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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Simple and straightforward easy to use feel protected

Simple and straightforward easy to use feel protected Reviewed on: 7th July 2026

Not one bad experience in 16 years

Pretty much raised using this app, an essential for those that dont want to share their card details. Pp credit has been a godsend for me saving me from a financial crisis with a fair interest rate Reviewed on: 7th July 2026

Paypal on line.

PayPal are very easy to help you deal with your money also helpful in dealing if you have a dispute with any company you have purchased from, highly recommend PayPal. Reviewed on: 7th July 2026

PayPal is good for when I don’t have enough money

PayPal is good for when I don’t have enough money Reviewed on: 7th July 2026

Always easy to work with.

Always easy to work with. Great experience. 5 ***** Reviewed on: 7th July 2026

Never had any problems at all.

Never had any problems at all. Great work. Reviewed on: 7th July 2026

Fast transactions,excellent interest rates.

Fast transactions,excellent interest rates. All perfect. Reviewed on: 7th July 2026

Very convinient.

Very convinient. App is very easy to navigate. Reviewed on: 7th July 2026

Just perfect when ever I need help there’s always s...

Just perfect when ever I need help there’s always someone to help Reviewed on: 7th July 2026

Extending interest free period would be beneficial

Interest free period for larger purchases should offer a longer term Reviewed on: 7th July 2026

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