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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82034 reviews)

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4.90

Based on 82,034 reviews, last reviewed 22nd Apr 2026

2882300% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible repayment mechanism such as pay in 3 instal... Flexible repayment mechanism such as pay in 3 installments is excellent idea Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82034)

Really useful service

Really useful service for spreading the cost of purchases. The 0% interest period is great if you pay on time, and it’s very easy to use through PayPal. Just make sure you stay on top of payments to avoid interest. Overall, a smooth and convenient experience. Reviewed on: 8th April 2026

No problems so far.

No problems so far. Not had to make contact for anything Reviewed on: 8th April 2026

PayPal Credit is there when you need it - for the bi...

PayPal Credit is there when you need it - for the birthday presents you forgot to buy or the replacement item that broke just after you’d spent up for the month. It gives flexibility and a back up plan. Reviewed on: 8th April 2026

I always know that using PayPal is secure .

I always know that using PayPal is secure . They have helped me deal with small scams that I’ve fell into. Reviewed on: 8th April 2026

great service, very informative and helpful help fro...

great service, very informative and helpful help from the customer service tea, Reviewed on: 8th April 2026

Absolutely perfect and professional service offering...

Absolutely perfect and professional service offering safe and flexible financial operations Reviewed on: 8th April 2026

great service

could not asked for a better service in times of need Reviewed on: 8th April 2026

It's always available when you need it.

It's always available when you need it. Reviewed on: 8th April 2026

PayPal is great .

PayPal is great . Good customer service Reviewed on: 8th April 2026

Just brilliant to be able to pay how many ways...

Just brilliant to be able to pay how many ways Reviewed on: 8th April 2026

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