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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great service

Flexible and easy to use. Helps with big costs and lets me spread the payments Reviewed on: 12th June 2024

Straightforward and Transparent

I find PayPal Credit to be a very helpful and transparent source if credit. The terms are clearly explained at the outset, and if the amount of credit is paid off within the set time (4 months) there are no fees. Reviewed on: 12th June 2024

I have used PayPal for many years and found it very...

I have used PayPal for many years and found it very useful. It was useful in lots of ways than my traditional bank. Reviewed on: 12th June 2024

Easy to use credit system.

Easy to use credit system. Allows the user to pay for items that would be out of reach in other circumstances. Reviewed on: 12th June 2024

Shop with convenience

I love using PayPal as have trust that if anything was to go wrong I can claim back Reviewed on: 12th June 2024

Happy customer.

Would like PayPal Credit to create a link in customer's account to make full payment in order to settle down a promotional offer by the due date. Reviewed on: 12th June 2024

Safe and secure

Been using PayPal for years and find it the most easiest way to Jay and very secure Reviewed on: 12th June 2024

Easy to use and safe and easy acces

Easy to use and safe and easy acces Reviewed on: 12th June 2024

Very helpful and easy to use, can log on to check re...

Very helpful and easy to use, can log on to check regularly Reviewed on: 12th June 2024

PayPal is the perfect alternative to traditional ban...

PayPal is the perfect alternative to traditional banking. Also offers the best way of finance payments with no interest repayments which is very unusual between tradit7bankd. Reviewed on: 12th June 2024

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