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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,802 reviews, last reviewed 15th Jul 2025

1842300% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50802)

Good prompt service very easy to use

Good prompt service very easy to use Reviewed on: 12th June 2024

PayPal's flexible payment options are Incredible

An easy to use, complete, and accessible payment system with flexible options that are far easier to understand than other payment option providers. Being able to split up large payments into 3 or even using PayPal Credit. Both of which have straightforward and clear instructions about how it can be used, when you have to pay, and so on. PayPal is such a universally good system and I've never found a replacement that I've liked using as much. Reviewed on: 12th June 2024

Very handy and easier to use, however interest rates...

Very handy and easier to use, however interest rates very high. False advertisement with paying bits off with no interest Reviewed on: 12th June 2024

Easy payment service, do shopping without difficulti...

Easy payment service, do shopping without difficulties and better payment options Reviewed on: 12th June 2024

Streamlined stress free relief

My life’s become alot easier since attaining the credit from PayPal which genuinely was quick and easy, it’s mostly useful for material items but you can also use it for food services when you’re desperate and pay it off as you can, it’s a rather streamlined experience! Reviewed on: 12th June 2024

I recommend PayPal for eve.

I recommend PayPal for eve. Here is everything explained in detail, no hidden points. I am very happy with using PayPal Reviewed on: 12th June 2024

Makes life so much easier being able to split big pu...

Makes life so much easier being able to split big purchases over 3 or 4 months. Reviewed on: 12th June 2024

Thanks to PayPal.

Thanks to PayPal, I was able to buy many things without paying interest. In a very simple and convenient way. Reviewed on: 12th June 2024

Great service and interest rates

I have never had any issues and the interest rate is very good Reviewed on: 12th June 2024

Paypal credit offers a convenient way of meeting my...

Paypal credit offers a convenient way of meeting my purchasing needs and pay later with no interest Reviewed on: 12th June 2024

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