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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Big Finn McCool

Everything that I have ever done with PayPal has always been very straightforward and easy that’s why I use it all the time… Thank you for your service Reviewed on: 7th July 2026

Easy to use.

Easy to use. Reliable. Available in lots of retailers.. Reviewed on: 7th July 2026

PayPal is good and easy to use and had a good customer

PayPal is good and easy to use. And had a good customer service experience and I have a piece of mind that i have credit also to spend some money as an backup. Reviewed on: 7th July 2026

It's very helpful when you need it

It's very helpful when you need it Reviewed on: 7th July 2026

Very handy

Very handy to have 0% interest for 4 months on large purchases with paypal credit Reviewed on: 7th July 2026

Reliable, friendlyand efficient.

Reliable, lost of options to make payment and very helpful and friendly service. I feel confident when making payment through PayPal that my money is in safe hands and I am not dealing with someone who is not trustworthy. Reviewed on: 7th July 2026

i love paypal, i wish they go back with ebay again.

i love paypal, i wish they go back with ebay again. it was much better when paypal and ebay were together Reviewed on: 7th July 2026

It was a great experience.

It was a great experience. I needed to finance an Item and it was quite expensive but PayPal came through in clutch and solved all my worries. Reviewed on: 7th July 2026

Positive PayPal review .

Only used PayPal credit twice, was easy, straightforward and when I had a question someone was there to help Reviewed on: 7th July 2026

Pay in 6?

It's not been bad, a pay in 6 would be a good option too Reviewed on: 7th July 2026

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