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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149100 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149100)

Very happy with PayPal

I’ve been using PayPal for a while now and I’m very happy with their service. It’s quick, easy to use, and makes online payments feel safe and secure. I’ve had a very good experience overall and would definitely recommend it. Reviewed on: 8th June 2026

So grateful

PayPal credit helped me out in a desperate situation and I’m so grateful for that. The payments are easy and manageable. Reviewed on: 8th June 2026

I have used PayPal for years and they’ve always been...

I have used PayPal for years and they’ve always been great. Constantly improving and updating their process to move with the times and stay up to date. Reviewed on: 8th June 2026

Four months interest free creditover £...

Four months interest free credit on purchases over £99 beats a credit card! Reviewed on: 8th June 2026

Always had a good experience customer service is alw...

Always had a good experience customer service is always helpful Reviewed on: 8th June 2026

Good just good really not much more to say

Good just good really not much more to say Reviewed on: 8th June 2026

Sending money or receiving or purchasing items with...

Sending money or receiving or purchasing items with so many options - to be honest, they are the best! Reviewed on: 8th June 2026

Easy to use, Reliable and secure

Easy to use, Reliable and secure Reviewed on: 8th June 2026

Great for paying and very helpful team mu

Great for paying and very helpful team mu Reviewed on: 8th June 2026

Fair & prompt treatment

Fair, prompt treatment particularly with claims on unfair transactions. Reviewed on: 8th June 2026

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