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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82281 reviews)

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4.90

Based on 82,281 reviews, last reviewed 23rd Apr 2026

2904300% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and makes my life easier Easy to use and makes my life easier Reviewed on: 23rd April 2026

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82281)

I found PayPal easy to use.

I found PayPal easy to use. Being of a certain age it tells me what I need to know and easy payments. Reviewed on: 8th April 2026

PayPal is a good place to pay for items purchased

PayPal is a good place to pay for items purchased as it can be trusted. It's ideal for sending money to family and you can see what you are doing on the app at anytime. Reviewed on: 8th April 2026

The Best Financial Company

There is always a solution. Great paymanets options, great customer service, you don't have to wait as everywhere else. Very quick response, I have never wait more than 2min for answer a call by customer service. Great finance as well with PayPal credit or PayPal finance ifoy buy on for ex on ebay. Reviewed on: 8th April 2026

Simply the best credit there is

In my opinion PayPal Credit is the best Credit service there is. The interest fees are very reasonable and the 0% offers are incredibly helpful. I will be a lifetime customer because it feels like PayPal is a credit company that is on your side. I have been able to afford things with PayPal that I could not afford through other lenders because of it's unique features. Honestly an incredibly supportive credit service. The customer service is seamless too. Could not be any more satisfied as a customer ! Reviewed on: 8th April 2026

Easy to use..

Easy to use, any issues they get in touch and solve quite easily. Easy to use app and lots of communication Reviewed on: 8th April 2026

Paypal is so easy to use and can be used in so many...

Paypal is so easy to use and can be used in so many places use this more now than my credit card Reviewed on: 8th April 2026

I have been using PayPal for about 6 years save worr...

I have been using PayPal for about 6 years save worrying about all the on line fraud another barrier to losing your money Reviewed on: 8th April 2026

very useful way to pay for goods

very useful way to pay for goods Reviewed on: 8th April 2026

Always use paypal when available as trust the brand...

Always use paypal when available as trust the brand and easy to use for credit purchases Reviewed on: 8th April 2026

Extremely satisfied customer

If I have had any issues, PayPal resolve these quickly and efficiently. I have only needed to contact them one and was met with a friendly and knowledgeable responce Reviewed on: 8th April 2026

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