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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,803 reviews, last reviewed 19th Jul 2025

921100% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

just overall helpful. just overall helpful. beezer. gghjddjkbffn ggjkkhffghjj Reviewed on: 19th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50803)

Made it quick & easy to understand and use

Made it quick & easy to understand and use Reviewed on: 12th June 2024

Would recommended

Really easy to use, widely usable by online brands so it’s worth having! Faultless at the moment. Reviewed on: 12th June 2024

5 star, simple to navigate and competitive rates.

5 star, simple to navigate and competitive rates. Reviewed on: 12th June 2024

My favourite!

My favourite option with PayPal is the paying over 3 months. It gives me the opportunity to buy something that I really want and spread over 3 payments. They give me the exact date of each payment ahead so I can put them in my diary. Of course I'm careful not to over stretch myself. But I have bought items that otherwise I would have missed out on. Reviewed on: 12th June 2024

Excellent service, easy to use

Smooth transactions, excellent support when a purchase made using PayPal was not delivered, payment terms easy to understand, home page, balances & transactions easy to check. Reviewed on: 12th June 2024

Very easy to use and simple.

Very easy to use and simple. Clear to understand and access the money. Good time frame of repaying the money back too. Simple to access on the app and repay in different stages. Reviewed on: 12th June 2024

PayPal either gives you time to pay for those things...

PayPal either gives you time to pay for those things you need that you cannot afford to pay in one go or the option for those little things 3 months interest free.I Have recommended to friends and family who had to buy bigger purchases but couldn't afford to purchase in one go and now they have recommended to their friends and family. Reviewed on: 12th June 2024

Easy & efficient app to use.

Easy & efficient app to use. Kept upto date with statements Reviewed on: 12th June 2024

Easy to add the payment method when purchasing and g...

Easy to add the payment method when purchasing and gives you flexibility on how much you pay each month Reviewed on: 12th June 2024

The only online payment method I will use.

The only online payment method I will use. It is safe and secure and very easy to use. It gives me peace of mind when purchasing goods or services. Reviewed on: 12th June 2024

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