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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Exellent services and i am happy that i manage my sp...

Exellent services and i am happy that i manage my spending Reviewed on: 7th July 2026

Excellent customer service.

Excellent customer service. A wide range of payment options. Excellent account security. Reviewed on: 7th July 2026

Simple and easy to use, customer service is always e...

Simple and easy to use, customer service is always excellent Reviewed on: 7th July 2026

Money feels in safe hands.

Money feels in safe hands. Any issues have been well looked after Reviewed on: 7th July 2026

Its a very easy service to use with flexible options.

Its a very easy service to use with flexible options. The app is clear and is widespread as a payment option. Reviewed on: 7th July 2026

Paypal is a secure and easy way of paying for goods

Paypal is a secure and confident way of paying for goods It is very easy to use. The new debit card point system is absolutely brilliant Reviewed on: 7th July 2026

Brilliant

I’ve been using PayPal and PayPal credit for a while. I always use PayPal to make purchases online for the extra security. PayPal credit is excellent for those larger purchases when using pay in 12 months interest free brilliant option Reviewed on: 7th July 2026

Easy to use everything you want is in the app

Easy to use everything you want is in the app Reviewed on: 7th July 2026

So easy to deal with helpful polite great team

So easy to deal with helpful polite great team Reviewed on: 7th July 2026

It’s just easy to do and very clear what it is you’r...

It’s just easy to do and very clear what it is you’re signing up for. I find PayPal’s reminders for payment etc are very good too, and you don’t feel overtly pressured or stressed about using it. I’d trust PayPal always Reviewed on: 7th July 2026

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