Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 83,275 reviews, last reviewed 23rd Apr 2026
2994900% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am very satisfied with paypal they have a great cu... I am very satisfied with paypal they have a great customer service! Amazing Reviewed on: 23rd April 2026
Zeyta's avatar
Zeyta

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83275)

Great paypal

5
Always as expected couldnt ask for more Reviewed on: 10th April 2026

SATISFIED

5
I am very pleased with you. Any problem is solved Reviewed on: 10th April 2026

An easy way to keep track of your life

5
Very easy to set up and so easy to keep track of what you spend or pay back. A simple way of life for a lot of people to keep on living on their own terms. This is definitely the future of credit and debit cards. Reviewed on: 10th April 2026

so easy to manage your business

5
so easy to manage your business. Reviewed on: 10th April 2026

Love PayPal

5
I have used PayPal for a while now it’s a very efficient service , great terms & conditions , so handy and a great service if there are any problems with my account or faulty / suspect payments Reviewed on: 10th April 2026

Expensive credit!

3
Monthly payments are split into two parts, rather than focusing on older transactions that accumulate interest, which makes you pay more than you actually had credit initially, so it's an expensive credit! Reviewed on: 10th April 2026

Easy safe and quick way to pay online and normal tra...

5
Easy safe and quick way to pay online and normal transaction. Reviewed on: 10th April 2026

Great service and used by alot of vendors so really...

5
Great service and used by alot of vendors so really convenient too Reviewed on: 10th April 2026

Easy to use

5
Easy to use and is secure so I would recommend Reviewed on: 10th April 2026

Great credit card and the time allowance to repay of...

5
Great credit card and the time allowance to repay off the credit card is super convenient and easy Reviewed on: 10th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review