Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Never been let down and what I really like about Pay...

Never been let down and what I really like about PayPal is that I can set up the extra payment with no hassle each month Reviewed on: 7th July 2026

Lots of options & easy to arrange

I took the pay in 3 option which made repayment easier & there were no additional fees. I would recommend PayPal as there are different options for payment without stress & you can pay the remaining balance off at any time without charges. I also choose PayPal as the flexibility is ideal & I have never had any problems. Excellent service & many options to choose from. Reviewed on: 7th July 2026

Excellent service

Always find PayPal very helpful with efficient knowledgeable staff when contacted for any reason Reviewed on: 7th July 2026

Reliable, easy to use.

Reliable, easy to use. This is my standard go to payment method. Reviewed on: 7th July 2026

PayPal Credit is easy to use and secure

PayPal Credit is easy to use and secure Reviewed on: 7th July 2026

I have been using PayPal for several years.

I have been using PayPal for several years. I com honestly say that my experiences have been 95% good. I feel I can trust them wholely, and have used them extensively, and been more than happy. The 5% has not been totally negative, but when I have asked for help with refunds, a couple of times PayPal have fallen short. They ended with PayPal given the verdict against me. I have always been very honest with them, and did not agree with their decision. However, just like a disagreement with a friend, I have continued to use, and am very satisfied. Reviewed on: 7th July 2026

Best service and helped a lot in buying things witho...

Best service and helped a lot in buying things without much hassle. Reviewed on: 7th July 2026

Convenient and helpful

Using PayPal has been very helpful and is great for emergency situations It is a great option when you want to buy something either online or in store and can't afford it all at one the new pay pal plus scheme is amazing because the points turn into pounds and very helpful as can use the prizes toward future shopping trips Reviewed on: 7th July 2026

PayPal Credit is amazing and exceptional.

PayPal Credit is amazing and exceptional. Reviewed on: 7th July 2026

Easy to access and use.

Easy to access and use.Everything all in one place ie sending money, receiving money, spending, updates on paying in instalments and even direct debit. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub