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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

A Payment Solution I Can Truly Rely On

"I've had an outstanding experience using PayPal Credit. It has made managing larger purchases much easier by giving me the flexibility to spread the cost over time. The application process was quick, the account was easy to set up, and using PayPal Credit at checkout is simple and convenient. I also appreciate having the option to use Pay in 3 for eligible purchases, which is a great interest-free way to manage smaller expenses. The PayPal app is easy to use, payments are clearly displayed, and everything is secure and transparent. Overall, PayPal Credit has been a reliable and flexible payment solution, and I would confidently recommend it to anyone looking for a trusted way to manage their finances while shopping online. Reviewed on: 7th July 2026

I pay my credir without delat, i am nwver considered...

I pay my credir without delat, i am nwver considered fir a credit rise. Reviewed on: 7th July 2026

I like it

It is really helpful to use PayPal credit which gives flexibility of paying interest free in four instalments. I like it. Reviewed on: 7th July 2026

Perfect PayPal for customers!

Always there for customers, responding and dealing quick . Reviewed on: 7th July 2026

It's great, I know that paypal is protecting me as a...

It's great, I know that paypal is protecting me as a customer Reviewed on: 7th July 2026

Very good and gve me time to pay really love...

Very good and gve me time to pay really love it Reviewed on: 7th July 2026

A Great platform, have used it for years

A Great platform, have used it for years Reviewed on: 7th July 2026

pay pal for me is the best money service in the world.

pay pal for me is the best money service in the world.thank you very much Reviewed on: 7th July 2026

It is a very good service.

It is a very good service. I love the pay in three or pay within 4 months without interest. It helpt me out several times when I had to buy greater value things and didn'r have all the money needed. Reviewed on: 7th July 2026

Always good

Always good response to any problems Reviewed on: 7th July 2026

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