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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always been a life saver when an appliance gone wron...

Always been a life saver when an appliance gone wrong or something important comes up or especially for a nice little treat I use it as regular as I can and never had a issue Reviewed on: 7th July 2026

A very handy service that is easy to use

A very handy service that is easy to use Reviewed on: 7th July 2026

PayPal my money holder

PayPal is everywhere and it’s easy to use I love it Reviewed on: 7th July 2026

Outstanding

Really helpful in a way that it gives me 0% markup on lot of retails. Reviewed on: 7th July 2026

Easy to use, a lot of places where can be...

Easy to use, a lot of places where can be used Reviewed on: 7th July 2026

Top notch

Paypal has probably been my most trusted credit line since the start. Iv never had any problems and considering im a hard person to please I genuinely have no complaints. Reviewed on: 7th July 2026

PayPal credit is perfect for those 1 off large purch...

PayPal credit is perfect for those 1 off large purchases so you can spread the payments interest free over a few months, saving you time and money Reviewed on: 7th July 2026

PayPal , the one you can depend on .

PayPal has always been there when needed. Whether it’s the surety of getting the item you wanted and it is as described, or being an easy way to purchase , you can use PayPal without qualms . Reviewed on: 7th July 2026

"I have been using PayPal for years and it remains m...

"I have been using PayPal for years and it remains my go-to payment method. It makes online shopping incredibly fast because I do not have to type in my card details every time. Reviewed on: 7th July 2026

Reliable

Never let me down and the app is rly good Reviewed on: 7th July 2026

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