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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Use PayPal all the time so easy and quick

Use PayPal all the time so easy and quick Reviewed on: 7th July 2026

I love my paypal option of payin3.

I love my paypal option of payin3. It's a lifesaver in these hard times. Reviewed on: 7th July 2026

Never had any issues using PayPal Credit

Never had any issues using PayPal Credit Reviewed on: 7th July 2026

So far it is an excellent experience while using it.

So far it is an excellent experience while using it. Whenever I need to buy tickets or any electronic I use it Reviewed on: 7th July 2026

Never had any issue using PayPal!

Never had any issue using PayPal. I have been using PayPal for years and will continue using them for as long as I can. There app is user friendly and informative. Will definitely recommend it to anyone. Reviewed on: 7th July 2026

Easy pesy

Decision was done quickly and was able to use it straightaway and set up how to pay it was very easy to use and understand Reviewed on: 7th July 2026

Easy to use, the PayPal credit helps to buy now pay...

Easy to use, the PayPal credit helps to buy now pay later. Its amazing Reviewed on: 7th July 2026

Easy to use, great showing dates to pay by

Easy to use, great showing dates to pay by Reviewed on: 7th July 2026

Been with PayPal for number of years.

Been with PayPal for number of years.credit/pay in three.makes it easy to afford things without the hassle.app easy to use and find out what you need.Excellent company. Reviewed on: 7th July 2026

Easy cheap credit, seconds to arrange.

Easy cheap credit, seconds to arrange. Good introductory deal. Easy to manage payments and balances Reviewed on: 7th July 2026

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