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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 21st Jul 2025

921250% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy & efficient app to use.

Easy & efficient app to use. Kept upto date with statements Reviewed on: 12th June 2024

Easy to add the payment method when purchasing and g...

Easy to add the payment method when purchasing and gives you flexibility on how much you pay each month Reviewed on: 12th June 2024

The only online payment method I will use.

The only online payment method I will use. It is safe and secure and very easy to use. It gives me peace of mind when purchasing goods or services. Reviewed on: 12th June 2024

Was really easy and straightforward

Was really easy and straightforward Reviewed on: 12th June 2024

I never had any problems.

I never had any problems. Clarity of checkout with 4 months 0% of interest could be improved. Reviewed on: 12th June 2024

I had an emergency back home and didn’t have enough...

I had an emergency back home and didn’t have enough money to buy my flight ticket and I used paypal credit which was so convenient Reviewed on: 12th June 2024

Great app that's user friendly.

Easy to use, payment dates are made clear. Excellent app, easy to log in and user friendly. Pay in 3 is a lifesaver. Reviewed on: 12th June 2024

PayPal best online payment tool

Best way to pay online, with so many security features. Reviewed on: 12th June 2024

Pay pal credit help me a lot to buy things and pay n...

Pay pal credit help me a lot to buy things and pay nothing for 4 months Reviewed on: 12th June 2024

Why aren't you using Paypal?

Been using paypal for a number of years and it's only got better every year. New options, easy to use and very functional. Thanks Pay pal. Love the pay in 3 options , it makes budgeting easier and there are credit options to help you just when you need it. Easy to access and secure. Can't fault it. Reviewed on: 12th June 2024

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