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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167064 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167136)

Great review

No problems really easy and simple to use Reviewed on: 18th June 2026

Very easy process and quick.

Very easy process and quick. Was completed and excepted in a timely fashion Reviewed on: 18th June 2026

Great experience when using PayPal, flexible payment...

Great experience when using PayPal, flexible payment methods and great customer service when needing any support Reviewed on: 18th June 2026

Paypal is so easy to use and convenient

Paypal is so easy to use and convenient Reviewed on: 18th June 2026

Effective credit system

Information is always clear and app layout is great Reviewed on: 18th June 2026

Had good experience with paypal.

Had good experience with paypal. Never had a problem Reviewed on: 18th June 2026

Simple Application

I wanted to purchase a new phone and it worked out cheaper to by direct from Samsung and pay with Paypal credit. It was simple to check if I would be accepted for credit without affecting credit score. Reviewed on: 18th June 2026

Convenient to have it

I find it convenient using my PayPal in any transactions that I had and payment scheme it offers that in my opinion is more manageable than others. Reviewed on: 18th June 2026

it's been very good for me to balance my transaction...

it's been very good for me to balance my transactions etc and give me bit more independence Reviewed on: 18th June 2026

Bought an item twice by mistake but was refunded aft...

Bought an item twice by mistake but was refunded after speaking to customer service Reviewed on: 18th June 2026

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