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PayPal: PayPal Credit reviews

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4.90
Based on 83,916 reviews, last reviewed 24th Apr 2026
3054600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Im very happy that can have PayPal credit limit So I... Im very happy that can have PayPal credit limit So I can buy any things online or wallet fantastic thanks for that Reviewed on: 24th April 2026
Jaroslav s's avatar
Jaroslav s

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83916)

Eases purchasing decisions

5
I’ve used PayPal credit a number of times and it’s made things a lot easier for me financially. Since I depend on my monthly salary, it gives me more options when I need to buy something, especially if it’s something I can’t really delay. The 0% interest for 4 months is really helpful because it lets me get what I need straight away and then pay it off over time. It makes budgeting easier and less stressful. Some retailers even offer longer 0% interest periods, which is even better since it gives me more time to spread out the payments comfortably. Reviewed on: 12th April 2026
Dilan's avatar
Dilan

Easy payments

5
Never had a problem and they make making payments easy Reviewed on: 12th April 2026
Guy L's avatar
Guy L

Excellent all round service.

5
Excellent all round service. Better than my Credit Card!!! Reviewed on: 12th April 2026
C R's avatar
C R

I have used paypal credit for buying stock for my bu...

5
I have used paypal credit for buying stock for my business and have found it very useful. Reviewed on: 12th April 2026
David G's avatar
David G

All is great

5
All is great. There is no hustle Reviewed on: 12th April 2026
Ruslan P's avatar
Ruslan P

Super service and products

5
Super service and products, good contact from customer service and so easy to use. Reviewed on: 12th April 2026
Simon B's avatar
Simon B

Always simple to use PayPal for transactions and to...

5
Always simple to use PayPal for transactions and to send money to friends and family. I have limited experience with Customer services as I’ve not had an issue needing resolution to date. Reviewed on: 12th April 2026
Lloyd P's avatar
Lloyd P

Excellent Help Received

5
I got mixed up with starting my business account and the help I received was excellent. Reviewed on: 12th April 2026
Kay 's avatar
Kay

Efficient

5
Always quick and easy to use. Feels secure to make payments online. Reviewed on: 12th April 2026
Nicola T's avatar
Nicola T

I've been with PayPal 15 years now.

5
I've been with PayPal 15 years now. There customer service and security purchasing item is always second to none! From a very happy customer. 10/10. Reviewed on: 12th April 2026
Andy. E's avatar
Andy. E

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