Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

PayPal yesrs of life

I’ve used PayPal now for many years. The 4 month interest free period for larger purchases has always helped me plan my finances Reviewed on: 7th July 2026

Easy and clear.

Easy and clear. Spreads the cost easily with no worries Reviewed on: 7th July 2026

Paypal is very safe to use, and i like it's internat...

Paypal is very safe to use, and i like it's international. Reviewed on: 7th July 2026

A financial app for the masses

On top of all aspects of money, finance and refunds.. unexpectedly quick on reviews and returns.. I'm a very happy with the PayPal team Reviewed on: 7th July 2026

PayPal credit is really good to use

PayPal credit is really good to use Reviewed on: 7th July 2026

Paypal is always my preferred method of online payment.

Paypal is always my preferred method of online payment. I feel safe and protected. I have used customer service many times and always found it be be excellent. Reviewed on: 7th July 2026

Used PayPal at checkout is so reliable and convenient.

Used PayPal at checkout is so reliable and convenient. I would recommend any family members or friends to use PayPal. Reviewed on: 7th July 2026

Great for spreading payments on purchases and is use...

Great for spreading payments on purchases and is used by many retailers. Reviewed on: 7th July 2026

Provided great flexibility on when to pay back payme...

Provided great flexibility on when to pay back payments and how to to ensure that I can make purchases without the worry sometimes involved and the stigma that can be attatched Reviewed on: 7th July 2026

My experience with PayPal has always been great, onc...

My experience with PayPal has always been great, once I called the customer service, they service was excellent and they helped me with what I needed. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub