Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

PayPal credit - best credit option on the market

PayPal credit has been a massive help to me financially. It’s much easier than most credit options available on the market whilst still beating the going APR rating and allowing 0% finance for 4 months Reviewed on: 7th July 2026

Flexible Financing

Interest free option as a valued customer was very welcomed. Clear networking around product and app. Very pleased with service and flexibility. Reviewed on: 7th July 2026

Lots of options

It's always good to have the many options that PayPal has to offer Reviewed on: 7th July 2026

Great service and very reliable the 4 month credit f...

Great service and very reliable the 4 month credit for purchases over £99 is fantastic Reviewed on: 7th July 2026

Always happy with the such an amazing service

Always happy with the such an amazing service Reviewed on: 7th July 2026

Very easy process!

Very easy process! Gives good options Reviewed on: 7th July 2026

PAY PAL IS THE WAY FORWARD

With Very Professional services given, in catering for all needs Reviewed on: 7th July 2026

Being hacked, being scared, being supported

I have had two separate incidents of my account being hacked it was truly frightening even though it wasn’t a large sum of money the support I received was so prompt and swift put into immediate action. Customer support service was in continuous contact informing me by e-mail as to agreed plan of action into resolving the issue as quickly as possible, I was so very impressed by the dedication shown by the lady with whom I spoke with as I mumbled my words and she was patient with me, I have multiple sclerosis and my jaw can affect my speech this lovely lady told me to type the shorty and e-mail it to her which I did ans she immediately opened up a case for me and my money was returned both times to my account. I now have no fear of being hacked or indeed any other scam being pulled I know if I see something that is not right I can contact customer service straight away and all will be made right so thankyou Reviewed on: 7th July 2026

Always had hassle free service.

Always had hassle free service.. So easy to use and trustworthy to boot Reviewed on: 7th July 2026

ok!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

ok!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub