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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148928)

great experience

my experience with PayPal is great ,its makes easier to pay for my order easily and chipper way .like paying 3 times little bit each month. Reviewed on: 8th June 2026

So easy to use, been a member 15 years and had no is...

So easy to use, been a member 15 years and had no issues Reviewed on: 8th June 2026

PayPal Credit_my view

A very easy to use process, that offers great value for money if credit is needed for a certain purchase. Reviewed on: 8th June 2026

They have been superb at every turn

They have been superb at every turn, solving issues and providing support whenever I needed it. One great customer support person took immense trouble to sort out a PayPal virtual credit card account when the app was having issues and their support was impeccable. Reviewed on: 8th June 2026

Why pay for things any other way!!

Been using for years can always trust the transaction and never a worry. Will continue using as it’s great! Plenty of payment options and breakdown/statements always easy to understand! Keep up the effort PayPal. Reviewed on: 8th June 2026

It's been easy to use

It's been easy to use and clear to what I have to pay back. The only thing is when you try and pay money back its a little challenging. Reviewed on: 8th June 2026

Very friendly and accommodating customer service

Very friendly and accommodating customer service Reviewed on: 8th June 2026

PayPal paying for a holiday

I was pleased to get PayPal Credit to pay for a holiday, it took a big burden off me enabling me to pay back at a later date and was able to relax on holiday with more money to spare if I needed. That was a great way PayPal helped me Reviewed on: 8th June 2026

Paypay are trustworthy

When Paypay is in involved i dont hesitate to purchase anything as Paypay is so trustworthy I will and always trust them with my money... Reviewed on: 8th June 2026

PayPal is easy

Makes shopping easier and safer very easy to use Reviewed on: 8th June 2026

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