Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,611 reviews, last reviewed 24th Apr 2026
3026400% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient to use. Easy and convenient to use. Widely accepted, good interest rates and a bonus to have. Reviewed on: 24th April 2026
JanW's avatar
JanW

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (83611)

Always handy to have the option of 0% credit.

4
Always handy to have the option of 0% credit. Good company, no issues. Reviewed on: 11th April 2026
dominic r's avatar
dominic r

I love PayPal, it's great.

5
I love PayPal, it's great. Very easy to use. Reviewed on: 11th April 2026
Sarmite R's avatar
Sarmite R

A Game Changer

5
PayPal credit has been truly wonderful and a life saver. Having the ability to spread costs over a set amount of months interest free is a game changer. Thank you PayPal Credit! Reviewed on: 11th April 2026
Niecy G's avatar
Niecy G

I had a good experience and their new service is ver...

5
I had a good experience and their new service is very good. Reviewed on: 11th April 2026
Bijan Sateri's avatar
Bijan Sateri

shopping with PAY PAL

5
all good easy to follow my account on line and keep in control of spending. Reviewed on: 11th April 2026
Chris F's avatar
Chris F

Easy to use, secure and safe ways to pay.

5
Easy to use, secure and safe ways to pay. Reviewed on: 11th April 2026
Katie O's avatar
Katie O

Value for money, no nonsense company in terms of bei...

5
Value for money, no nonsense company in terms of being straight forward, more often offering very good interest rate or aero interest rate Reviewed on: 11th April 2026
Lorenzo's avatar
Lorenzo

Reliable, secure, and absolutely indispensable

5
I've been using PayPal for years, and it's honestly one of those services I now take for granted until I realise how much harder life would be without it. What I love most is the peace of mind. Whether I'm buying from a major retailer or a small business I've never heard of, I never have to share my card details directly. PayPal acts as a secure middleman, and the buyer protection has saved me twice when items never arrived. Both times, my money was refunded quickly with no hassle. Sending money to friends and family is instant and free (if linked to a bank account), and the app makes it effortless to track payments, manage subscriptions, and even use their "Pay in 3" plus 4 months interest-free option for bigger purchases. Customer support has also been surprisingly good the live chat actually resolves issues, and their dispute resolution process is fair and transparent. Yes, their currency conversion fees aren't the cheapest, but for everyday online shopping and secure payments, nothing beats PayPal. It just works, everywhere, every time. Reviewed on: 11th April 2026
R H 's avatar
R H

Banging excellent highly recommended

5
Banging excellent highly recommended Reviewed on: 11th April 2026
Ehsan Qaffari's avatar
Ehsan Qaffari

Straight forward and easy to use

5
Straight forward and easy to use Reviewed on: 11th April 2026
Dieter A's avatar
Dieter A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill