Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149244 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149244)

I find PayPal to be a versatile payment option due t...

I find PayPal to be a versatile payment option due to the different products they offer. I can pay straight from my bank, or use credit for which there are three options to choose from, two of which are interest free. Interest bearing options are at a reasonable rate. I also find the app easy to use and I the option to have PayPal card in my contactless wallet is great. I would recommend PayPal to anyone. Reviewed on: 8th June 2026

Always an excellent experience!

Always an excellent experience. Any issues resolved almost immediately Reviewed on: 8th June 2026

Honest opinion

I wasn't sure what to expect but it's actually a really good service. I was pleasantly surprised. Reviewed on: 8th June 2026

Convenient and easy when I don't have cash

Convenient and easy when I don't have cash Reviewed on: 8th June 2026

A lovely payPal

Convenient, reliable and always there when I need it. A great experience. Reviewed on: 8th June 2026

Has been a very easy experience with updates on when...

Has been a very easy experience with updates on when money is being taken, how much is left to pay etc regularly Reviewed on: 8th June 2026

Excellent customer service

Great experience, twice I have returned the product paid by PayPal, money credited very quickly. great customer support team. Reviewed on: 8th June 2026

Very easy and convenient to use.

Very easy and convenient to use. Gave you extra time to pay the money. Reviewed on: 8th June 2026

nadstardantni sluzby.

good.velmi jsem spokojen.sluzba je na velmi vysoke urovni. Reviewed on: 8th June 2026

Very easy to set up and clear terms

Very easy to set up and clear terms Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79969 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub