Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82927 reviews)

View other PayPal products

4.90

Based on 82,927 reviews, last reviewed 23rd Apr 2026

2963500% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good for me. Good for me. I am really enjoying it Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (82927)

Highly recommend

Been using them for years and have always felt confident in the service and support Reviewed on: 9th April 2026

PayPal is by far the safest, quickest, cheapest, and...

PayPal is by far the safest, quickest, cheapest, and most available payment platform. Reviewed on: 9th April 2026

Good experience, nothing to complain about- worked t...

Good experience, nothing to complain about- worked to finance a new phone Reviewed on: 9th April 2026

PayPal has completely transformed the way I manage a...

PayPal has completely transformed the way I manage and move my money. From the moment I started using it, I was impressed by how seamless, secure, and incredibly user-friendly the platform is. Whether I’m shopping online, sending money to family, or receiving payments for work, PayPal makes every transaction feel effortless. One of the standout features for me is the speed. Payments are processed almost instantly, and I get real-time notifications that give me peace of mind. The security measures are also top-tier. Knowing that my financial information is protected with advanced encryption and fraud monitoring allows me to transact confidently, both locally and internationally. What truly sets PayPal apart is its convenience. I can link multiple bank accounts and cards, manage subscriptions, track spending, and even handle international payments — all in one place. The interface is clean and intuitive, making it easy for anyone to use, regardless of their tech experience. Customer support has also been reliable whenever I’ve had questions. Issues are handled professionally and efficiently, which shows that PayPal genuinely values its users. Overall, PayPal isn’t just a payment platform — it’s a trusted financial partner. It saves time, reduces stress, and provides a level of security and flexibility that’s hard to beat. I highly recommend PayPal to anyone looking for a fast, safe, and dependable way to manage their money in today’s digital world. Reviewed on: 9th April 2026

Always a great way to pay

Always a great way to pay …as I find I am always protected on my purchases . Reviewed on: 9th April 2026

It is very easy to deal with them

It is very easy to deal with them and they have the best outcomes usually. I have had refunds come back and it is dealt with so easily. The option to spread the payments is great also. Reviewed on: 9th April 2026

Zero complains

no complains till date and good response whenever i had to reach out Reviewed on: 9th April 2026

Easy to use and convenient especially the pay in 3 o...

Easy to use and convenient especially the pay in 3 option Reviewed on: 9th April 2026

Always easy ro use and manage my finances.

Always easy ro use and manage my finances. Makes spreading the cost of large purchases simple. Reviewed on: 9th April 2026

Always easy to use and very convenient.

Always easy to use and very convenient. Reviewed on: 9th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3683 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38014 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub