reviewed on: 7th July 2026

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