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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,328 reviews, last reviewed 23rd Apr 2026
2908500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rates. 0%Interest if you pay in 4 months. Reviewed on: 23rd April 2026
Joe's avatar
Joe

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82328)

Always helpful and helps spread payments easy to use...

5
Always helpful and helps spread payments easy to use and always able to contact someone when I have had issues no complaints Reviewed on: 8th April 2026
Lee's avatar
Lee

Wouldn't use anything else

5
Have been with PayPal for many years and recommended to family. Safest, easiest, and most trustworthy way to pay. Reviewed on: 8th April 2026
Wondra Vanian's avatar
Wondra Vanian

Easy convenient service

5
Very easy to use & convenient to pay and for everything Reviewed on: 8th April 2026
Ashmita G's avatar
Ashmita G

Very helpful interest free options.

5
Like PayPal options for pay in 3 interest free or PayPal credit with zero interest for 4 months. Really helpful when you want to spread the cost but not want to involve yourself in interest. Reviewed on: 8th April 2026
Jimmy's avatar
Jimmy

I have been seeing Paypal logo almost all retail web...

5
I have been seeing Paypal logo almost all retail website and I can pay easily no confusion no difficulties it’s also safe too Reviewed on: 8th April 2026
Abdullah 's avatar
Abdullah

Helpful in hard times

5
Great help with large purchases with the 4 month interest free Reviewed on: 8th April 2026
Natasha E's avatar
Natasha E

Great interest free short term credit options

5
Helpful when purchasing online to have options to pay in 3 or 4 months interest free. Useful for large purchases to spread the cost eg. Flights Reviewed on: 8th April 2026
Samantha W's avatar
Samantha W

I like PayPal they always seem to have a payment sol...

5
I like PayPal they always seem to have a payment solution, when you need one. Reviewed on: 8th April 2026
Sandra Jones's avatar
Sandra Jones

I have always found PayPal reliable...

4
I have always found PayPal reliable, and if you get caught in a scam sale, they have always fixed it for me. Reviewed on: 8th April 2026
Paul G's avatar
Paul G

Good and Easy to use

4
It’s a really good service, easy to use and very self explanatory. I would recommend the option to extend deadlines or process the payment quicker Reviewed on: 8th April 2026
Emily P's avatar
Emily P

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