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PayPal: PayPal Credit reviews

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4.90
Based on 83,096 reviews, last reviewed 23rd Apr 2026
2978800% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always a great experience, Used for years without a... Always a great experience, Used for years without a problem Reviewed on: 23rd April 2026
Stusledge's avatar
Stusledge

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83096)

So easy to use, an excellent method to make online p...

5
So easy to use, an excellent method to make online purchases. Reviewed on: 10th April 2026
Richard Marmoy's avatar
Richard Marmoy

Easy and practical way for shopping

5
Easy to get access from most of website online shopping, easy to select the best plan, I would love more reminders about deadlines for payments Reviewed on: 10th April 2026
Mona's avatar
Mona

paypal is always so convinient way of shopping

5
paypal is always so convinient way of shopping Reviewed on: 10th April 2026
Klaudia S's avatar
Klaudia S

PayPal is a great way to safely spend money

5
PayPal is a great way to safely spend money Reviewed on: 10th April 2026
Julie E's avatar
Julie E

20yrs of Worry-free experience

5
I have not had a single problem with Paypal ever since I first registered. I had no clue about the scope of its benefits and services as my initial reason to register was just so I could make payments to my eBay purchases some 20yrs ago. Fast forward 2026, I am still well pleased and I’m using Paypal actively, on purchases, money transfers to family and friends, and now I’m using the Paypal Credit as well. A number of times I’ve had issues with merchants but Paypal’s customer protection made it all so easy for me to deal with the issue successfully. I would like to take this opportunity to thank you good guys at Paypal for your great service consistently. Reviewed on: 10th April 2026
Ernesto R's avatar
Ernesto R

Always easy and seamless....

5
I've used PayPal for years now - for buying, selling and for credit purposes. I've never been disappointed and have always received an easy, fast and smooth service. Thank you. Reviewed on: 10th April 2026
RickM's avatar
RickM

Great easy to use service

5
Great service all round with an easy to use app Reviewed on: 10th April 2026
Nathan C's avatar
Nathan C

Accepted in so many places and transactions always g...

5
Accepted in so many places and transactions always go smoothly. When I receive payments I can transfer to my Bank Instantly which is a big help Reviewed on: 10th April 2026
Paul K's avatar
Paul K

Very simple to use and great 0% payment option

5
Very simple to use, great communication and easy to pay off early if you have the ability to do so. I often use it as a 0% payment solution with a range of retailers. I would highly recommend. Reviewed on: 10th April 2026
Simon R's avatar
Simon R

Paypal is quick and easy to use.

5
Paypal is quick and easy to use. Recommended to family and friends. They wouldn't use anything else for on-line payments. Reviewed on: 10th April 2026
Denise W's avatar
Denise W

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