Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171800)

User friendly platform

4
User friendly platform, good customer service when required. Reviewed on: 1st July 2026

Confidence on line paying

5
I have used pay all, pay in 3 and PayPal credit for purchases and all are quick and easy and gives me confidence that if things go wrong PayPal helps me put right especially on line shopping that us such a worry these days about scams. Reviewed on: 1st July 2026

I use PayPal for everything and it’s easy to pay of...

5
I use PayPal for everything and it’s easy to pay of credit through the app Reviewed on: 1st July 2026

Paypal rewards scheme is great, a nice little bonus...

5
Paypal rewards scheme is great, a nice little bonus every month. Reviewed on: 1st July 2026

I used the paypal credit for my recent holiday and i...

5
I used the paypal credit for my recent holiday and it was great to use both here and abroad. Reviewed on: 1st July 2026

Can't fault PayPal they resolve any issues without a...

5
Can't fault PayPal they resolve any issues without any problems Reviewed on: 1st July 2026

Always been a great and prompt experience

5
Always been a great and prompt experience Reviewed on: 1st July 2026

Paypal is great used for years

5
Paypal is great used for years, products are good and really look after their customers Reviewed on: 1st July 2026

PayPal is Very helpful and convenient, they offer a...

5
PayPal is Very helpful and convenient, they offer a variety of ways to pay and gives you time to pay it back as well Reviewed on: 1st July 2026

All good, happy with the service.

5
All good, happy with the service. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 94655 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products