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PayPal: PayPal Credit reviews

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4.90
Based on 81,904 reviews, last reviewed 22nd Apr 2026
2870300% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good wi try promotional 0% interest offers Good wi try promotional 0% interest offers Reviewed on: 22nd April 2026
Jacob T's avatar
Jacob T

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81904)

Great service, good value for money, very safe payme...

5
Great service, good value for money, very safe payments Reviewed on: 7th April 2026
Alexandra T's avatar
Alexandra T

App is easy to navigate and easy to see where funds...

5
App is easy to navigate and easy to see where funds are Reviewed on: 7th April 2026
Lyndon's avatar
Lyndon

PayPal is so reliable,safe, secure and trustworthy

5
PayPal is so reliable, there for me every time. The pay in three is so helpful and very secure payments as well. Reviewed on: 7th April 2026
Ghudsong's avatar
Ghudsong

Love PayPal use the service alot

5
Love PayPal use the service alot Reviewed on: 7th April 2026
Paul R's avatar
Paul R

Easy, accessible service

5
I love PayPal credit, interest free payments for 4 months, just enough time to pay off a slightly larger purchase without needing to resort to a long term loan, accessible in more and more stores and just generally making my life a little easier when everyone is scrabbling for pennies. Reviewed on: 7th April 2026
Susan PW's avatar
Susan PW

A little help when you have nowhere else to tu

5
PayPal has always been reliable for me no major problem and any tiny issues were dealt with promptly and could ask for better customer service. Reviewed on: 7th April 2026
Lynn M's avatar
Lynn M

Very easy to use my new card, just like a bank card.

5
Very easy to use my new card, just like a bank card. Reviewed on: 7th April 2026
Dawn N's avatar
Dawn N

Swift. Efficient, and Convenient payment method

5
I've been a customer for years, and I continue to be impressed with this company. Their team is dedicated to providing the best service possible. I use PayPal credit consistently as an online payment method and find it is swift efficient and convenient. Reviewed on: 7th April 2026
Elita L's avatar
Elita L

Excellent service

5
Always ease of access to money and services. Provides peace of mind when purchasing online. Safe, secure and trusted. Reviewed on: 7th April 2026
Orl D's avatar
Orl D

Very easy transactions, easy to use app that has all...

5
Very easy transactions, easy to use app that has all the info you need to keep up to date with your different spends, kept up to date via email and great security Reviewed on: 7th April 2026
Lya m's avatar
Lya m

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