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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82158 reviews)

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4.90

Based on 82,158 reviews, last reviewed 22nd Apr 2026

2893400% increase in 5 star reviews

in the past 90 days

8700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really easy and reliable I’ve had a really good experience with PayPal Credit so far. It’s simple to use, everything is clear, and managing payments is straightforward. I’ve ... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82158)

Simple, convenient and fast with no worries

Simple, convenient and fast with no worries Reviewed on: 8th April 2026

Excellent Service!

Easy to use and access, cannot fault the service and how accessible it is Reviewed on: 8th April 2026

Makes larger purchases much more manag

PayPal Credit has been a really useful option for me when buying tools for work. It allows me to spread the cost over 4 months, which makes larger purchases much more manageable instead of paying everything upfront. Reviewed on: 8th April 2026

Never have a problem and if I do they are always hel...

Never have a problem and if I do they are always helpful and get it sorted straight away Reviewed on: 8th April 2026

Good credit management & easy payments

Good credit management & easy payments Reviewed on: 8th April 2026

Paypal is great.

Paypal is great. i would definitely recommend to friends. Reviewed on: 8th April 2026

Great experience, definitely recommend

Great experience, definitely recommend Reviewed on: 8th April 2026

Before PayPal I went through some scams.

Before PayPal I went through some scams. Someone told.me to why don't you use PayPal. Since then everything going very well amd secure . Reviewed on: 8th April 2026

Very helpful

The people at PayPal were very helpful when I had a problem with a payment, they got it sorted out in next to no time flat. Reviewed on: 8th April 2026

The everyday Pal

PayPal is very useful for an everyday basis online shopping (although you can now use a PayPal card to spend in physical shops too!). I've used PayPal since I can remember, and the service & support were always helpful (especially when I nearly got scammed a couple of times!). It truly is the best! Reviewed on: 8th April 2026

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