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PayPal: PayPal Credit reviews

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4.90
Based on 82,300 reviews, last reviewed 23rd Apr 2026
2906100% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

What can I say basically nothing every thing pay pal... What can I say basically nothing every thing pay pal do every thing thy do is first clas Reviewed on: 23rd April 2026
Paul Hallsworth's avatar
Paul Hallsworth

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82300)

Easy and efficient

5
The use of PayPal credit has made my life so much easier and now they have a virtual and real card to go with this I am happy to use this service. The app is also easy to use and pay off. I don't have many credit services but PayPal os one of them and has been for a long time Reviewed on: 8th April 2026
Rose deNegri's avatar
Rose deNegri

Brillaint, Always 0% offers allowing you to spread t...

5
Brillaint, Always 0% offers allowing you to spread the costs easily! Reviewed on: 8th April 2026
BenM's avatar
BenM

Quick & Easy

5
Quick & Easy no stress dial there is a person on the Other end Of the phone hard to discover these days. Reviewed on: 8th April 2026
Horice's avatar
Horice

Awesome service- wouldn’t go anywhere else

5
Awesome service- wouldn’t go anywhere else Reviewed on: 8th April 2026
Emma B's avatar
Emma B

I have been using Paypal over 15yrs now, I first sta...

5
I have been using Paypal over 15yrs now, I first started using it for my online business. Its very user friendly and very good if you need paypal credit. Reviewed on: 8th April 2026
Fatema B's avatar
Fatema B

I am a huge fan of the PayPal credit for it's simple...

5
I am a huge fan of the PayPal credit for it's simple and useable process. Also I am hugely favourable to the digital credit card Reviewed on: 8th April 2026
Harry Roworth's avatar
Harry Roworth

PayPal credit has been fantastic.

5
PayPal credit has been fantastic. I love the Buy Now and pay in 4 instalments. Just so easy to use. Reviewed on: 8th April 2026
Jonathan S's avatar
Jonathan S

I have used PayPal for many years

5
I have used PayPal for many years and have found it to be both easy and safe to use , plus with the 4 months interest free credit it’s a no brainer. I would highly recommend them Reviewed on: 8th April 2026
Frederick H's avatar
Frederick H

Any problem I have they've sorted it all out in a re...

5
Any problem I have they've sorted it all out in a reasonable way, PayPal credit is a lot easier to use than other accounts Reviewed on: 8th April 2026
David M's avatar
David M

Amazing customer service. Great company.

5
Amazing customer service on the phone. Quick to resolve issues and help with advice and undemanding my account and order of payments. I feel protected financially when I’m using PayPal to pay for things. And the PayPal credit service is great. Anything over £100 4 months to pay it off interest free. It really helps in this day and age with the cost of living. Reviewed on: 8th April 2026
Tammy's avatar
Tammy

Review PayPal: PayPal Credit now

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