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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149380 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149380)

Love paypala buy now pay later option.

Love paypala buy now pay later option. Reviewed on: 8th June 2026

Love the new points system.

Love the new points system. This encourages me using paypal more instead of my credit card Reviewed on: 8th June 2026

Easy to use and reliable service

I've been using PayPal Credit for some time now and have found it to be a convenient and flexible way to spread the cost of purchases. The application process was straightforward, payments are easy to manage, and the online account provides a clear overview of balances and transactions. The promotional interest-free periods can be particularly useful when making larger purchases, helping to manage cash flow without immediate pressure. Overall, I've found the service reliable and simple to use, and it has been a helpful payment option when needed. A positive experience overall. Reviewed on: 8th June 2026

Paypal credit has made it easy to budget and manage...

Paypal credit has made it easy to budget and manage large purchases . Its always my go to option credit payment I choose. Reviewed on: 8th June 2026

Safety and security

All my personal experiences with PayPal have been positive, what I like is the fact that I don’t have to give out my credit card details which gives me a feeling of security. If PayPal is a choice to pay for anything that is my number one choice. Reviewed on: 8th June 2026

Great service

Great for using to spread payment on expensive items Reviewed on: 8th June 2026

I have used PayPal for many reasons and it is easy t...

I have used PayPal for many reasons and it is easy to use, whilst protecting your money Reviewed on: 8th June 2026

Easy service to use, fair fees and no hassle

Easy service to use, fair fees and no hassle Reviewed on: 8th June 2026

PayPal pay in 3 no interest is great I’ve used it a...

PayPal pay in 3 no interest is great I’ve used it a few times now. I just wish it was simpler to pay off individual purchases. I always pay with PayPal if there’s an option for it when purchasing online as it’s just easy. More sites that offer it the better really. Reviewed on: 8th June 2026

With you app, purchasing is very smooth

With you app, purchasing is very smooth Reviewed on: 8th June 2026

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