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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very quick and easy, straightforward to apply

Very quick and easy, straightforward to apply Reviewed on: 7th July 2026

Happy to use PayPal at every opportunity

I use PayPal a lot and have always been happy with all transactions Reviewed on: 7th July 2026

Safety Hack

It's my safest way to conveniently shop online. No. PayPal then no purchase Reviewed on: 7th July 2026

Paypal Platform is a top-notch

I have been using paypal for a very long time, and I have not had any reason to complain, and when I have queries, I get prompt responses and quick solutions. Paypal service is a top-notch. I have refered paypal to so many people and I will continue doing so. Paypal makes all my online payments easy, and they also make my payments flexible with pay in three instalments, the credit card etc. Reviewed on: 7th July 2026

I feel safe using PayPal especially as I do not have...

I feel safe using PayPal especially as I do not have to enter my card details. It is reassuring to be able to use the different PayPal methods. There is always a backup if any problems arise from the purchase. Reviewed on: 7th July 2026

They are good.

They are good. In fact actually good. Not bad. Good. Reviewed on: 7th July 2026

The 4 months interest free payments are a real posit...

The 4 months interest free payments are a real positive. The customer service have always been great everytime I have had to engage with them. Reviewed on: 7th July 2026

Highly reliable and easy to use

I have been using PayPal Credit for a while now and it has completely simplified my online shopping. The option to split payments is incredibly useful, and the checkout process is always fast and secure. I highly recommend it to anyone looking for a flexible and trustworthy credit option. Reviewed on: 7th July 2026

Worthwhile method to manage finances through credit...

Worthwhile method to manage finances through credit services Reviewed on: 7th July 2026

Excellent experience Excellent service

Excellent experience. Excellent service Reviewed on: 7th July 2026

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