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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Easy to use.

5
Easy to use. Clear outcomes for purchases. Reviewed on: 7th July 2026

PayPal is a great Company

5
PayPal is a fabulous company, the app is easy to use the staff if you need to talk are freely available with hardly any waiting time on the phone,babe they are pretty genned up.. Reviewed on: 7th July 2026

You can still buy when you can't pay in full at the...

5
You can still buy when you can't pay in full at the same time by spreading your payment in installments. Reviewed on: 7th July 2026

It does what it says super easy application and inte...

5
It does what it says super easy application and interface is flawless. Reviewed on: 7th July 2026

Always excellent experience with PayPal credit, grea...

5
Always excellent experience with PayPal credit, great app too. Reviewed on: 7th July 2026

PayPal credit is my go to for when I want to spread...

5
PayPal credit is my go to for when I want to spread my payments interest free. Reviewed on: 7th July 2026

PayPal is my Purchasing Personal Assistant.

5
PayPal is my Purchasing Personal Assistant. Once you get started with PayPal there's no going back. Reviewed on: 7th July 2026

Best service

5
Easy safe way to pay and easy app to follow Reviewed on: 7th July 2026

A TRUSTED FINANCE ORGANISATION

5
Been with paypal for quite a while and they have served me well.Helpful when a problem arose and just made me feel they were doing their very best. SO I have trusted them completely with my on going purchases and any payments . Reviewed on: 7th July 2026

Great credit helps

5
Helped me financially in purchased goods and spread the payments within 3 months Reviewed on: 7th July 2026

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