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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal credit is so easy to use, very convenient

PayPal credit is so easy to use, very convenient Reviewed on: 7th July 2026

Everything is perfect customer service and fees

Everything is perfect customer service and fees Reviewed on: 7th July 2026

MOST RELIABLE AND VERY EFFICIENT

MOST RELIABLE AND VERY EFFICIENT Reviewed on: 7th July 2026

Very good 4 months with no interest

Very good 4 months with no interest Reviewed on: 7th July 2026

Speaking to a human

If I have had any queries it’s easy to call and speak to a human Reviewed on: 7th July 2026

Had my credit card for a very long time now.

Had my credit card for a very long time now. Really helpful and would definitely recommend Reviewed on: 7th July 2026

Pay in 3 is just, well, BRILLIANT.

Pay in 3 is just brilliant. Simple and manageable. I keep a strong sense of control, buy things I might be unable to in one hit and…within a couple of months it’s done. WITH NO OVERHEADS. Totally recommended. Reviewed on: 7th July 2026

Excellent

My experience has been excellent Reviewed on: 7th July 2026

4 months % free

4 months interest free credit has been a game changer Reviewed on: 7th July 2026

Easy payment scheme and flexible

Easy payment scheme and flexible Reviewed on: 7th July 2026

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