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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 21st Jul 2025

921250% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

EASY TO SET UP

I have always found Pay Pal credit to be an excellent way to buy things especially if you can pay over 3 months to spread the cost. It's also very easy to set up as well Reviewed on: 12th June 2024

Flexible secure way to purchase items interest free,...

Flexible secure way to purchase items interest free, either by choosing to pay in three or on credit option.Easy way to pay friends and family. Reviewed on: 12th June 2024

A fair, trustworthy company.

Bought multiple items on different occasions, sometimes the more expensive things I needed, made affordable with pay over installments with interest free payments is honestly is so great. Can not be more fair and extremely trustworthy. I use paypal where ever I can. Iv even started adding funds every month to save for the bigger purchases and Christmas/ birthday gifts. Just so easy and convenient. Reviewed on: 12th June 2024

Great in emergencies

Easy to set up and use, conditions are clear if you bother to read them. Great way to get something in a hurry and funds dont allow at the time, but remember to budget for the monthly repayment, you can also make additional payments easily to clear your debt quicker..... however, direct debit payments are usually taken a few days after the date shown.... This may either help or hinder those on a tight budget trying to keep track of their bank accounts Reviewed on: 12th June 2024

Love it, always using paypal for purchasing online

Love it, always using paypal for purchasing online Reviewed on: 12th June 2024

Easy to use and navigate.

Easy to use and navigate. Great customer service ! Reviewed on: 12th June 2024

I don't purchase online if the comoany does not offe...

I don't purchase online if the comoany does not offer Paypal as a payment option. I feel it is secure and any disputes I have are dealt with promptly. Reviewed on: 12th June 2024

Good, well secure and quick to make payments

Good, well secure and quick to make payments Reviewed on: 12th June 2024

No issues when using pay pal credit.

No issues when using pay pal credit. Simple to use and very clear! Reviewed on: 12th June 2024

PayPal is always ready to use and if you need anythi...

PayPal is always ready to use and if you need anything just a phone call away Reviewed on: 12th June 2024

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