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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Easy to use

5
Easy to use. Recognised and accepted any where Reviewed on: 7th July 2026

Safe, secure, easy to use and handy.

5
Safe, secure, easy to use and handy. Reviewed on: 7th July 2026

Pay pal has helped me allot especially during my dif...

5
Pay pal has helped me allot especially during my difficult times thank you for everything you do Reviewed on: 7th July 2026

Best buying on line

5
Not much pressure on buying products. Reviewed on: 7th July 2026

Great service whenever you like some thing you can b...

5
Great service whenever you like some thing you can buy through PayPal hassle free even though things goes wrong you can reclaim your money back guarantee and another good investment feature Which is crypto currency so can invest your money easily through PayPal you can trust. Well done providing such a Great service. Thanks Reviewed on: 7th July 2026

Simple to set up and manage.

5
Simple to set up and manage. A brand that I can trust. Reviewed on: 7th July 2026

Reliable Digital Wallet

4
I've been using PayPal for everything from online shopping to splitting dinner bills and it remains my go-to digital wallet. It offers an incredibly secure and convenient experience, PayPal is an essential tool for modern online life. Its security features and widespread acceptance across almost every major retailer is commendable. It’s highly reliable, and I will definitely continue using it. Reviewed on: 7th July 2026

Paypal easy to use services for me

5
Paypal easy to use services for me Reviewed on: 7th July 2026

Easy to use.

4
Easy to use. Great option for buying things Reviewed on: 7th July 2026

PayPal is the best payment option.

5
When I have spoken to your customer services about problems they have been friendly, professional informative and helped me sort it all out. I like that I can use your payment choices, it is good to be able to pay over the 3 months interest free which helps a lot. Also using PayPal is very safe and secure which I like to use always. Keep up your excellent service, you are the best Reviewed on: 7th July 2026

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