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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149727 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149727)

I was struggling in terms of money and I needed lapt...

I was struggling in terms of money and I needed laptop for my work, I got an idea and checked with PayPal credit. I got good offer with no interest if I use PayPal credit so I took it. Reviewed on: 8th June 2026

Have a good experience to use paypal credit

Have a good experience to use paypal credit Reviewed on: 8th June 2026

Always been able to speak and communicate easily and...

Always been able to speak and communicate easily and with friendly operators Reviewed on: 8th June 2026

As expected, allows continual use of 4 month interes...

As expected, allows continual use of 4 month interest free which is useful Reviewed on: 8th June 2026

Hassle free

Easy going , good customer service Reviewed on: 8th June 2026

Easy peasy

Simple and easy to navigate within the app. Reviewed on: 8th June 2026

My favourite credit account!

I’ve used PayPal for over 10 years and they are reliable and fair with their credit increases. I also like the fact you can use PayPal credit for a variety of purchase and choices on how to repay. Reviewed on: 8th June 2026

Always had a great experience and so easy to use...

Always had a great experience and so easy to use paypal Reviewed on: 8th June 2026

Easy to use

Easy to use and higher acceptance rate than klarna for credit. 0% interest for 4 months over £100 is very helpful. Reviewed on: 8th June 2026

Very easy to use and provide better credit facility

Very easy to use and provide better credit facility Reviewed on: 8th June 2026

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