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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149050)

VERY RELIABLE

5
Has never failed me when other similar companies have, would recommend! Reviewed on: 8th June 2026

Faultless.

5
Faultless. Straight forward to apply and use. Reviewed on: 8th June 2026

Used PayPal many times

5
I've used PayPal numerous times for large purchases paying over three months it keeps my money in my savings longer Reviewed on: 8th June 2026

Can't fault PayPal.

5
Can't fault PayPal. Any transaction is always simple and smooth. Reviewed on: 8th June 2026

Most reliable way to pay

5
If i am not sure of seller credibility , i know the best choice to pay is paypal because it is impossible to get scammed if paid by paypal. Reviewed on: 8th June 2026

Easy to obtain with clear information on interest an...

5
Easy to obtain with clear information on interest and repayment terms Reviewed on: 8th June 2026

Flexible

5
Flexible, easy to use, happy with product Reviewed on: 8th June 2026

Love pay pal everything about it.

5
Love pay pal everything about it. I use it to pay for everything Reviewed on: 8th June 2026

Easy to use and good options to purchase.

5
Easy to use and good options to purchase. Simple payments Reviewed on: 8th June 2026

PayPal is my family its from long time like family.

5
PayPal is my family its from long time like family. . There Never call me last 16 year for any reason. It’s great relation. With PayPal . Thank you PayPal ever . Reviewed on: 8th June 2026

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