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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149822 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149822)

Easy to use.

Easy to use. The app is good. Would recommend to others Reviewed on: 8th June 2026

Always use PayPal if available.

Always use PayPal when available for online ordering. The choice of credit is really helpful and monitoring your balances is easy on the PayPal website. Reviewed on: 8th June 2026

paypal credit is handy but dont have a direct debit...

paypal credit is handy but dont have a direct debit set up payments are affordable but if I forget to pay one, I get calls from PayPal usually at very inopportune times at work and the css's don't often have a warm tone for a small payment thats easy to sort Reviewed on: 8th June 2026

PayPal have a WiFi option to contact them.

I have always thought if the PayPal credit option could transform over night to a credit card with the option to pay over 4 months, with no interest, on purchases above £100. Next thing in the morning, I saw an email landing in my inbox, offering just that. I applied instantly. I have it now on my Apple Pay. I buy and pay without worrying much. Magic! Reviewed on: 8th June 2026

Positive

Always had positive experiences using PayPal Reviewed on: 8th June 2026

It is a safe and quick way to online shop when you d...

It is a safe and quick way to online shop when you don’t have your physical card on you. Reviewed on: 8th June 2026

I was scammed once and pay pal sorted it asap...

I was scammed once and pay pal sorted it asap Reviewed on: 8th June 2026

I most like the pay in 3 method and also the 0% inte...

I most like the pay in 3 method and also the 0% interest of purchases over four months. Also the security you get with pay pal much safer for online purchases Reviewed on: 8th June 2026

Love PayPal credit ,easy to use ,easy payments option.

Love PayPal credit ,easy to use ,easy payments option. ,perfect way to budget Reviewed on: 8th June 2026

Very easy and convenient App to use

Very easy and convenient App to use Reviewed on: 8th June 2026

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