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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,547 reviews, last reviewed 21st Apr 2026
2743600% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer A secure and easy way to use money, and affordable payment plans , I only had the one occasion, where I had to use customer service, and the experien... Read more Reviewed on: 21st April 2026
Nic's avatar
Nic

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (80547)

PayPal Credit

5
PayPal Credit is easy to set up and allows you to purchase items and pay for them with what you can afford at what hat time. Reviewed on: 7th April 2026
Herbert Buchanan 's avatar
Herbert Buchanan

Easy, fast, reliable.

5
Easy, fast, reliable. System and app friendly Reviewed on: 7th April 2026
Mauro A's avatar
Mauro A

Very easy to use, and takes the stress out of a purc...

5
Very easy to use, and takes the stress out of a purchase when I know I can structure it later if I need to. Reviewed on: 7th April 2026
Tim V's avatar
Tim V

Great experience using Paypal.

5
Great experience using Paypal. easy to use no issues. everything is consistent and as expected. No trickery just simple and easy to use. Reviewed on: 7th April 2026
Omraj 's avatar
Omraj

Good payer protection, quick resolution of casess

3
usually good payer protection and quick resolution of cases if any issues arise. Does take a little while for all transactions to clear (both in terms of purchases and payments) Reviewed on: 7th April 2026
Amy K's avatar
Amy K

Great service really quick and hardly if any charge,s .

5
Great service really quick and hardly if any charge,s .and most of all very safe and secure. Reviewed on: 7th April 2026
Gary peters's avatar
Gary peters

I always use PayPal for my tansactions.

5
I always use PayPal for my tansactions. Their safety system agains scammers is phenomenal, there have been a few times where I have had to report fraudulent activity and it has been resolved straight away with the help of friendly and informative staff. PayPal is easy to use, it provides quick and simple payment options. PayPal credit is also an amazing option and fair with a decent interest rate. Reviewed on: 7th April 2026
Jet 's avatar
Jet

convenient credit options

5
The credit facilities offer good choices and no interest options which is highly useful for the type items I tend to purchase. If ever I have had cause to call or message regarding an issue I have been able to get a clear prompt response and am very happy with the customer services in general. I use the PayPal credit regularly. Reviewed on: 7th April 2026
Peter c's avatar
Peter c

I like paypal and paypal credit.

4
I like paypal and paypal credit. The interest rate is good. And i feel its more secure when paying new vendors Reviewed on: 7th April 2026
KashIsKooler's avatar
KashIsKooler

Easy to pay back, informative & send emails and/or n...

5
Easy to pay back, informative & send emails and/or notifications with reminders Reviewed on: 7th April 2026
Anon's avatar
Anon

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