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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,761 reviews, last reviewed 24th Apr 2026
3040300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy transactions with secure transfers and knowledg... Easy transactions with secure transfers and knowledge that you are covered Reviewed on: 24th April 2026
Mic D's avatar
Mic D

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83761)

It works, I don’t really use it anymore because I do...

4
It works, I don’t really use it anymore because I don’t feel that I need to spread out the cost. When I have used it in the past it works fine and everything went smoothly. It’s a nice sunny day today. What a lovely day. Reviewed on: 11th April 2026
Andrew R's avatar
Andrew R

It is very useful to have the PayPal.

5
It is very useful to have the PayPal. However, if you purchase something where they have 4 months interest free payments, there is no way to send payments directly to that purchase - so if you have any other balances, they get paid first and you never actually get the benefit of having 4 months interest free. Reviewed on: 11th April 2026
Patricia F's avatar
Patricia F

Never had any issues with PayPal

5
Never had any issues with PayPal Reviewed on: 11th April 2026
Anonymous's avatar
Anonymous

Simple and effective

5
I've used paypal now for 16 years and can honestly say I've never had an issue. Each time I've nneded to speak to a rep, I've found all to be easy and effective. Altogether a good experience and a service I can happily leave to run itself. Reviewed on: 11th April 2026
JBH's avatar
JBH

they have easy to use product but their statement an...

5
they have easy to use product but their statement and how they adjust and take payments are bit confusing compared to normal credit features. Reviewed on: 11th April 2026
Selva D's avatar
Selva D

Happy with the service and the application!

5
Happy with the service and the application! Reviewed on: 11th April 2026
Robert Oancea's avatar
Robert Oancea

Happy and satisfied with the Credit , Thank you !

5
I tried to get a credit from other companies and the answer was refusal, I applied to PayPal and received a positive answer, now I can use it every day Reviewed on: 11th April 2026
King Cobra's avatar
King Cobra

PayPal has always been great for me

5
PayPal has always been great for me Reviewed on: 11th April 2026
andy battersby's avatar
andy battersby

Flexible and easy to use

5
I have used PayPal for years including their PayPal Credit facility. Being able to split instalments easily makes larger purchases easier with the 0% options especially being a big plus. The platform and app is easy to manage and the introduction of PayPal+ means I can now earn rewards on even everyfay bills - brilliant! Reviewed on: 11th April 2026
Allicia's avatar
Allicia

Excellent service and product concept.

5
Excellent service and product concept. Reliable and effective. Reviewed on: 11th April 2026
PAC's avatar
PAC

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