Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,442 reviews, last reviewed 24th Apr 2026
3010700% increase in 5 star reviews
in the past 90 days
4350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the safest way to shop. PayPal is the safest way to shop. No worries about dodgy people getting your bank details. No worries about losing your money to dishonest traders. Th... Read more Reviewed on: 24th April 2026
Mr P's avatar
Mr P

Latest lowest rating:

1

Confusing with extra fees added for an a single miss... Confusing with extra fees added for an a single missed payment Reviewed on: 24th April 2026
Katie Woodward's avatar
Katie Woodward
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (83442)

Love paypal

4
Easy to pay, safe secure,love how easy paypal credit is Reviewed on: 11th April 2026
Karen Poole's avatar
Karen Poole

Paypal credit is so easy to use on so many different...

5
Paypal credit is so easy to use on so many different sites. Just before payday i know i have the luxury of still being able to feed my family by using paypal credit with Iceland. Invaluable. Lifesaver. I love the flexibility of being able to pay it off through a direct debit and my paypal balance no matter how small. Reviewed on: 11th April 2026
Karen Williams's avatar
Karen Williams

top title

5
quick fast and easy........................................ Reviewed on: 11th April 2026
Justin 's avatar
Justin

Great flexibility

5
Easy to use. Has a lot more flexibility than regular credit cards. Excellent Reviewed on: 11th April 2026
Yin 's avatar
Yin

Great service happy with card you can use it everywe...

5
Great service happy with card you can use it everywere very helpful and good customer service Reviewed on: 11th April 2026
Julie Wilson's avatar
Julie Wilson

Never had any problems with PayPal.

5
Never had any problems with PayPal. Great service Reviewed on: 11th April 2026
Esther L's avatar
Esther L

Very good.

5
Very good. No interest and you get points for purchases Reviewed on: 11th April 2026
Cosmin F's avatar
Cosmin F

Just amazing, never use anyone else now and you need...

5
Just amazing, never use anyone else now and you need point easy Reviewed on: 11th April 2026
Richard H's avatar
Richard H

Earning points easily

4
It was good to earn points but have to constantly activate the offer , otherwise points will not be earned . I always forgot to do so , so miss all the points I could earn . It would be helpful offers ares auto activated or added to my account with a notice message . Reviewed on: 11th April 2026
LiPing B's avatar
LiPing B

PayPal is quick and easy to use.

5
PayPal is quick and easy to use. It helps helps spread the cost making life that bit easier. I love the different options to spread the cost including paying off the following month as sometimes that’s all you need. I’ve purchased flights & really big household items via PayPal. I have never had a need to contact customer services as everything has always ran smoothly. Reviewed on: 11th April 2026
Tracy A's avatar
Tracy A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill