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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149208 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149209)

Buy without hassle

Easy credit, pay in three helps immensely Reviewed on: 8th June 2026

Been with PayPal for over 15 years

Been with PayPal for over 15 years, quick and reliable service Reviewed on: 8th June 2026

Flexible payment in 4 months with zero interest

Flexible payment in 4 months with zero interest Reviewed on: 8th June 2026

Easy to used and helpful for shopping and sending money

Easy to used and helpful for shopping and sending money Reviewed on: 8th June 2026

Great and convenient

PayPal Credit is a great and easy way to spread the cost of purchases. The application process was simple, and managing payments through PayPal is convenient and straightforward. It offers flexibility when shopping online and helps make larger purchases more affordable. Overall, I have found PayPal Credit to be reliable, user-friendly, and a useful financial tool. Reviewed on: 8th June 2026

Great app and amazing points!

I love pay pal, I feel safe and secure using it to pay online and the fact I can now use a physical pay pal credit card is amazing. The app is easy to use and they give helpful notifications, I love the face that you can collect points with purchase and have used these to pay for things for my wedding! Reviewed on: 8th June 2026

5 stars for PayPal

Never any problems with transactions, lots of options to make payments, good clear user interface on app Reviewed on: 8th June 2026

Paypal reliability is topnotch

Paypal has really been a good experience in terms of my finance. 4 months of free credit and quite reliable service. Reviewed on: 8th June 2026

Paypal credit has always been a lifesaver when i don...

Paypal credit has always been a lifesaver when i don't have the money to spend on essential items. Especially when there’s zero percentage interest if you payback within the given timeframe. Reviewed on: 8th June 2026

PayPal no1

using pay pal is easy , simply ang helpful Reviewed on: 8th June 2026

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