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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Highly recommended

Very prompt, I have no issues using paypal Reviewed on: 7th July 2026

Great way of paying excellent advantages and speedy...

Great way of paying excellent advantages and speedy payments Reviewed on: 7th July 2026

Reliable, Secure, and Easy to Use

I've been using PayPal for years, and it has consistently been a fast, secure, and reliable way to send and receive money. The checkout process is simple, transactions are processed quickly, and I appreciate the added buyer protection when shopping online. The mobile app is easy to use, and linking my bank account and cards was straightforward. Overall, PayPal gives me confidence when making online payments, and I highly recommend it to anyone looking for a trusted digital payment service. Reviewed on: 7th July 2026

Gets my money back when items aren't as advertised

Gets my money back when items aren't as advertised Reviewed on: 7th July 2026

Good service particularly the paypal credit with pur...

Good service particularly the paypal credit with purchase of over £100. you can chase a bargain without paying interest! Reviewed on: 7th July 2026

No problems just solutions

Never had problems but when spoke to someone they were very friendly and understanding Reviewed on: 7th July 2026

Pay pal Credit has provided me with the convenience...

Pay pal Credit has provided me with the convenience I did not find elsewhere. The customer service I’ve received whenever I need to contact them has always been completely satisfactory and leaves me feeling valued as a user of their services. Reviewed on: 7th July 2026

Very helpful and easy to use and excellent value for...

Very helpful and easy to use and excellent value for money Reviewed on: 7th July 2026

Easy to apply for.

Easy to apply for, quick decision, great credit limits. Customer services respond fast and with exceedingly good professionalism. Reviewed on: 7th July 2026

Number one

I’ve been with PayPal for years there the best by far. Number one money people in my opinion Reviewed on: 7th July 2026

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