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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

A Credit Service I Can Genuinely Rely On.10/10

I've been using PayPal Credit for a long time and it has genuinely changed the way I shop online. The application process was simple, the account was activated quickly, and managing everything through the PayPal app is incredibly easy. What I appreciate most is the flexibility. Being able to spread the cost of larger purchases has helped me budget without unnecessary stress, while always keeping track of my repayments in one place. The payment reminders are clear, the statements are easy to understand, and making extra payments whenever I want is completely straightforward. I've also always felt confident knowing that PayPal's security and buyer protection are there when shopping online. That extra layer of reassurance makes a real difference, especially when buying from retailers I've never used before. Over the years I've found PayPal Credit to be reliable, transparent and convenient. I've never had any major issues, and whenever I've needed help, the customer service has been professional and helpful. For anyone looking for a simple, secure and flexible way to manage online purchases responsibly, I would happily recommend PayPal Credit. It has become one of the financial services I trust the most. Reviewed on: 7th July 2026

Happy with PayPal, have been use PayPal credit a ver...

Happy with PayPal, have been use PayPal credit a very long time, it gives me flexibility Reviewed on: 7th July 2026

Really easy and very practical.

Really easy and very practical. Smootha and easy transactions and really helpful Reviewed on: 7th July 2026

Excellent service provider for your money

Excellent service provider for your money Reviewed on: 7th July 2026

I have the ability to buy and save with Paypal ....

Gives me the opportunity to purchase from a huge choice of outlets at the best prices and at the right time for me and my family... Reviewed on: 7th July 2026

PayPal is a secure payment portal, straight forward...

PayPal is a secure payment portal, straight forward and flexible. I’ve had a pleasant journey so far Reviewed on: 7th July 2026

I love the convenience , safety and interest free sp...

I love the convenience , safety and interest free spending with PayPal. Reviewed on: 7th July 2026

The easy way

It is the easiest and cheapest way to pay for your purchases. It couldn’t be more convenient! Reviewed on: 7th July 2026

PayPal credit is easy to access, provides information.

PayPal credit is easy to access, provides information. Structured. Repayment plan is affordable to maintain. Reviewed on: 7th July 2026

Ive used paypal pay in 3 twice this year for holiday...

Ive used paypal pay in 3 twice this year for holidays its so easy Reviewed on: 7th July 2026

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