Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Safe and secure platform for online transactions

I have been using PayPal for quite long time and I feel like it’s very safe and secure when someone willing to do transaction with some unknown of third party company Reviewed on: 7th July 2026

PayPal is trustworthy

I use PayPal as I trust it to cover me in case of fraudulent transactions always there to help Reviewed on: 7th July 2026

I happy experiences...

I have been with PayPal for over 20 years and I have had nothing but good experience s 5*****'all the wat Reviewed on: 7th July 2026

its a great service ,convenient to use.

its a great service ,convenient to use. Reviewed on: 7th July 2026

Transaction safe

I use paypale for my I zettle,and every day transactions its a very secure paying method very simple to use and very quick to pay people on the go its a must have app ***** Reviewed on: 7th July 2026

PayPal for ease of use

PayPal make online purchases easy whilst also giving access to buy now and pay later for those unexpected dearer purchases where payment terms are better spread out.. It offers a safe shopping experience where you can see your purchases and expected payments in one place.. Reviewed on: 7th July 2026

Appreciative customer.

Really straightforward. Need to pay for something- just tap PayPal. Provide identity. Finish! It's also very nice to know its there, in the event of the unexpected. And the monthly statements are invariably 100% accurate. On the rare occasions I've needed to phone, PayPal staff are friendly, courteous and competent. What's not to like and appreciate about PayPal? Reviewed on: 7th July 2026

Convenient and confident.

Convenient and confident. Easily and quickly i can transfer the money and also proper communication with costumers Reviewed on: 7th July 2026

Clear easy to understand the return method

Clear easy to understand the return method Reviewed on: 7th July 2026

Always ready to help

Always ready to help with affording things that your not always able to pay first time , and parents you can afford. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub