Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149276 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149276)

Really easy to use.

Really easy to use. The app is really helpful and it’s easy to find information such as transaction history and card details. It was really easy to apply and helpful when it gives you the pay in 3 option so that you can make an informed choice about the interest you pay. Reviewed on: 8th June 2026

PayPal Credit.

I use PayPal regularly to make payments and needed a longer period to make a la4ger purchase. They offered an easy solution with no fuss approach. Reviewed on: 8th June 2026

Safest method of payment

PayPal is the safest method for online payments Reviewed on: 8th June 2026

Great way to spread the cost of expensive items

Great way to spread the cost of expensive items Reviewed on: 8th June 2026

Always found PayPal incredibly useful.

Always found PayPal incredibly useful. Transferring money to family and friends as well as being able to pay interest free payments over 3-4 months. Reviewed on: 8th June 2026

Excellent value, easy to use - no hassle payments wi...

Excellent value, easy to use - no hassle payments with protection Reviewed on: 8th June 2026

Always an excellent experience!

Always an excellent experience. Any issues resolved almost immediately Reviewed on: 8th June 2026

always best experience with paypal

always best experience with paypal Reviewed on: 8th June 2026

Very useful for online purchases

Very useful for online purchases Reviewed on: 8th June 2026

Easy to navigate and withdraw money, also a common p...

Easy to navigate and withdraw money, also a common payment method Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79984 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub