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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

excellent

excellent experience with paypal since the lunch over 20 years ago. Reviewed on: 7th July 2026

Quick and easy

Quick and easy to use. 4 moths intrest free very helpfull Reviewed on: 7th July 2026

when you have more than 1 pay later credit I belive...

when you have more than 1 pay later credit I belive the system start adding on interest rate what should be not adding on Reviewed on: 7th July 2026

Good deal

I could pay later for my holiday Reviewed on: 7th July 2026

Excellent

PayPal credit is easy to use. Customer service is excellent. Give you value for money. Good job Reviewed on: 7th July 2026

Easy to use and transparent terms

Very simple and easy to use to pay for transactions. Clear payment terms from the onset. Reviewed on: 7th July 2026

It's great.

It's great..... i like it.... never a problem Reviewed on: 7th July 2026

PayPal gives me confidence

Always feel confident when paying with PayPal. I order quite a bit online and pay with PayPal when I can which gives me reassurance that I'm not ordering from a dodgy site. Reviewed on: 7th July 2026

PayPal credit

I always use PayPal credit, especially when I can also use the buy other 3 months. Reviewed on: 7th July 2026

Easy to use and is user friendly

Easy to use and is user friendly Reviewed on: 7th July 2026

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