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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171762 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171774)

I use my PayPal credit all the time to pay...

I use my PayPal credit all the time to pay online Reviewed on: 1st July 2026

fantastic customer service ..

fantastic customer service and who else gives interest free for 4 months on purchases over £100? Reviewed on: 1st July 2026

Had PayPal since day one I've always used it it's gr...

Had PayPal since day one I've always used it it's great for protecting my money and payments Reviewed on: 1st July 2026

Easy and smooth

Easy and fast payment to any purchase Reviewed on: 1st July 2026

Big fan.

I've used PayPal for about 10 years and never had any issues. More recently the additional functions have improved it even more to make it really user friendly. Reviewed on: 1st July 2026

Bought a "Day of the Dead" bottle of Tequila online...

Bought a "Day of the Dead" bottle of Tequila online as they had the PayPal option to pay. My Tequila has never arrived. Complained to PayPal and they found in favour of the vendor. Why bother using PayPal? Reviewed on: 1st July 2026

Rubbish, no human interaction change terms and condi...

Rubbish, no human interaction change terms and conditions very few months seems like a scam. Interest rate hikes no help after job loss. Pay in 3 interest free hardly offered now. Loan amount never reduces even with payments made every month. Reviewed on: 1st July 2026

Very good app and easy to use.

Very good app and easy to use. Everyone appears to accept it and had good protection if things go wrong. Reviewed on: 1st July 2026

great payment options with paypal debit earning bett...

great payment options with paypal debit earning better rewards,ease of payment by direct debit or one off payments, paypal credit with the 4 months 0% works amazingly for me. Reviewed on: 1st July 2026

I first used PayPal last year and it helped me out w...

I first used PayPal last year and it helped me out when I was in a pickle, which was awesome and a life saver. I’ve recommend it to family and friends so who have also used it and loved it just as much as me. Reviewed on: 1st July 2026

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