Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

View other PayPal products

4.91

Based on 50,803 reviews, last reviewed 15th Jul 2025

1842300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50803)

Paypal credit offers a convenient way of meeting my...

Paypal credit offers a convenient way of meeting my purchasing needs and pay later with no interest Reviewed on: 12th June 2024

I have loved using as it helps me spread my payments...

I have loved using as it helps me spread my payments out Reviewed on: 12th June 2024

solid as a rock

it's reliable service that I have come to depend on. Reviewed on: 12th June 2024

Great way to afford what you want!!

Simple to set up - no interest fees for interest fee credit seamless and voila - before you know it your balance is paid off!! Reviewed on: 12th June 2024

Used it for years.

Used it for years. And been very easy to manage money using Reviewed on: 12th June 2024

Easy quick and secure when purchasing online

Easy quick and secure when purchasing online Reviewed on: 12th June 2024

I have used Paypal credit for years now.

I have used Paypal credit for years now. It is a secure, quick and easy to use service and the terms of which are explained clearly Reviewed on: 12th June 2024

Never a bad experience with pay in 3

Never a bad experience with pay in 3 Reviewed on: 12th June 2024

Perfect, recommend to anyone.

Perfect, recommend to anyone. Love how it's easy to use and convenient. You are always protected with Paypal, I cannot recommend enough Reviewed on: 12th June 2024

Excellent customer service - opened a case to claim...

Excellent customer service - opened a case to claim money from a fraudulent company and just paid back into my account Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zopa 4.93 from 40269 reviews
Flexicard
from Halifax 4.57 from 5 reviews
Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22340 reviews
Payment Provider
from PayPal 4.93 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub