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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149655 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (149655)

It has been great with all the different options you...

It has been great with all the different options you have available to you and it’s has been helpful at a time of need as well. It has been a big connivence as well. I actually was recommended by family as well. Reviewed on: 8th June 2026

Fantastic company & good customer service

Fantastic company & good customer service Reviewed on: 8th June 2026

Easy to use and accepted all over

Great product, really easy to use and navigate the app, can be used anywhere that accepts PayPal and now even more places since they brought out an actual card linked to your account Reviewed on: 8th June 2026

PayPal Credit is been easy to use.

PayPal Credit has been easy to use and convenient for spreading the cost of larger purchases. The application process was straightforward, payments are simple to manage through the app, and promotional interest-free periods can be very useful when used responsibly. Reviewed on: 8th June 2026

PayPal has always got my back

PayPal has always got my back if that means spending money through their app or helping me out when I’m short. Any time I need advice their customer service is amazing and very patient. Very good job overall. Reviewed on: 8th June 2026

Easy to use, good offers available

Easy to use, good offers available Reviewed on: 8th June 2026

Brilliant n fantastic

It’s fantastic. We can use it anywhere to pay Reviewed on: 8th June 2026

Can always rely on PayPal and I don’t have to worry...

Can always rely on PayPal and I don’t have to worry if I need anything and haven’t got the money at the time as I can use PayPal and pay later when I have the money. Love it Reviewed on: 8th June 2026

Really love the pay in 3 optionTHe opportunity to ha...

Really love the pay in 3 optionTHe opportunity to have 0% is very useful Reviewed on: 8th June 2026

I have been using my credit card for a while now for...

I have been using my credit card for a while now for different purposes,and so far i am very happy with paypal,easy to use and easy to use Reviewed on: 8th June 2026

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