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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always prompt and easy to deal with.

Always prompt and easy to deal with. I have never had an unresolved issue Reviewed on: 7th July 2026

Easy to use, great customer service, highly recommen...

Easy to use, great customer service, highly recommended. Several options on ways to pay, and also contactless. So its great if you're caught short at the end of the month. And want to have a day out shopping. Reviewed on: 7th July 2026

Interest free period very helpful

Appreciated the interest free purchase for 4 months. Came in very handy Reviewed on: 7th July 2026

Paypal yay!

I've used paypal/paypal credit for a while now and it's helped me make lots of purchases with the 0 interest for 4 months and has boosted my credit score significantly! I've previously mentioned to family about this, helped them make accounts and understand how too also boost their credit scores too! Reviewed on: 7th July 2026

Always very easy to use, flexible and gives freedom

Always very easy to use. I always liked the interest free payment plans, gave me flexibility with my finances. Especially during the holiday season. It helped a lot. I could save some money also that way. Reviewed on: 7th July 2026

Absolute walk in the palk, nothing like the other pr...

Absolute walk in the palk, nothing like the other providers with hidden fees and terms and conditions. PayPal has credit options, pay in 3 and more which has really helped me in my career when times are hard Reviewed on: 7th July 2026

Safest way to pay

Could do with a phone line to speak with Customer Service. Reviewed on: 7th July 2026

Reliable and trustworthy

No interest credit is very good. Refunds are quickly sorted if items are faulty or undelivered Reviewed on: 7th July 2026

PayPal is so easy to use and trusted.

PayPal is so easy to use and trusted. I use PayPal most places and now having the card made it even better! Reviewed on: 7th July 2026

Unfortunately PayPal they refused a claim.

Unfortunately they refused a claim that I put forward to them regards a shirt i purchased from Kitbag. The shirt didn't meet the purchase specifications. But PayPal denied my claim stating that it wasn't covered by the terms and conditions. Unfortunately I will not be bribed by a potential £1000 prize for a good review. I'm telling you the truth about my experience. Be careful what you purchase via PayPal, especially if you expect to be covered should something go wrong with your purchase! Reviewed on: 7th July 2026

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