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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,668 reviews, last reviewed 23rd Apr 2026
2939300% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Communication, refunds and customers service are best. Communication, refunds and customers service are best. Understanding of your experience and expectations. Quick responds to issues and solution. Happy... Read more Reviewed on: 23rd April 2026
Anne E's avatar
Anne E

Latest lowest rating:

2

I can never make out what happen yo my refunds. I can never make out what happen yo my refunds. I wish this could be made a bit clearer Reviewed on: 23rd April 2026
Rachelle 's avatar
Rachelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82668)

How PayPal Credit Made Online Shopping Easier for Me

5
PayPal Credit has been really helpful for me when shopping online. Sometimes it’s difficult to pay the full amount for something all at once, and this option makes it easier by letting me spread the payments over time. It’s simple to use during checkout and gives a bit of flexibility when buying things I need. Overall, it’s been a convenient way to manage online purchases without feeling the pressure of paying everything in one go. Reviewed on: 9th April 2026
Imrul H's avatar
Imrul H

Great and easy to use, very quick and reliable

5
Great and easy to use, very quick and reliable Reviewed on: 9th April 2026
Hannah 's avatar
Hannah

Purchasing that feels safe and ethical

5
PayPal Credit is a very ethical lender with great rates. I always have a great experience. They make purchasing feel safe. Reviewed on: 9th April 2026
Lucy D's avatar
Lucy D

Great service

5
The hole experience was seamless. Reviewed on: 9th April 2026
Mark C's avatar
Mark C

It’s amazing I’m enjoying PayPal credit

5
I’m enjoying PayPal credit it is really helpful application and I’m thankful to PayPal credit team they always help Reviewed on: 9th April 2026
Ali Haider 's avatar
Ali Haider

I’ve never had a problem with pay pal.

5
I’ve never had a problem with pay pal. It gives me piece of mind when buying things online Reviewed on: 9th April 2026
Sally's avatar
Sally

Paypal payments

4
Easy to make payments and wide acceptance of payment mode, I feel secure in usuing paypal because of reliance and customer support. Reviewed on: 9th April 2026
Satish B's avatar
Satish B

I find PayPal a very secure method of making payment...

5
I find PayPal a very secure method of making payments nationally and internationally. Any refunds are promptly paid back into my bank account. Reviewed on: 9th April 2026
Parmindar 's avatar
Parmindar

Easy easy paypal.

5
Paypal is easy to use and a great straight forward way to use and keep track of spending and credit. The customer service are helpful and easy to understand and its great that they give reminders. Reviewed on: 9th April 2026
Ruth H's avatar
Ruth H

I’ve used PayPal for many years , always been good.

5
I’ve used PayPal for many years , always been good. Reviewed on: 9th April 2026
Claud's avatar
Claud

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