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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Protection and security

Paylal have always been great at protecting my money in the past but with paypal credit ot allows me to manage my purchases with a limit and in incrementd. Its also provided my family with an emergency fund whilst on maternity leave. Reviewed on: 7th July 2026

PayPal is super convenient!

So useful for bigger purchases, really helps save money over time. I’ve been with PayPal for many years so PayPal credit is super convenient. Reviewed on: 7th July 2026

Simple to use, interest free time, or pay in 3, whic...

Simple to use, interest free time, or pay in 3, which is good if it’s a bigger purchase. I’ve got a physical card too. Reviewed on: 7th July 2026

Great service

I’ve always found PayPal credit easy to use and the added security you get with it gives me piece of mind when shopping online. Reviewed on: 7th July 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. The application process was simple, payments are easy to manage, and everything has worked smoothly. The app is user-friendly, and I appreciate the flexibility it offers. Customer support was helpful whenever I had a question. Overall, I’m very satisfied and would recommend it to others. Reviewed on: 7th July 2026

Always a helping hand

Always helpful if purchases don’t go to plan , like item never got delivered, or the wrong thing sent , or item damaged when received, nothing is a problem gets sorted instantly , never a hassle at all Reviewed on: 7th July 2026

Never have some issues - 10 years experience

Never have some issues - 10 years experience Reviewed on: 7th July 2026

Paying with paypal

Love using PayPal as it gives you options on how you want to pay Reviewed on: 7th July 2026

App is awful and hides debt.

App is awful and hides debt. I feel there is a deliberate plan to make it difficult for less tech savvy users to see when they have used PayPal credit. Reviewed on: 7th July 2026

Its so reassuring to know that paypal has your vack...

Its so reassuring to know that paypal has your vack and transactions are safe and secure. I use paypal 9 out of 10 times. If its available, its my go to. I know by using it, im also protected if transaction turns out to be fraudulent. Reviewed on: 7th July 2026

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