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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It really helps alot to fullfill daily dreams withou...

It really helps alot to fullfill daily dreams without tention abd sooo easy to spend and pay again and very good customer service thanks Reviewed on: 7th July 2026

Won't give me PayPal credit pay in 3 for some reason...

Won't give me PayPal credit pay in 3 for some reason but my credit score is good Reviewed on: 7th July 2026

Very good and worth the sign up.

Very good and worth the sign up. Handy to have the platform that many websites recognise Reviewed on: 7th July 2026

PayPal Credit has been a lifesaver for me...

PayPal Credit has been a lifesaver for me, seriously a 10/10 experience! I'd totally recommend it to all my friends and family. It's super convenient, especially when you need to make a purchase but want a bit more flexibility with payments. The interest-free promotions they often have are fantastic, letting you spread out costs without extra charges if you pay on time. I've found it incredibly easy to use, whether I'm shopping online or just need a bit of breathing room for a larger expense. The application process was straightforward, and managing my account through PayPal is seamless. It just takes the stress out of bigger purchases and makes budgeting a lot simpler. Overall, it's a reliable and flexible option that I've personally benefited from many times. It’s definitely worth looking into if you want a smart way to handle your spending. Reviewed on: 7th July 2026

I had a dispute by not receiving an item and they re...

I had a dispute by not receiving an item and they refunded me my money without question Reviewed on: 7th July 2026

its nice to have credit ,its easy to usea

its nice to have credit ,its easy to use on line and promotions to help you. Reviewed on: 7th July 2026

Always happy with services.

Always happy with services. When I had a problem, customer service was amazing, very helpful and polite. Reviewed on: 7th July 2026

Excellent customer service

If I have a problem with a purchase and have paid by PayPal, customer service are very helpful. Reviewed on: 7th July 2026

Always reliable, never any issues

Always reliable, never any issues Reviewed on: 7th July 2026

paypal credit was a easy system to use and i appreci...

paypal credit was a easy system to use and i appreciated them being so helpful Reviewed on: 7th July 2026

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