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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Transparent and professional terms!

Transparent and professional terms!Easy and clear process!No hidden surprises and helpful ! Reviewed on: 7th July 2026

Great ease of access, able to format payment structu...

Great ease of access, able to format payment structures, statements and repayments simply with little stress. Paying other people is quick and easy as well, while the credit options offer less stress when handling larger costs Reviewed on: 7th July 2026

Using Paypal is easy and reliable

Grateful for how easy, and reliable Paypal is at any time, and much more since I can use Paypal in places where I couldn't use it before. Reviewed on: 7th July 2026

I really like paypal it is very handy and amazing wa...

I really like paypal it is very handy and amazing way to help ppl out . Reviewed on: 7th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of purchases when needed. Managing my account is simple, payments are easy to make, and everything is clearly explained. It’s given me extra flexibility for larger purchases, and I’ve found it to be a reliable and helpful service. Overall, I’m very satisfied and would recommend PayPal Credit to anyone looking for a convenient payment option. Reviewed on: 7th July 2026

Smooth Transactions

Worry free spending. Guaranteed to be looked after if things wrong with a transaction .PayPal listens and resolves. Reviewed on: 7th July 2026

I love using PayPal as I have 4 months interest free...

I love using PayPal as I have 4 months interest free with my credit card and 3 months plan payment which is also good and feel more safe to use in some websites and is really easy to do it. So I love it Reviewed on: 7th July 2026

Excellent

To be all my experience of PayPal over years have been really good Reviewed on: 7th July 2026

I have always found PayPal an efficient, reliable an...

I have always found PayPal an efficient, reliable and fast money managing service Reviewed on: 7th July 2026

PayPal seems alright

All looks good. They do all you say. They send both local and abroad. They now have a debit card. Reviewed on: 7th July 2026

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